Home > Bank One, West Virginia > Net charge- offs to loans
Bank One, West Virginia, Net charge- offs to loans
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3327% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6020% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9103% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4003% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1124% | 7,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5215% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4963% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4256% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8710% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2187% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5661% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2218% | 8,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4595% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4149% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5723% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1456% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9381% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2021% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7599% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8981% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2315% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0905% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4039% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0223% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4701% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2316% | 9,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3596% | 3,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6821% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0422% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5222% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5293% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5462% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2129% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7292% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8059% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8850% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 40.8546% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9342% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4255% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4466% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4383% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1606% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5869% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8928% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6930% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 18.1443% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1551% | 1,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7570% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1123% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1484% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2017% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8143% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6980% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7112% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0303% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7152% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1602% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2665% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3807% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2268% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8725% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5773% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0299% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0376% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4564% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0287% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2975% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3135% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3017% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3347% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5245% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4085% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0389% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1777% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2408% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1182% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4202% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2483% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1961% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5763% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3028% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3230% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2718% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3810% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3134% | 1,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2481% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2694% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3885% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3656% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0889% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 62.3306% | 7 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4290% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1963% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2462% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1942% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3970% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7467% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2587% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |