Home > Bank One, West Virginia > Assets and Liabilities
Bank One, West Virginia, Assets and Liabilities
| 2003-06-30 | Rank | |
| # of Employees: | 394 | 424 |
| Assets and Liabilities | ||
| Total Assets: | $2,138,275,000 | 321 |
| Cash and due from depository institutions | $102,992,000 | 424 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $6,755,000 | 7,284 |
| Federal funds sold & reverse repurchase agreements | $963,254,000 | 46 |
| Net loans & leases | $1,007,911,000 | 386 |
| Loan loss allowance | $7,630,000 | 635 |
| Trading account assets | $362,000 | 145 |
| Bank premises and fixed assets | $37,148,000 | 233 |
| Other real estate owned | $1,176,000 | 424 |
| Goodwill and other intangibles | $3,336,000 | 865 |
| All other assets | $15,341,000 | 949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,138,275,000 | 321 |
| Total liabilities | $2,005,921,000 | 310 |
| Total deposits | $1,722,798,000 | 283 |
| Interest-bearing deposits | $1,449,585,000 | 278 |
| Deposits held in domestic offices | $1,722,798,000 | 281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $265,529,000 | 185 |
| Trading liabilities | $362,000 | 67 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $17,232,000 | 464 |
| Total equity capital | $132,354,000 | 456 |
| Total bank equity capital | $132,354,000 | 456 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $56,950,000 | 59 |
| Surplus | $61,475,000 | 426 |
| Undivided profits | $13,929,000 | 2,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,015,000 | 265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 930 |
| Income earned, not collected on loans | $928,000 | 3,227 |
| Earning assets | $1,978,282,000 | 314 |
| Long-term assets (5+ years) | $4,090,000 | 6,456 |
| Average Assets, year-to-date | $2,157,378,330 | 313 |
| Average Assets, quarterly | $2,146,538,500 | 314 |
| Volatile liabilities | $381,331,000 | 387 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $85,000 | 1,987 |
| Unused loan commitments | $14,603,000 | 3,397 |
| Tier 1 (core) risk-based capital | $128,756,000 | 420 |
| Tier 2 risk-based capital | $6,620,000 | 683 |
| Total risk weighted assets | $528,574,000 | 723 |
| Total unused commitments | $14,603,000 | 3,409 |
| Derivatives | $16,260,000 | 359 |
| 2003-03-31 | Rank | |
| # of Employees: | 372 | 441 |
| Assets and Liabilities | ||
| Total Assets: | $2,154,802,000 | 319 |
| Cash and due from depository institutions | $93,068,000 | 441 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $7,693,000 | 7,064 |
| Federal funds sold & reverse repurchase agreements | $601,111,000 | 65 |
| Net loans & leases | $1,389,151,000 | 294 |
| Loan loss allowance | $13,485,000 | 382 |
| Trading account assets | $171,000 | 153 |
| Bank premises and fixed assets | $40,254,000 | 220 |
| Other real estate owned | $1,190,000 | 441 |
| Goodwill and other intangibles | $3,336,000 | 860 |
| All other assets | $18,828,000 | 785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,154,802,000 | 319 |
| Total liabilities | $2,019,966,000 | 308 |
| Total deposits | $1,727,100,000 | 279 |
| Interest-bearing deposits | $1,477,581,000 | 279 |
| Deposits held in domestic offices | $1,727,100,000 | 275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $279,196,000 | 179 |
| Trading liabilities | $171,000 | 72 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,499,000 | 535 |
| Total equity capital | $134,836,000 | 433 |
| Total bank equity capital | $134,836,000 | 433 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $56,950,000 | 58 |
| Surplus | $61,475,000 | 425 |
| Undivided profits | $16,411,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,829,000 | 261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $170,000 | 752 |
| Income earned, not collected on loans | $3,238,000 | 831 |
| Earning assets | $1,998,126,000 | 313 |
| Long-term assets (5+ years) | $64,450,000 | 1,467 |
| Average Assets, year-to-date | $2,166,930,000 | 314 |
| Average Assets, quarterly | $2,166,930,000 | 314 |
| Volatile liabilities | $397,486,000 | 377 |
| Insider loans | $130,000 | 7,296 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $86,000 | 1,902 |
| Unused loan commitments | $260,978,000 | 436 |
| Tier 1 (core) risk-based capital | $131,232,000 | 402 |
| Tier 2 risk-based capital | $11,872,000 | 416 |
| Total risk weighted assets | $948,184,000 | 427 |
| Total unused commitments | $260,978,000 | 436 |
| Derivatives | $16,260,000 | 337 |
| 2002-12-31 | Rank | |
| # of Employees: | 362 | 454 |
| Assets and Liabilities | ||
| Total Assets: | $2,179,058,000 | 310 |
| Cash and due from depository institutions | $131,606,000 | 454 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $8,614,000 | 6,862 |
| Federal funds sold & reverse repurchase agreements | $1,389,952,000 | 33 |
| Net loans & leases | $584,844,000 | 600 |
| Loan loss allowance | $14,727,000 | 357 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $39,095,000 | 222 |
| Other real estate owned | $1,610,000 | 454 |
| Goodwill and other intangibles | $3,336,000 | 835 |
| All other assets | $20,001,000 | 738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,179,058,000 | 310 |
| Total liabilities | $2,043,684,000 | 300 |
| Total deposits | $1,785,301,000 | 271 |
| Interest-bearing deposits | $1,497,068,000 | 278 |
| Deposits held in domestic offices | $1,785,301,000 | 269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $240,490,000 | 189 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $17,893,000 | 432 |
| Total equity capital | $135,374,000 | 424 |
| Total bank equity capital | $135,374,000 | 424 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $56,950,000 | 57 |
| Surplus | $61,475,000 | 420 |
| Undivided profits | $16,949,000 | 1,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,050,000 | 244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 698 |
| Income earned, not collected on loans | $3,269,000 | 864 |
| Earning assets | $1,983,410,000 | 308 |
| Long-term assets (5+ years) | $103,890,000 | 931 |
| Average Assets, year-to-date | $2,089,141,200 | 311 |
| Average Assets, quarterly | $2,140,504,000 | 311 |
| Volatile liabilities | $368,062,000 | 396 |
| Insider loans | $167,000 | 7,080 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $87,000 | 1,836 |
| Unused loan commitments | $236,908,000 | 450 |
| Tier 1 (core) risk-based capital | $131,742,000 | 394 |
| Tier 2 risk-based capital | $12,484,000 | 405 |
| Total risk weighted assets | $996,441,000 | 411 |
| Total unused commitments | $236,908,000 | 451 |
| Derivatives | $16,260,000 | 323 |
| 2001-12-31 | Rank | |
| # of Employees: | 375 | 432 |
| Assets and Liabilities | ||
| Total Assets: | $2,061,083,000 | 314 |
| Cash and due from depository institutions | $101,493,000 | 432 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $14,184,000 | 5,536 |
| Federal funds sold & reverse repurchase agreements | $1,014,295,000 | 40 |
| Net loans & leases | $875,382,000 | 424 |
| Loan loss allowance | $14,687,000 | 340 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $31,324,000 | 257 |
| Other real estate owned | $1,706,000 | 432 |
| Goodwill and other intangibles | $3,378,000 | 785 |
| All other assets | $19,321,000 | 733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,061,083,000 | 314 |
| Total liabilities | $1,927,553,000 | 309 |
| Total deposits | $1,679,250,000 | 278 |
| Interest-bearing deposits | $1,457,818,000 | 276 |
| Deposits held in domestic offices | $1,679,250,000 | 274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $187,838,000 | 220 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $35,000,000 | 121 |
| All other liabilities | $25,465,000 | 344 |
| Total equity capital | $133,530,000 | 407 |
| Total bank equity capital | $133,530,000 | 407 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $56,950,000 | 58 |
| Surplus | $61,475,000 | 407 |
| Undivided profits | $15,105,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,548,000 | 188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,067 |
| Income earned, not collected on loans | $5,968,000 | 505 |
| Earning assets | $1,903,861,000 | 309 |
| Long-term assets (5+ years) | $166,896,000 | 607 |
| Average Assets, year-to-date | $2,074,670,600 | 303 |
| Average Assets, quarterly | $2,049,532,000 | 316 |
| Volatile liabilities | $313,137,000 | 435 |
| Insider loans | $223,000 | 6,815 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $233,773,000 | 432 |
| Tier 1 (core) risk-based capital | $129,836,000 | 387 |
| Tier 2 risk-based capital | $49,403,000 | 163 |
| Total risk weighted assets | $1,151,946,000 | 362 |
| Total unused commitments | $233,773,000 | 434 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 451 | 363 |
| Assets and Liabilities | ||
| Total Assets: | $2,134,916,000 | 304 |
| Cash and due from depository institutions | $59,963,000 | 363 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $296,765,000 | 413 |
| Federal funds sold & reverse repurchase agreements | $492,745,000 | 50 |
| Net loans & leases | $1,217,244,000 | 322 |
| Loan loss allowance | $14,229,000 | 346 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $33,247,000 | 238 |
| Other real estate owned | $3,221,000 | 363 |
| Goodwill and other intangibles | $5,487,000 | 568 |
| All other assets | $26,244,000 | 491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,134,916,000 | 304 |
| Total liabilities | $1,987,835,000 | 297 |
| Total deposits | $1,701,652,000 | 266 |
| Interest-bearing deposits | $1,493,488,000 | 265 |
| Deposits held in domestic offices | $1,701,652,000 | 262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $222,656,000 | 208 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $35,000,000 | 118 |
| All other liabilities | $28,527,000 | 328 |
| Total equity capital | $147,081,000 | 381 |
| Total bank equity capital | $147,081,000 | 381 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $56,950,000 | 63 |
| Surplus | $61,475,000 | 396 |
| Undivided profits | $28,656,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,164,000 | 193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 815 |
| Income earned, not collected on loans | $9,370,000 | 308 |
| Earning assets | $2,006,754,000 | 298 |
| Long-term assets (5+ years) | $180,217,000 | 544 |
| Average Assets, year-to-date | $2,001,450,200 | 307 |
| Average Assets, quarterly | $2,059,366,500 | 309 |
| Volatile liabilities | $388,566,000 | 390 |
| Insider loans | $14,399,000 | 272 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $245,749,000 | 391 |
| Tier 1 (core) risk-based capital | $141,787,000 | 358 |
| Tier 2 risk-based capital | $49,229,000 | 166 |
| Total risk weighted assets | $1,422,132,200 | 305 |
| Total unused commitments | $245,749,000 | 392 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 491 | 363 |
| Assets and Liabilities | ||
| Total Assets: | $1,948,624,000 | 322 |
| Cash and due from depository institutions | $73,634,000 | 363 |
| Interest-bearing balances | $10,265,000 | 381 |
| Securities | $221,588,000 | 552 |
| Federal funds sold & reverse repurchase agreements | $237,219,000 | 94 |
| Net loans & leases | $1,341,865,000 | 295 |
| Loan loss allowance | $16,019,000 | 340 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $41,451,000 | 197 |
| Other real estate owned | $4,527,000 | 363 |
| Goodwill and other intangibles | $7,688,000 | 465 |
| All other assets | $20,652,000 | 577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,948,624,000 | 322 |
| Total liabilities | $1,808,852,000 | 320 |
| Total deposits | $1,594,387,000 | 273 |
| Interest-bearing deposits | $1,432,195,000 | 271 |
| Deposits held in domestic offices | $1,594,387,000 | 269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $153,603,000 | 276 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000 | 5,659 |
| Subordinated debt | $35,000,000 | 118 |
| All other liabilities | $25,837,000 | 330 |
| Total equity capital | $139,772,000 | 373 |
| Total bank equity capital | $139,772,000 | 373 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $56,950,000 | 67 |
| Surplus | $76,475,000 | 333 |
| Undivided profits | $6,347,000 | 3,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,432,000 | 170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $8,685,000 | 304 |
| Earning assets | $1,810,937,000 | 318 |
| Long-term assets (5+ years) | $513,183,000 | 246 |
| Average Assets, year-to-date | $1,880,726,800 | 319 |
| Average Assets, quarterly | $1,934,339,000 | 322 |
| Volatile liabilities | $282,537,000 | 483 |
| Insider loans | $11,952,000 | 335 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $305,072,000 | 351 |
| Tier 1 (core) risk-based capital | $136,722,000 | 370 |
| Tier 2 risk-based capital | $51,019,000 | 165 |
| Total risk weighted assets | $1,530,671,900 | 289 |
| Total unused commitments | $305,072,000 | 352 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 521 | 338 |
| Assets and Liabilities | ||
| Total Assets: | $1,834,886,000 | 322 |
| Cash and due from depository institutions | $63,079,000 | 338 |
| Interest-bearing balances | $3,651,000 | 1,539 |
| Securities | $213,404,000 | 579 |
| Federal funds sold & reverse repurchase agreements | $72,145,000 | 242 |
| Net loans & leases | $1,406,658,000 | 267 |
| Loan loss allowance | $20,527,000 | 280 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $43,967,000 | 183 |
| Other real estate owned | $3,988,000 | 338 |
| Goodwill and other intangibles | $9,943,000 | 374 |
| All other assets | $21,702,000 | 511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,834,886,000 | 322 |
| Total liabilities | $1,694,034,000 | 320 |
| Total deposits | $1,518,057,000 | 279 |
| Interest-bearing deposits | $1,302,257,000 | 284 |
| Deposits held in domestic offices | $1,518,057,000 | 275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,421,000 | 281 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $54,000 | 4,923 |
| Subordinated debt | $35,000,000 | 120 |
| All other liabilities | $21,502,000 | 390 |
| Total equity capital | $140,852,000 | 375 |
| Total bank equity capital | $140,852,000 | 375 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $56,950,000 | 71 |
| Surplus | $76,475,000 | 321 |
| Undivided profits | $7,427,000 | 3,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,903,000 | 157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 837 |
| Income earned, not collected on loans | $9,457,000 | 275 |
| Earning assets | $1,695,858,000 | 320 |
| Long-term assets (5+ years) | $430,168,000 | 264 |
| Average Assets, year-to-date | $2,080,746,000 | 275 |
| Average Assets, quarterly | $1,832,511,000 | 312 |
| Volatile liabilities | $195,786,000 | 541 |
| Insider loans | $14,858,000 | 245 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $292,707,000 | 348 |
| Tier 1 (core) risk-based capital | $129,751,000 | 370 |
| Tier 2 risk-based capital | $54,514,320 | 158 |
| Total risk weighted assets | $1,560,133,220 | 267 |
| Total unused commitments | $292,707,000 | 351 |
| Derivatives | $454,414,000 | 126 |
| 1997-12-31 | Rank | |
| # of Employees: | 672 | 278 |
| Assets and Liabilities | ||
| Total Assets: | $2,372,730,000 | 261 |
| Cash and due from depository institutions | $78,659,000 | 278 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $313,272,000 | 427 |
| Federal funds sold & reverse repurchase agreements | $261,506,000 | 81 |
| Net loans & leases | $1,622,473,000 | 246 |
| Loan loss allowance | $15,496,000 | 353 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $54,001,000 | 171 |
| Other real estate owned | $3,715,000 | 278 |
| Goodwill and other intangibles | $16,369,000 | 284 |
| All other assets | $22,735,000 | 469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,372,730,000 | 261 |
| Total liabilities | $2,216,315,000 | 260 |
| Total deposits | $2,038,695,000 | 214 |
| Interest-bearing deposits | $1,762,587,000 | 220 |
| Deposits held in domestic offices | $2,038,695,000 | 210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,880,000 | 309 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,865,000 | 2,228 |
| Subordinated debt | $35,000,000 | 122 |
| All other liabilities | $24,875,000 | 352 |
| Total equity capital | $156,415,000 | 324 |
| Total bank equity capital | $156,415,000 | 324 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $56,950,000 | 78 |
| Surplus | $76,475,000 | 307 |
| Undivided profits | $22,990,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,316,000 | 165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 654 |
| Income earned, not collected on loans | $10,986,000 | 253 |
| Earning assets | $2,197,251,000 | 258 |
| Long-term assets (5+ years) | $430,250,000 | 232 |
| Average Assets, year-to-date | $2,433,785,600 | 251 |
| Average Assets, quarterly | $2,422,308,500 | 258 |
| Volatile liabilities | $220,567,000 | 504 |
| Insider loans | $30,105,000 | 137 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $473,518,000 | 276 |
| Tier 1 (core) risk-based capital | $138,613,000 | 332 |
| Tier 2 risk-based capital | $50,496,000 | 163 |
| Total risk weighted assets | $1,706,627,300 | 244 |
| Total unused commitments | $473,518,000 | 278 |
| Derivatives | $496,009,000 | 128 |
| 1996-12-31 | Rank | |
| # of Employees: | 744 | 293 |
| Assets and Liabilities | ||
| Total Assets: | $2,407,292,000 | 292 |
| Cash and due from depository institutions | $99,363,000 | 293 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $393,100,000 | 374 |
| Federal funds sold & reverse repurchase agreements | $119,800,000 | 164 |
| Net loans & leases | $1,687,763,000 | 273 |
| Loan loss allowance | $13,764,000 | 411 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $60,645,000 | 167 |
| Other real estate owned | $2,004,000 | 293 |
| Goodwill and other intangibles | $17,348,000 | 259 |
| All other assets | $27,269,000 | 450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,407,292,000 | 292 |
| Total liabilities | $2,123,431,000 | 301 |
| Total deposits | $2,012,409,000 | 245 |
| Interest-bearing deposits | $1,742,806,000 | 242 |
| Deposits held in domestic offices | $2,012,409,000 | 243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,056,000 | 395 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $102,000 | 4,838 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $23,864,000 | 374 |
| Total equity capital | $283,861,000 | 228 |
| Total bank equity capital | $283,861,000 | 228 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $56,950,000 | 81 |
| Surplus | $76,475,000 | 324 |
| Undivided profits | $150,436,000 | 197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,723,000 | 228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $739,000 | 184 |
| Income earned, not collected on loans | $11,113,000 | 272 |
| Earning assets | $2,200,663,000 | 291 |
| Long-term assets (5+ years) | $339,633,000 | 286 |
| Average Assets, year-to-date | $2,494,973,200 | 274 |
| Average Assets, quarterly | $2,467,467,500 | 285 |
| Volatile liabilities | $186,163,000 | 592 |
| Insider loans | $35,331,000 | 156 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $412,262,000 | 310 |
| Tier 1 (core) risk-based capital | $264,622,000 | 226 |
| Tier 2 risk-based capital | $13,764,000 | 373 |
| Total risk weighted assets | $1,713,780,600 | 276 |
| Total unused commitments | $412,262,000 | 312 |
| Derivatives | $404,028,000 | 157 |
| 1995-12-31 | Rank | |
| # of Employees: | 889 | 269 |
| Assets and Liabilities | ||
| Total Assets: | $2,525,172,000 | 295 |
| Cash and due from depository institutions | $114,302,000 | 269 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $633,647,000 | 274 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $1,665,549,000 | 280 |
| Loan loss allowance | $16,819,000 | 384 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $63,245,000 | 161 |
| Other real estate owned | $1,459,000 | 269 |
| Goodwill and other intangibles | $19,787,000 | 228 |
| All other assets | $27,183,000 | 476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,525,172,000 | 295 |
| Total liabilities | $2,255,241,000 | 303 |
| Total deposits | $2,050,658,000 | 260 |
| Interest-bearing deposits | $1,750,661,000 | 254 |
| Deposits held in domestic offices | $2,050,658,000 | 257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $173,066,000 | 295 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $31,517,000 | 341 |
| Total equity capital | $269,931,000 | 246 |
| Total bank equity capital | $269,931,000 | 246 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $56,950,000 | 85 |
| Surplus | $76,475,000 | 341 |
| Undivided profits | $136,506,000 | 228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,362,000 | 287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 877 |
| Income earned, not collected on loans | $10,467,000 | 302 |
| Earning assets | $2,299,196,000 | 296 |
| Long-term assets (5+ years) | $357,377,000 | 273 |
| Average Assets, year-to-date | $2,564,695,000 | 287 |
| Average Assets, quarterly | $2,541,872,000 | 294 |
| Volatile liabilities | $263,265,000 | 468 |
| Insider loans | $47,429,000 | 140 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $474,301,000 | 308 |
| Tier 1 (core) risk-based capital | $246,274,000 | 245 |
| Tier 2 risk-based capital | $16,819,000 | 339 |
| Total risk weighted assets | $1,753,564,000 | 285 |
| Total unused commitments | $474,301,000 | 310 |
| Derivatives | $999,660,000 | 123 |
| 1994-12-31 | Rank | |
| # of Employees: | 1,148 | 227 |
| Assets and Liabilities | ||
| Total Assets: | $2,628,436,000 | 285 |
| Cash and due from depository institutions | $153,765,000 | 227 |
| Interest-bearing balances | $20,304,000 | 198 |
| Securities | $714,521,000 | 263 |
| Federal funds sold & reverse repurchase agreements | $370,000 | 7,221 |
| Net loans & leases | $1,639,464,000 | 281 |
| Loan loss allowance | $16,951,000 | 392 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $63,980,000 | 155 |
| Other real estate owned | $947,000 | 227 |
| Goodwill and other intangibles | $22,195,000 | 193 |
| All other assets | $33,194,000 | 435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,628,436,000 | 285 |
| Total liabilities | $2,349,179,000 | 286 |
| Total deposits | $2,079,320,000 | 258 |
| Interest-bearing deposits | $1,732,069,000 | 251 |
| Deposits held in domestic offices | $2,079,320,000 | 254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $220,349,000 | 275 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,528,000 | 2,765 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $47,982,000 | 244 |
| Total equity capital | $279,257,000 | 227 |
| Total bank equity capital | $279,257,000 | 227 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $56,950,000 | 84 |
| Surplus | $76,475,000 | 312 |
| Undivided profits | $145,832,000 | 195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,140,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 199 |
| Income earned, not collected on loans | $8,860,000 | 308 |
| Earning assets | $2,374,659,000 | 284 |
| Long-term assets (5+ years) | $321,045,000 | 282 |
| Average Assets, year-to-date | $2,726,361,800 | 268 |
| Average Assets, quarterly | $2,621,998,500 | 281 |
| Volatile liabilities | $311,403,000 | 404 |
| Insider loans | $47,328,000 | 136 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $426,047,000 | 301 |
| Tier 1 (core) risk-based capital | $262,133,000 | 228 |
| Tier 2 risk-based capital | $16,951,000 | 332 |
| Total risk weighted assets | $1,819,745,200 | 266 |
| Total unused commitments | $426,047,000 | 304 |
| Derivatives | $905,000,000 | 132 |
| 1993-12-31 | Rank | |
| # of Employees: | 316 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $548,629,000 | 897 |
| Cash and due from depository institutions | $29,922,000 | 679 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $163,225,000 | 852 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $337,824,000 | 874 |
| Loan loss allowance | $4,694,000 | 1,029 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,448,000 | 774 |
| Other real estate owned | $428,000 | 679 |
| Goodwill and other intangibles | $1,893,000 | 732 |
| All other assets | $5,889,000 | 1,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $548,629,000 | 897 |
| Total liabilities | $504,496,000 | 896 |
| Total deposits | $419,333,000 | 954 |
| Interest-bearing deposits | $326,781,000 | 1,061 |
| Deposits held in domestic offices | $419,333,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,565,000 | 429 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,188,000 | 913 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,410,000 | 1,227 |
| Total equity capital | $44,133,000 | 952 |
| Total bank equity capital | $44,133,000 | 952 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,650,000 | 2,523 |
| Surplus | $12,291,000 | 1,203 |
| Undivided profits | $30,192,000 | 755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,673,000 | 1,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $698,000 | 185 |
| Income earned, not collected on loans | $1,294,000 | 1,316 |
| Earning assets | $501,049,000 | 896 |
| Long-term assets (5+ years) | $51,063,000 | 1,189 |
| Average Assets, year-to-date | $538,553,400 | 884 |
| Average Assets, quarterly | $540,517,500 | 897 |
| Volatile liabilities | $95,250,000 | 794 |
| Insider loans | $25,666,000 | 193 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $65,067,000 | 815 |
| Tier 1 (core) risk-based capital | $42,240,000 | 960 |
| Tier 2 risk-based capital | $4,522,920 | 787 |
| Total risk weighted assets | $361,662,420 | 832 |
| Total unused commitments | $65,067,000 | 831 |
| Derivatives | $573,750,000 | 145 |
| 1992-12-31 | Rank | |
| # of Employees: | 326 | 684 |
| Assets and Liabilities | ||
| Total Assets: | $537,782,000 | 940 |
| Cash and due from depository institutions | $38,453,000 | 684 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $147,879,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $31,075,000 | 595 |
| Net loans & leases | $302,324,000 | 981 |
| Loan loss allowance | $4,723,000 | 1,038 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,647,000 | 754 |
| Other real estate owned | $1,003,000 | 684 |
| Goodwill and other intangibles | $2,233,000 | 681 |
| All other assets | $5,168,000 | 1,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $537,782,000 | 940 |
| Total liabilities | $496,373,000 | 940 |
| Total deposits | $424,705,000 | 995 |
| Interest-bearing deposits | $335,104,000 | 1,087 |
| Deposits held in domestic offices | $424,705,000 | 985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,097,000 | 411 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,247,000 | 1,052 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,324,000 | 1,055 |
| Total equity capital | $41,409,000 | 951 |
| Total bank equity capital | $41,409,000 | 951 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,650,000 | 2,625 |
| Surplus | $12,291,000 | 1,165 |
| Undivided profits | $27,468,000 | 769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,160,000 | 1,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,059,000 | 1,841 |
| Earning assets | $481,278,000 | 946 |
| Long-term assets (5+ years) | $53,749,000 | 1,092 |
| Average Assets, year-to-date | $530,687,000 | 951 |
| Average Assets, quarterly | $530,912,000 | 947 |
| Volatile liabilities | $83,329,000 | 836 |
| Insider loans | $1,234,000 | 652 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $64,851,000 | 798 |
| Tier 1 (core) risk-based capital | $39,176,000 | 975 |
| Tier 2 risk-based capital | $4,077,870 | 871 |
| Total risk weighted assets | $325,584,370 | 932 |
| Total unused commitments | $64,851,000 | 812 |
| Derivatives | $0 | 651 |