Home > Bank One, Utah > Net charge- offs to loans
Bank One, Utah, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0149% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3061% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7024% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2563% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4475% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8055% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0402% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7395% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4548% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4130% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8424% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4765% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5050% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0575% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2758% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 101.6311% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1314% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4130% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3190% | 77 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5628% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1826% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4246% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1866% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2051% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2462% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2813% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1132% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9206% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4240% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1988% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3903% | 11,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.5426% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1350% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.3977% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6378% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6580% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1547% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0939% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.1070% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8396% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1954% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8556% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9635% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0047% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 5,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0769% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.1147% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8366% | 1,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3068% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5074% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1448% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1296% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.2839% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3327% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0932% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6255% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1749% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0956% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0575% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1786% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9889% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0454% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1891% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2356% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0614% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6524% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |