Home > Bank One, Texas > Net charge- offs to loans
Bank One, Texas, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7457% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4413% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3430% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3618% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2629% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0457% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 37.5111% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2022% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7225% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1987% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0331% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5755% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1988% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4333% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1993% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0027% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0251% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1860% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6051% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1243% | 237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1725% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 32.3159% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2660% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5455% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7268% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0835% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8381% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1102% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0914% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2916% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4858% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4237% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2215% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7771% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1307% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7598% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0090% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1099% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5558% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0274% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 1,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1038% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1931% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8162% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8542% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9270% | 559 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4741% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1922% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3337% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4984% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3392% | 28 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4318% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1729% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0996% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4434% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5672% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0690% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2156% | 43 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7166% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2853% | 649 |
| Percentage Net Loans Charged-off:Construction & development | -0.0409% | 1,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2453% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0998% | 1,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3270% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2149% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3487% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3576% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0192% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0954% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0005% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4424% | 544 |