Home > Bank One, Stevens Point > Income and Expense
Bank One, Stevens Point, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,207,000 | 2,364 |
| Total interest expense | $7,162,000 | 2,164 |
| Net interest income | $7,045,000 | 2,544 |
| Provision for loan and lease losses | $383,000 | 1,923 |
| Total noninterest income | $1,305,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $628,000 | 2,163 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $677,000 | 2,345 |
| Total noninterest expense | $4,805,000 | 2,820 |
| Salaries and employee benefits | $1,590,000 | 4,069 |
| Premises and equipment expense | $447,000 | 4,138 |
| Additional noninterest expense | $2,768,000 | 1,816 |
| Pre-tax net operating income | $3,162,000 | 2,326 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $1,118,000 | 2,162 |
| Income before extraordinary items | $2,053,000 | 2,447 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,053,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,895 |
| Cash dividends | $1,344,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,047,150 | 2,432 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 2,483 |
| Total interest expense | $4,947,000 | 2,487 |
| Net interest income | $7,280,000 | 2,481 |
| Provision for loan and lease losses | $477,000 | 1,604 |
| Total noninterest income | $1,197,000 | 2,736 |
| Gross Fiduciary activities income | $46,000 | 1,319 |
| Service charges on deposit accounts | $617,000 | 2,202 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $534,000 | 2,831 |
| Total noninterest expense | $4,440,000 | 3,093 |
| Salaries and employee benefits | $1,541,000 | 4,188 |
| Premises and equipment expense | $481,000 | 3,923 |
| Additional noninterest expense | $2,418,000 | 2,192 |
| Pre-tax net operating income | $3,560,000 | 2,007 |
| Securities gains (losses) | $-254,000 | 12,044 |
| Applicable income taxes | $1,193,000 | 1,885 |
| Income before extraordinary items | $2,113,000 | 2,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,113,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,174 |
| Cash dividends | $1,128,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,275,560 | 2,168 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,446,000 | 2,478 |
| Total interest expense | $4,182,000 | 3,039 |
| Net interest income | $8,264,000 | 2,178 |
| Provision for loan and lease losses | $274,000 | 3,207 |
| Total noninterest income | $1,460,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $605,000 | 2,285 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $855,000 | 2,285 |
| Total noninterest expense | $5,281,000 | 2,709 |
| Salaries and employee benefits | $1,657,000 | 3,914 |
| Premises and equipment expense | $544,000 | 3,604 |
| Additional noninterest expense | $3,080,000 | 1,873 |
| Pre-tax net operating income | $4,169,000 | 1,660 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,482,000 | 1,576 |
| Income before extraordinary items | $2,687,000 | 1,855 |
| Extraordinary gains, net | $142,000 | 1,284 |
| Net income | $2,829,000 | 1,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 2,438 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,687,000 | 1,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,774,000 | 2,759 |
| Total interest expense | $5,440,000 | 3,053 |
| Net interest income | $7,334,000 | 2,476 |
| Provision for loan and lease losses | $428,000 | 3,312 |
| Total noninterest income | $1,325,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $528,000 | 2,620 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $797,000 | 2,315 |
| Total noninterest expense | $4,824,000 | 2,967 |
| Salaries and employee benefits | $1,735,000 | 3,685 |
| Premises and equipment expense | $554,000 | 3,626 |
| Additional noninterest expense | $2,535,000 | 2,294 |
| Pre-tax net operating income | $3,407,000 | 1,821 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,154,000 | 1,827 |
| Income before extraordinary items | $2,253,000 | 2,038 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,253,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 2,799 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,253,000 | 1,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.