Home > Bank One, Southern Indiana > Income and Expense
Bank One, Southern Indiana, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,634,000 | 1,331 |
| Total interest expense | $12,935,000 | 1,289 |
| Net interest income | $12,699,000 | 1,415 |
| Provision for loan and lease losses | $404,000 | 1,848 |
| Total noninterest income | $3,193,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,005,000 | 675 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,188,000 | 1,614 |
| Total noninterest expense | $8,866,000 | 1,604 |
| Salaries and employee benefits | $3,752,000 | 1,765 |
| Premises and equipment expense | $1,500,000 | 1,375 |
| Additional noninterest expense | $3,614,000 | 1,451 |
| Pre-tax net operating income | $6,622,000 | 1,164 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $2,292,000 | 1,116 |
| Income before extraordinary items | $4,332,000 | 1,226 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,332,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,606 |
| Cash dividends | $5,100,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,330,700 | 1,196 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,322,000 | 1,524 |
| Total interest expense | $9,514,000 | 1,370 |
| Net interest income | $10,808,000 | 1,672 |
| Provision for loan and lease losses | $837,000 | 1,055 |
| Total noninterest income | $2,428,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,715,000 | 773 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $713,000 | 2,300 |
| Total noninterest expense | $8,677,000 | 1,693 |
| Salaries and employee benefits | $3,897,000 | 1,719 |
| Premises and equipment expense | $1,274,000 | 1,621 |
| Additional noninterest expense | $3,506,000 | 1,588 |
| Pre-tax net operating income | $3,722,000 | 1,911 |
| Securities gains (losses) | $-1,387,000 | 12,447 |
| Applicable income taxes | $565,000 | 3,684 |
| Income before extraordinary items | $1,770,000 | 2,732 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,770,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,187 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,824,120 | 1,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,729,000 | 1,601 |
| Total interest expense | $8,680,000 | 1,544 |
| Net interest income | $11,049,000 | 1,632 |
| Provision for loan and lease losses | $433,000 | 2,326 |
| Total noninterest income | $2,202,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,260,000 | 1,058 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $942,000 | 2,116 |
| Total noninterest expense | $7,811,000 | 1,897 |
| Salaries and employee benefits | $3,631,000 | 1,843 |
| Premises and equipment expense | $1,015,000 | 2,020 |
| Additional noninterest expense | $3,165,000 | 1,838 |
| Pre-tax net operating income | $5,007,000 | 1,398 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,654,000 | 1,437 |
| Income before extraordinary items | $3,355,000 | 1,508 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,355,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,475 |
| Cash dividends | $498,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,353,660 | 1,424 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,840,000 | 1,704 |
| Total interest expense | $11,003,000 | 1,589 |
| Net interest income | $9,837,000 | 1,863 |
| Provision for loan and lease losses | $719,000 | 2,329 |
| Total noninterest income | $1,943,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,159,000 | 1,141 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $784,000 | 2,332 |
| Total noninterest expense | $7,065,000 | 2,088 |
| Salaries and employee benefits | $3,412,000 | 1,925 |
| Premises and equipment expense | $969,000 | 2,157 |
| Additional noninterest expense | $2,684,000 | 2,195 |
| Pre-tax net operating income | $3,996,000 | 1,567 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,219,000 | 1,730 |
| Income before extraordinary items | $2,777,000 | 1,657 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,777,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,967 |
| Cash dividends | $572,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,777,000 | 1,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.