Home > Bank One, Sidney > Income and Expense

Bank One, Sidney, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$20,411,0001,643
Total interest expense$9,654,0001,647
Net interest income$10,757,0001,643
Provision for loan and lease losses$109,0004,905
Total noninterest income$1,769,0002,031
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$769,0001,746
Trading account gains and fees$0262
Additional Noninterest Income$1,000,0001,821
Total noninterest expense$7,038,0001,994
Salaries and employee benefits$2,616,0002,552
Premises and equipment expense$679,0002,885
Additional noninterest expense$3,743,0001,421
Pre-tax net operating income$5,379,0001,327
Securities gains (losses)$04,148
Applicable income taxes$1,721,0001,411
Income before extraordinary items$3,658,0001,353
Extraordinary gains, net$053
Net income$3,658,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,344
Cash dividends$3,050,000937
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,658,0001,320
1995-12-31 (YTD Data)Rank
Total interest income$19,807,0001,715
Total interest expense$8,581,0001,843
Net interest income$11,226,0001,599
Provision for loan and lease losses$129,0003,960
Total noninterest income$1,724,0002,066
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$840,0001,605
Trading account gains and fees$0522
Additional Noninterest Income$884,0001,963
Total noninterest expense$6,982,0001,976
Salaries and employee benefits$2,966,0002,228
Premises and equipment expense$628,0003,094
Additional noninterest expense$3,388,0001,525
Pre-tax net operating income$5,839,0001,304
Securities gains (losses)$-47,00011,138
Applicable income taxes$1,809,0001,391
Income before extraordinary items$3,983,0001,329
Extraordinary gains, net$065
Net income$3,983,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,619
Cash dividends$4,892,000654
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,015,4301,292
1994-12-31 (YTD Data)Rank
Total interest income$17,399,0001,764
Total interest expense$6,422,0001,942
Net interest income$10,977,0001,644
Provision for loan and lease losses$87,0004,874
Total noninterest income$2,027,0001,822
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$783,0001,728
Trading account gains and fees$0475
Additional Noninterest Income$1,244,0001,587
Total noninterest expense$8,228,0001,774
Salaries and employee benefits$2,966,0002,244
Premises and equipment expense$549,0003,526
Additional noninterest expense$4,713,0001,233
Pre-tax net operating income$4,689,0001,550
Securities gains (losses)$-745,00012,338
Applicable income taxes$1,213,0001,859
Income before extraordinary items$2,731,0001,785
Extraordinary gains, net$0249
Net income$2,731,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$1,872,0001,184
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,245,0501,529
1993-12-31 (YTD Data)Rank
Total interest income$18,166,0001,721
Total interest expense$5,659,0002,290
Net interest income$12,507,0001,454
Provision for loan and lease losses$520,0002,040
Total noninterest income$2,203,0001,836
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$883,0001,544
Trading account gains and fees$0532
Additional Noninterest Income$1,320,0001,701
Total noninterest expense$8,396,0001,790
Salaries and employee benefits$2,929,0002,272
Premises and equipment expense$546,0003,591
Additional noninterest expense$4,921,0001,288
Pre-tax net operating income$5,794,0001,203
Securities gains (losses)$-1,00012,247
Applicable income taxes$1,815,0001,312
Income before extraordinary items$3,978,0001,278
Extraordinary gains, net$03,149
Net income$3,978,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,194,0001,018
Cash dividends$1,840,0001,107
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,978,6901,188
1992-12-31 (YTD Data)Rank
Total interest income$18,955,0001,863
Total interest expense$7,027,0002,396
Net interest income$11,928,0001,544
Provision for loan and lease losses$1,598,0001,348
Total noninterest income$2,095,0001,869
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$793,0001,702
Trading account gains and fees$0504
Additional Noninterest Income$1,302,0001,666
Total noninterest expense$6,959,0002,114
Salaries and employee benefits$2,790,0002,324
Premises and equipment expense$553,0003,633
Additional noninterest expense$3,616,0001,714
Pre-tax net operating income$5,466,0001,179
Securities gains (losses)$-8,00013,215
Applicable income taxes$1,560,0001,406
Income before extraordinary items$3,898,0001,200
Extraordinary gains, net$01,422
Net income$3,898,0001,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$865,0001,723
Cash dividends$2,600,000673
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,903,6801,114

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.