Home > Bank One, Richmond > Loan Charge- Offs and Recoveries
Bank One, Richmond, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,365,000 | 516 |
| Loans secured by real estate, total | $744,000 | 485 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $744,000 | 485 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $744,000 | 245 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $2,621,000 | 359 |
| Credit card loan charge offs | $1,858,000 | 223 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $763,000 | 529 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $549,000 | 720 |
| Loans secured by real estate, total | $79,000 | 962 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $79,000 | 962 |
| Construction and land development | $2,000 | 523 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $62,000 | 556 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,062 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $9,000 | 4,428 |
| Loans to individuals | $391,000 | 459 |
| Credit card loan recoveries | $123,000 | 302 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $268,000 | 461 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $70,000 | 87 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,816,000 | 467 |
| Loans secured by real estate, total | $665,000 | 393 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $665,000 | 392 |
| Construction and land development | $-2,000 | 11,102 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $682,000 | 215 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-15,000 | 10,870 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-9,000 | 9,992 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,230,000 | 335 |
| Credit card loan net charge offs | $1,735,000 | 214 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $495,000 | 554 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $-70,000 | 10,110 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,306,000 | 662 |
| Loans secured by real estate, total | $46,000 | 2,501 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $46,000 | 2,499 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $46,000 | 1,656 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $1,962,000 | 390 |
| Credit card loan charge offs | $1,298,000 | 258 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $664,000 | 521 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $298,000 | 75 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $733,000 | 595 |
| Loans secured by real estate, total | $411,000 | 339 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $411,000 | 338 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $224,000 | 8 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $184,000 | 346 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $20,000 | 3,451 |
| Loans to individuals | $281,000 | 557 |
| Credit card loan recoveries | $146,000 | 301 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $135,000 | 739 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $21,000 | 157 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,573,000 | 663 |
| Loans secured by real estate, total | $-365,000 | 11,894 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-365,000 | 11,924 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-224,000 | 10,540 |
| Secured by 1-4 family residential properties- net charge-offs | $43,000 | 1,460 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-184,000 | 11,838 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-20,000 | 10,754 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,681,000 | 350 |
| Credit card loan net charge offs | $1,152,000 | 246 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $529,000 | 430 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $277,000 | 54 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,742,000 | 814 |
| Loans secured by real estate, total | $0 | 6,101 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,096 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $104,000 | 2,397 |
| Loans to individuals | $1,552,000 | 389 |
| Credit card loan charge offs | $995,000 | 271 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $557,000 | 528 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $86,000 | 114 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $769,000 | 642 |
| Loans secured by real estate, total | $88,000 | 1,078 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $88,000 | 1,078 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $52,000 | 92 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,040 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $33,000 | 967 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $337,000 | 519 |
| Loans to individuals | $344,000 | 501 |
| Credit card loan recoveries | $70,000 | 404 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $274,000 | 461 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $973,000 | 879 |
| Loans secured by real estate, total | $-88,000 | 12,302 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-88,000 | 12,340 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-52,000 | 10,998 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 11,185 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-33,000 | 12,161 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-233,000 | 12,363 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,208,000 | 342 |
| Credit card loan net charge offs | $925,000 | 244 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $283,000 | 551 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $86,000 | 78 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,750,000 | 969 |
| Loans secured by real estate, total | $61,000 | 3,060 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $61,000 | 3,059 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $61,000 | 1,585 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $548,000 | 917 |
| Loans to individuals | $1,131,000 | 495 |
| Credit card loan charge offs | $705,000 | 332 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $426,000 | 680 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $10,000 | 295 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $569,000 | 831 |
| Loans secured by real estate, total | $176,000 | 682 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $176,000 | 681 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $176,000 | 390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $148,000 | 1,087 |
| Loans to individuals | $244,000 | 647 |
| Credit card loan recoveries | $41,000 | 520 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $203,000 | 598 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $1,000 | 331 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $1,181,000 | 1,025 |
| Loans secured by real estate, total | $-115,000 | 13,104 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-115,000 | 13,143 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-115,000 | 13,165 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $400,000 | 901 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $887,000 | 451 |
| Credit card loan net charge offs | $664,000 | 300 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $223,000 | 749 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $9,000 | 242 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,673,000 | 924 |
| Loans secured by real estate, total | $555,000 | 1,218 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $555,000 | 1,218 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $555,000 | 688 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $887,000 | 864 |
| Loans to individuals | $1,231,000 | 574 |
| Credit card loan charge offs | $738,000 | 359 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $493,000 | 780 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $577,000 | 833 |
| Loans secured by real estate, total | $28,000 | 2,220 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,000 | 2,220 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $28,000 | 1,011 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $259,000 | 684 |
| Loans to individuals | $282,000 | 628 |
| Credit card loan recoveries | $104,000 | 363 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $178,000 | 715 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $8,000 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $2,096,000 | 929 |
| Loans secured by real estate, total | $527,000 | 1,132 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $527,000 | 1,132 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $527,000 | 652 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $628,000 | 968 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $949,000 | 547 |
| Credit card loan net charge offs | $634,000 | 354 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $315,000 | 788 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $-8,000 | 11,928 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.