Home > Bank One, Richmond > Income and Expense
Bank One, Richmond, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,357,000 | 1,173 |
| Total interest expense | $10,293,000 | 1,547 |
| Net interest income | $19,064,000 | 963 |
| Provision for loan and lease losses | $2,346,000 | 545 |
| Total noninterest income | $3,946,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,143,000 | 1,160 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,803,000 | 924 |
| Total noninterest expense | $12,396,000 | 1,179 |
| Salaries and employee benefits | $3,336,000 | 1,984 |
| Premises and equipment expense | $905,000 | 2,197 |
| Additional noninterest expense | $8,155,000 | 791 |
| Pre-tax net operating income | $8,268,000 | 925 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $3,178,000 | 833 |
| Income before extraordinary items | $5,100,000 | 1,025 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,100,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,816,000 | 467 |
| Cash dividends | $6,125,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,093,600 | 1,010 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,842,000 | 1,232 |
| Total interest expense | $9,776,000 | 1,628 |
| Net interest income | $18,066,000 | 1,016 |
| Provision for loan and lease losses | $1,465,000 | 729 |
| Total noninterest income | $2,485,000 | 1,554 |
| Gross Fiduciary activities income | $14,000 | 1,441 |
| Service charges on deposit accounts | $1,097,000 | 1,215 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,374,000 | 1,433 |
| Total noninterest expense | $12,870,000 | 1,152 |
| Salaries and employee benefits | $3,670,000 | 1,805 |
| Premises and equipment expense | $844,000 | 2,367 |
| Additional noninterest expense | $8,356,000 | 774 |
| Pre-tax net operating income | $6,216,000 | 1,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,909,000 | 1,324 |
| Income before extraordinary items | $4,307,000 | 1,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,307,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,573,000 | 663 |
| Cash dividends | $3,100,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,307,000 | 1,203 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,496,000 | 1,282 |
| Total interest expense | $7,199,000 | 1,752 |
| Net interest income | $17,297,000 | 1,064 |
| Provision for loan and lease losses | $1,108,000 | 861 |
| Total noninterest income | $3,862,000 | 1,109 |
| Gross Fiduciary activities income | $7,000 | 1,498 |
| Service charges on deposit accounts | $1,053,000 | 1,273 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,802,000 | 917 |
| Total noninterest expense | $13,527,000 | 1,111 |
| Salaries and employee benefits | $3,850,000 | 1,739 |
| Premises and equipment expense | $767,000 | 2,621 |
| Additional noninterest expense | $8,910,000 | 758 |
| Pre-tax net operating income | $6,524,000 | 1,162 |
| Securities gains (losses) | $-224,000 | 11,994 |
| Applicable income taxes | $2,346,000 | 1,050 |
| Income before extraordinary items | $3,954,000 | 1,273 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,954,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 879 |
| Cash dividends | $3,100,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,097,360 | 1,243 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,658,000 | 1,337 |
| Total interest expense | $6,468,000 | 1,997 |
| Net interest income | $17,190,000 | 1,069 |
| Provision for loan and lease losses | $1,524,000 | 988 |
| Total noninterest income | $3,149,000 | 1,407 |
| Gross Fiduciary activities income | $7,000 | 1,531 |
| Service charges on deposit accounts | $1,010,000 | 1,339 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,132,000 | 1,202 |
| Total noninterest expense | $11,845,000 | 1,295 |
| Salaries and employee benefits | $3,779,000 | 1,771 |
| Premises and equipment expense | $947,000 | 2,169 |
| Additional noninterest expense | $7,119,000 | 973 |
| Pre-tax net operating income | $6,970,000 | 1,019 |
| Securities gains (losses) | $167,000 | 1,880 |
| Applicable income taxes | $2,472,000 | 1,012 |
| Income before extraordinary items | $4,665,000 | 1,118 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,665,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 1,025 |
| Cash dividends | $4,300,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,556,450 | 1,057 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,060,000 | 1,404 |
| Total interest expense | $8,935,000 | 1,899 |
| Net interest income | $17,125,000 | 1,083 |
| Provision for loan and lease losses | $1,835,000 | 1,228 |
| Total noninterest income | $2,358,000 | 1,728 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $902,000 | 1,498 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,455,000 | 1,550 |
| Total noninterest expense | $13,483,000 | 1,175 |
| Salaries and employee benefits | $3,926,000 | 1,686 |
| Premises and equipment expense | $957,000 | 2,178 |
| Additional noninterest expense | $8,600,000 | 873 |
| Pre-tax net operating income | $4,165,000 | 1,512 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $1,104,000 | 1,925 |
| Income before extraordinary items | $3,070,000 | 1,511 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,070,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,096,000 | 929 |
| Cash dividends | $3,100,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,063,340 | 1,407 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.