Home > Bank One, Richmond > Assets and Liabilities
Bank One, Richmond, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 121 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $261,217,000 | 1,787 |
| Cash and due from depository institutions | $14,571,000 | 1,552 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,179,000 | 5,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $215,928,000 | 1,380 |
| Loan loss allowance | $2,380,000 | 1,621 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,800,000 | 2,779 |
| Other real estate owned | $25,000 | 1,552 |
| Goodwill and other intangibles | $3,825,000 | 629 |
| All other assets | $4,889,000 | 1,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,217,000 | 1,787 |
| Total liabilities | $233,469,000 | 1,806 |
| Total deposits | $218,370,000 | 1,752 |
| Interest-bearing deposits | $186,462,000 | 1,786 |
| Deposits held in domestic offices | $218,370,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,189,000 | 1,273 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,725,000 | 2,411 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,185,000 | 1,136 |
| Total equity capital | $27,748,000 | 1,636 |
| Total bank equity capital | $27,748,000 | 1,636 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,206,000 | 1,776 |
| Surplus | $5,240,000 | 2,731 |
| Undivided profits | $20,302,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,439,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 581 |
| Income earned, not collected on loans | $1,896,000 | 1,154 |
| Earning assets | $235,107,000 | 1,825 |
| Long-term assets (5+ years) | $81,549,000 | 854 |
| Average Assets, year-to-date | $294,641,600 | 1,531 |
| Average Assets, quarterly | $276,340,500 | 1,673 |
| Volatile liabilities | $15,910,000 | 3,470 |
| Insider loans | $4,416,000 | 971 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $134,738,000 | 552 |
| Tier 1 (core) risk-based capital | $26,866,000 | 1,597 |
| Tier 2 risk-based capital | $2,380,000 | 1,352 |
| Total risk weighted assets | $240,739,500 | 1,221 |
| Total unused commitments | $134,738,000 | 555 |
| Derivatives | $49,048,000 | 306 |
| 1995-12-31 | Rank | |
| # of Employees: | 125 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $306,788,000 | 1,550 |
| Cash and due from depository institutions | $13,443,000 | 1,540 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,818,000 | 4,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $257,060,000 | 1,158 |
| Loan loss allowance | $2,850,000 | 1,435 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,989,000 | 2,564 |
| Other real estate owned | $394,000 | 1,540 |
| Goodwill and other intangibles | $4,520,000 | 550 |
| All other assets | $4,564,000 | 1,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,788,000 | 1,550 |
| Total liabilities | $278,020,000 | 1,557 |
| Total deposits | $223,857,000 | 1,736 |
| Interest-bearing deposits | $195,168,000 | 1,739 |
| Deposits held in domestic offices | $223,857,000 | 1,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,612,000 | 527 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $133,000 | 4,241 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,418,000 | 1,379 |
| Total equity capital | $28,768,000 | 1,576 |
| Total bank equity capital | $28,768,000 | 1,576 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,206,000 | 1,811 |
| Surplus | $5,240,000 | 2,737 |
| Undivided profits | $21,322,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,715,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,895,000 | 1,188 |
| Earning assets | $280,878,000 | 1,557 |
| Long-term assets (5+ years) | $19,924,000 | 2,498 |
| Average Assets, year-to-date | $293,450,200 | 1,553 |
| Average Assets, quarterly | $302,769,000 | 1,562 |
| Volatile liabilities | $55,038,000 | 1,207 |
| Insider loans | $4,832,000 | 924 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $135,542,000 | 562 |
| Tier 1 (core) risk-based capital | $27,824,000 | 1,560 |
| Tier 2 risk-based capital | $2,850,000 | 1,173 |
| Total risk weighted assets | $277,576,000 | 1,060 |
| Total unused commitments | $135,542,000 | 566 |
| Derivatives | $68,726,000 | 346 |
| 1994-12-31 | Rank | |
| # of Employees: | 141 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $284,603,000 | 1,613 |
| Cash and due from depository institutions | $11,088,000 | 1,402 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,706,000 | 8,156 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
| Net loans & leases | $248,418,000 | 1,153 |
| Loan loss allowance | $2,958,000 | 1,414 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,037,000 | 2,440 |
| Other real estate owned | $431,000 | 1,402 |
| Goodwill and other intangibles | $5,276,000 | 449 |
| All other assets | $4,397,000 | 1,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $284,603,000 | 1,613 |
| Total liabilities | $257,347,000 | 1,634 |
| Total deposits | $228,194,000 | 1,664 |
| Interest-bearing deposits | $198,289,000 | 1,672 |
| Deposits held in domestic offices | $228,194,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,649,000 | 786 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $340,000 | 4,047 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,164,000 | 1,263 |
| Total equity capital | $27,256,000 | 1,522 |
| Total bank equity capital | $27,256,000 | 1,522 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,206,000 | 1,858 |
| Surplus | $5,240,000 | 2,644 |
| Undivided profits | $19,810,000 | 1,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,745,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,561,000 | 1,240 |
| Earning assets | $260,374,000 | 1,619 |
| Long-term assets (5+ years) | $18,179,000 | 2,744 |
| Average Assets, year-to-date | $290,955,600 | 1,544 |
| Average Assets, quarterly | $286,258,500 | 1,605 |
| Volatile liabilities | $30,192,000 | 1,822 |
| Insider loans | $4,106,000 | 1,017 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $118,238,000 | 583 |
| Tier 1 (core) risk-based capital | $26,549,000 | 1,561 |
| Tier 2 risk-based capital | $2,958,000 | 1,132 |
| Total risk weighted assets | $263,423,400 | 1,094 |
| Total unused commitments | $118,238,000 | 585 |
| Derivatives | $61,230,000 | 350 |
| 1993-12-31 | Rank | |
| # of Employees: | 149 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $287,145,000 | 1,623 |
| Cash and due from depository institutions | $11,197,000 | 1,412 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,159,000 | 5,698 |
| Federal funds sold & reverse repurchase agreements | $247,000 | 9,827 |
| Net loans & leases | $240,037,000 | 1,166 |
| Loan loss allowance | $2,823,000 | 1,554 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,055,000 | 2,403 |
| Other real estate owned | $1,207,000 | 1,412 |
| Goodwill and other intangibles | $4,706,000 | 445 |
| All other assets | $4,537,000 | 1,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,145,000 | 1,623 |
| Total liabilities | $261,490,000 | 1,634 |
| Total deposits | $249,302,000 | 1,593 |
| Interest-bearing deposits | $201,706,000 | 1,715 |
| Deposits held in domestic offices | $249,302,000 | 1,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,162,000 | 1,630 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,430,000 | 1,598 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,596,000 | 1,178 |
| Total equity capital | $25,655,000 | 1,604 |
| Total bank equity capital | $25,655,000 | 1,604 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,206,000 | 1,883 |
| Surplus | $4,308,000 | 3,064 |
| Undivided profits | $19,141,000 | 1,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,762,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,415,000 | 1,203 |
| Earning assets | $262,443,000 | 1,630 |
| Long-term assets (5+ years) | $20,015,000 | 2,667 |
| Average Assets, year-to-date | $292,386,600 | 1,559 |
| Average Assets, quarterly | $289,820,000 | 1,596 |
| Volatile liabilities | $11,454,000 | 3,725 |
| Insider loans | $3,179,000 | 1,305 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $60,681,000 | 864 |
| Tier 1 (core) risk-based capital | $25,655,000 | 1,556 |
| Tier 2 risk-based capital | $2,823,000 | 1,156 |
| Total risk weighted assets | $252,298,200 | 1,125 |
| Total unused commitments | $60,681,000 | 883 |
| Derivatives | $51,724,000 | 345 |
| 1992-12-31 | Rank | |
| # of Employees: | 173 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $294,614,000 | 1,636 |
| Cash and due from depository institutions | $25,990,000 | 1,237 |
| Interest-bearing balances | $15,000,000 | 520 |
| Securities | $23,672,000 | 5,401 |
| Federal funds sold & reverse repurchase agreements | $17,509,000 | 962 |
| Net loans & leases | $217,040,000 | 1,339 |
| Loan loss allowance | $2,480,000 | 1,766 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,562,000 | 2,064 |
| Other real estate owned | $1,813,000 | 1,237 |
| Goodwill and other intangibles | $9,000 | 2,915 |
| All other assets | $5,019,000 | 1,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,614,000 | 1,636 |
| Total liabilities | $269,324,000 | 1,651 |
| Total deposits | $261,031,000 | 1,600 |
| Interest-bearing deposits | $232,884,000 | 1,558 |
| Deposits held in domestic offices | $261,031,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,034,000 | 2,523 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,838,000 | 1,498 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,421,000 | 1,239 |
| Total equity capital | $25,290,000 | 1,531 |
| Total bank equity capital | $25,290,000 | 1,531 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,206,000 | 1,947 |
| Surplus | $4,308,000 | 2,948 |
| Undivided profits | $18,776,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,446,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,439,000 | 1,330 |
| Earning assets | $273,221,000 | 1,616 |
| Long-term assets (5+ years) | $22,963,000 | 2,329 |
| Average Assets, year-to-date | $291,865,600 | 1,613 |
| Average Assets, quarterly | $292,544,000 | 1,632 |
| Volatile liabilities | $8,651,000 | 4,576 |
| Insider loans | $125,000 | 5,119 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $31,884,000 | 1,306 |
| Tier 1 (core) risk-based capital | $25,281,000 | 1,497 |
| Tier 2 risk-based capital | $2,480,000 | 1,322 |
| Total risk weighted assets | $220,318,900 | 1,326 |
| Total unused commitments | $31,884,000 | 1,320 |
| Derivatives | $37,472,000 | 343 |