Home > Bank One, Rensselaer > Income and Expense
Bank One, Rensselaer, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,522,000 | 2,870 |
| Total interest expense | $4,705,000 | 3,171 |
| Net interest income | $6,817,000 | 2,582 |
| Provision for loan and lease losses | $559,000 | 1,612 |
| Total noninterest income | $897,000 | 3,407 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $508,000 | 2,688 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $385,000 | 3,474 |
| Total noninterest expense | $4,441,000 | 3,053 |
| Salaries and employee benefits | $1,508,000 | 4,284 |
| Premises and equipment expense | $299,000 | 5,615 |
| Additional noninterest expense | $2,634,000 | 1,933 |
| Pre-tax net operating income | $2,714,000 | 2,576 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,085,000 | 2,177 |
| Income before extraordinary items | $1,629,000 | 2,952 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,629,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,234 |
| Cash dividends | $2,076,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,629,000 | 2,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,500,000 | 2,893 |
| Total interest expense | $4,722,000 | 3,178 |
| Net interest income | $6,778,000 | 2,633 |
| Provision for loan and lease losses | $281,000 | 2,376 |
| Total noninterest income | $806,000 | 3,665 |
| Gross Fiduciary activities income | $6,000 | 1,507 |
| Service charges on deposit accounts | $506,000 | 2,688 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $294,000 | 4,046 |
| Total noninterest expense | $4,286,000 | 3,124 |
| Salaries and employee benefits | $1,539,000 | 4,193 |
| Premises and equipment expense | $279,000 | 5,941 |
| Additional noninterest expense | $2,468,000 | 2,015 |
| Pre-tax net operating income | $3,017,000 | 2,419 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $1,057,000 | 2,258 |
| Income before extraordinary items | $1,966,000 | 2,551 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,966,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,669 |
| Cash dividends | $1,760,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,962,100 | 2,527 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,775,000 | 2,825 |
| Total interest expense | $3,771,000 | 3,245 |
| Net interest income | $7,004,000 | 2,575 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $960,000 | 3,203 |
| Gross Fiduciary activities income | $4,000 | 1,536 |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $485,000 | 3,003 |
| Total noninterest expense | $4,279,000 | 3,210 |
| Salaries and employee benefits | $1,601,000 | 4,048 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $2,413,000 | 2,196 |
| Pre-tax net operating income | $3,574,000 | 1,999 |
| Securities gains (losses) | $-307,000 | 12,118 |
| Applicable income taxes | $1,175,000 | 1,913 |
| Income before extraordinary items | $2,092,000 | 2,319 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,092,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $1,530,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,288,480 | 2,153 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 2,808 |
| Total interest expense | $3,805,000 | 3,312 |
| Net interest income | $7,222,000 | 2,483 |
| Provision for loan and lease losses | $123,000 | 5,154 |
| Total noninterest income | $1,013,000 | 3,303 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $390,000 | 3,529 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $617,000 | 2,833 |
| Total noninterest expense | $4,417,000 | 3,176 |
| Salaries and employee benefits | $1,600,000 | 4,029 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $2,565,000 | 2,176 |
| Pre-tax net operating income | $3,695,000 | 1,847 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,227,000 | 1,883 |
| Income before extraordinary items | $2,470,000 | 2,029 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,470,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,282 |
| Cash dividends | $2,880,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,468,660 | 1,904 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,595,000 | 3,030 |
| Total interest expense | $4,510,000 | 3,643 |
| Net interest income | $7,085,000 | 2,559 |
| Provision for loan and lease losses | $607,000 | 2,599 |
| Total noninterest income | $738,000 | 4,230 |
| Gross Fiduciary activities income | $6,000 | 1,580 |
| Service charges on deposit accounts | $322,000 | 4,202 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $410,000 | 3,654 |
| Total noninterest expense | $4,190,000 | 3,356 |
| Salaries and employee benefits | $1,414,000 | 4,457 |
| Premises and equipment expense | $283,000 | 6,240 |
| Additional noninterest expense | $2,493,000 | 2,326 |
| Pre-tax net operating income | $3,026,000 | 2,054 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $900,000 | 2,322 |
| Income before extraordinary items | $2,120,000 | 2,161 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,120,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 2,540 |
| Cash dividends | $1,600,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,124,200 | 1,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.