Home > Bank One, Rensselaer > Assets and Liabilities
Bank One, Rensselaer, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $128,015,000 | 3,531 |
| Cash and due from depository institutions | $3,814,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,698,000 | 8,368 |
| Federal funds sold & reverse repurchase agreements | $6,044,000 | 2,155 |
| Net loans & leases | $105,408,000 | 2,659 |
| Loan loss allowance | $1,254,000 | 2,868 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $856,000 | 6,520 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,195,000 | 2,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,015,000 | 3,531 |
| Total liabilities | $116,308,000 | 3,503 |
| Total deposits | $114,209,000 | 3,338 |
| Interest-bearing deposits | $101,147,000 | 3,239 |
| Deposits held in domestic offices | $114,209,000 | 3,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $531,000 | 3,174 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $297,000 | 4,306 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,271,000 | 2,931 |
| Total equity capital | $11,707,000 | 3,761 |
| Total bank equity capital | $11,707,000 | 3,761 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,443,000 | 2,660 |
| Surplus | $1,681,000 | 6,116 |
| Undivided profits | $8,583,000 | 2,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,215,000 | 2,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 1,213 |
| Income earned, not collected on loans | $2,285,000 | 964 |
| Earning assets | $120,150,000 | 3,454 |
| Long-term assets (5+ years) | $15,649,000 | 3,172 |
| Average Assets, year-to-date | $130,130,000 | 3,326 |
| Average Assets, quarterly | $129,878,000 | 3,431 |
| Volatile liabilities | $4,234,000 | 7,590 |
| Insider loans | $699,000 | 4,588 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,083,000 | 2,304 |
| Tier 1 (core) risk-based capital | $11,644,000 | 3,685 |
| Tier 2 risk-based capital | $1,254,000 | 2,407 |
| Total risk weighted assets | $104,539,400 | 2,672 |
| Total unused commitments | $17,083,000 | 2,319 |
| Derivatives | $10,121,000 | 433 |
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $132,195,000 | 3,400 |
| Cash and due from depository institutions | $3,983,000 | 3,715 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,098,000 | 8,259 |
| Federal funds sold & reverse repurchase agreements | $4,752,000 | 3,030 |
| Net loans & leases | $109,190,000 | 2,502 |
| Loan loss allowance | $1,305,000 | 2,779 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $946,000 | 6,247 |
| Other real estate owned | $0 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,226,000 | 2,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,195,000 | 3,400 |
| Total liabilities | $120,054,000 | 3,394 |
| Total deposits | $113,936,000 | 3,360 |
| Interest-bearing deposits | $99,527,000 | 3,299 |
| Deposits held in domestic offices | $113,936,000 | 3,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,689,000 | 1,564 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $100,000 | 4,364 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,329,000 | 2,897 |
| Total equity capital | $12,141,000 | 3,638 |
| Total bank equity capital | $12,141,000 | 3,638 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,443,000 | 2,748 |
| Surplus | $1,681,000 | 6,192 |
| Undivided profits | $9,017,000 | 2,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,019,000 | 2,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $564,000 | 233 |
| Income earned, not collected on loans | $2,248,000 | 1,021 |
| Earning assets | $124,040,000 | 3,338 |
| Long-term assets (5+ years) | $4,137,000 | 6,290 |
| Average Assets, year-to-date | $129,464,800 | 3,346 |
| Average Assets, quarterly | $132,705,000 | 3,360 |
| Volatile liabilities | $9,445,000 | 4,728 |
| Insider loans | $874,000 | 4,061 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,844,000 | 2,342 |
| Tier 1 (core) risk-based capital | $12,091,000 | 3,509 |
| Tier 2 risk-based capital | $1,291,640 | 2,313 |
| Total risk weighted assets | $103,317,840 | 2,647 |
| Total unused commitments | $15,844,000 | 2,354 |
| Derivatives | $30,284,000 | 408 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $129,230,000 | 3,449 |
| Cash and due from depository institutions | $3,355,000 | 3,534 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,716,000 | 9,648 |
| Federal funds sold & reverse repurchase agreements | $754,000 | 6,087 |
| Net loans & leases | $113,591,000 | 2,377 |
| Loan loss allowance | $1,401,000 | 2,691 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $822,000 | 6,805 |
| Other real estate owned | $44,000 | 3,534 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,948,000 | 2,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,230,000 | 3,449 |
| Total liabilities | $117,366,000 | 3,447 |
| Total deposits | $108,869,000 | 3,496 |
| Interest-bearing deposits | $96,806,000 | 3,368 |
| Deposits held in domestic offices | $108,869,000 | 3,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,345,000 | 2,504 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,152,000 | 2,742 |
| Total equity capital | $11,864,000 | 3,409 |
| Total bank equity capital | $11,864,000 | 3,409 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,443,000 | 2,843 |
| Surplus | $1,681,000 | 6,224 |
| Undivided profits | $8,740,000 | 2,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 1,049 |
| Income earned, not collected on loans | $1,977,000 | 993 |
| Earning assets | $122,061,000 | 3,344 |
| Long-term assets (5+ years) | $21,542,000 | 2,390 |
| Average Assets, year-to-date | $130,367,000 | 3,336 |
| Average Assets, quarterly | $132,309,500 | 3,349 |
| Volatile liabilities | $10,389,000 | 4,217 |
| Insider loans | $1,068,000 | 3,515 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,989,000 | 2,363 |
| Tier 1 (core) risk-based capital | $11,885,000 | 3,465 |
| Tier 2 risk-based capital | $1,280,860 | 2,323 |
| Total risk weighted assets | $102,348,660 | 2,588 |
| Total unused commitments | $14,989,000 | 2,375 |
| Derivatives | $33,319,000 | 411 |
| 1993-12-31 | Rank | |
| # of Employees: | 68 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $134,235,000 | 3,390 |
| Cash and due from depository institutions | $2,730,000 | 3,090 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $23,509,000 | 5,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $104,029,000 | 2,520 |
| Loan loss allowance | $1,449,000 | 2,707 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $953,000 | 6,329 |
| Other real estate owned | $0 | 3,090 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,014,000 | 2,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,235,000 | 3,390 |
| Total liabilities | $122,912,000 | 3,371 |
| Total deposits | $107,989,000 | 3,622 |
| Interest-bearing deposits | $93,423,000 | 3,601 |
| Deposits held in domestic offices | $107,989,000 | 3,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,064,000 | 904 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $859,000 | 3,509 |
| Total equity capital | $11,323,000 | 3,611 |
| Total bank equity capital | $11,323,000 | 3,611 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,443,000 | 2,920 |
| Surplus | $1,681,000 | 6,233 |
| Undivided profits | $8,199,000 | 2,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 606 |
| Income earned, not collected on loans | $1,652,000 | 1,035 |
| Earning assets | $127,538,000 | 3,289 |
| Long-term assets (5+ years) | $24,914,000 | 2,225 |
| Average Assets, year-to-date | $131,968,600 | 3,360 |
| Average Assets, quarterly | $134,341,000 | 3,373 |
| Volatile liabilities | $16,509,000 | 2,795 |
| Insider loans | $153,000 | 8,936 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,443,000 | 2,806 |
| Tier 1 (core) risk-based capital | $11,323,000 | 3,542 |
| Tier 2 risk-based capital | $1,304,210 | 2,258 |
| Total risk weighted assets | $104,191,610 | 2,505 |
| Total unused commitments | $11,443,000 | 2,828 |
| Derivatives | $20,416,000 | 440 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $131,426,000 | 3,526 |
| Cash and due from depository institutions | $2,777,000 | 3,112 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,227,000 | 4,976 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,536 |
| Net loans & leases | $96,117,000 | 2,785 |
| Loan loss allowance | $1,510,000 | 2,685 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $464,000 | 9,167 |
| Other real estate owned | $63,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,178,000 | 2,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,426,000 | 3,526 |
| Total liabilities | $119,693,000 | 3,545 |
| Total deposits | $107,210,000 | 3,764 |
| Interest-bearing deposits | $95,414,000 | 3,695 |
| Deposits held in domestic offices | $107,210,000 | 3,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,547,000 | 936 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $936,000 | 3,478 |
| Total equity capital | $11,733,000 | 3,256 |
| Total bank equity capital | $11,733,000 | 3,256 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,443,000 | 3,031 |
| Surplus | $1,680,000 | 6,161 |
| Undivided profits | $8,610,000 | 2,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,251,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,765,000 | 1,080 |
| Earning assets | $124,944,000 | 3,393 |
| Long-term assets (5+ years) | $21,476,000 | 2,460 |
| Average Assets, year-to-date | $131,460,400 | 3,454 |
| Average Assets, quarterly | $133,626,500 | 3,449 |
| Volatile liabilities | $13,968,000 | 3,147 |
| Insider loans | $127,000 | 5,081 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,110,000 | 3,143 |
| Tier 1 (core) risk-based capital | $11,733,000 | 3,202 |
| Tier 2 risk-based capital | $1,199,410 | 2,480 |
| Total risk weighted assets | $95,641,810 | 2,776 |
| Total unused commitments | $9,110,000 | 3,161 |
| Derivatives | $13,525,000 | 445 |