Home > Bank One, Oshkosh > Income and Expense
Bank One, Oshkosh, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,555,000 | 3,139 |
| Total interest expense | $5,563,000 | 2,757 |
| Net interest income | $4,992,000 | 3,541 |
| Provision for loan and lease losses | $206,000 | 2,940 |
| Total noninterest income | $960,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $393,000 | 3,419 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $567,000 | 2,641 |
| Total noninterest expense | $3,723,000 | 3,535 |
| Salaries and employee benefits | $1,455,000 | 4,405 |
| Premises and equipment expense | $370,000 | 4,828 |
| Additional noninterest expense | $1,898,000 | 2,517 |
| Pre-tax net operating income | $2,023,000 | 3,459 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $624,000 | 3,571 |
| Income before extraordinary items | $1,405,000 | 3,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,405,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,982 |
| Cash dividends | $660,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,400,860 | 3,433 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 3,673 |
| Total interest expense | $3,246,000 | 3,685 |
| Net interest income | $4,915,000 | 3,621 |
| Provision for loan and lease losses | $255,000 | 2,547 |
| Total noninterest income | $915,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $384,000 | 3,519 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $531,000 | 2,851 |
| Total noninterest expense | $3,832,000 | 3,555 |
| Salaries and employee benefits | $1,464,000 | 4,367 |
| Premises and equipment expense | $359,000 | 5,004 |
| Additional noninterest expense | $2,009,000 | 2,564 |
| Pre-tax net operating income | $1,743,000 | 3,866 |
| Securities gains (losses) | $-627,000 | 12,305 |
| Applicable income taxes | $302,000 | 5,856 |
| Income before extraordinary items | $814,000 | 5,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $814,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $710,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,271,710 | 3,700 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 3,929 |
| Total interest expense | $2,558,000 | 4,714 |
| Net interest income | $5,196,000 | 3,444 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $1,202,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $391,000 | 3,523 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $811,000 | 2,370 |
| Total noninterest expense | $3,970,000 | 3,515 |
| Salaries and employee benefits | $1,642,000 | 3,939 |
| Premises and equipment expense | $373,000 | 4,988 |
| Additional noninterest expense | $1,955,000 | 2,787 |
| Pre-tax net operating income | $2,402,000 | 2,815 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $825,000 | 2,692 |
| Income before extraordinary items | $1,577,000 | 3,093 |
| Extraordinary gains, net | $51,000 | 2,158 |
| Net income | $1,628,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,480 |
| Cash dividends | $840,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,577,000 | 2,916 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,740,000 | 3,957 |
| Total interest expense | $3,529,000 | 4,517 |
| Net interest income | $5,211,000 | 3,495 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $1,187,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $408,000 | 3,410 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $779,000 | 2,345 |
| Total noninterest expense | $3,935,000 | 3,555 |
| Salaries and employee benefits | $1,753,000 | 3,650 |
| Premises and equipment expense | $398,000 | 4,812 |
| Additional noninterest expense | $1,784,000 | 3,080 |
| Pre-tax net operating income | $2,340,000 | 2,662 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $809,000 | 2,586 |
| Income before extraordinary items | $1,531,000 | 3,020 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,531,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 4,515 |
| Cash dividends | $803,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,531,000 | 2,800 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.