Home > Bank One, Oklahoma > Income and Expense

Bank One, Oklahoma, Income and Expense

2003-03-31 (YTD Data)		Rank
Total interest income	$21,244,000	381
Total interest expense	$8,423,000	327
Net interest income	$12,821,000	423
Provision for loan and lease losses	$2,891,000	198
Total noninterest income	$7,555,000	319
Gross Fiduciary activities income	$191,000	454
Service charges on deposit accounts	$5,064,000	125
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,300,000	497
Total noninterest expense	$12,707,000	375
Salaries and employee benefits	$4,441,000	508
Premises and equipment expense	$2,040,000	329
Additional noninterest expense	$6,226,000	289
Pre-tax net operating income	$4,778,000	508
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,523,000	556
Income before extraordinary items	$3,255,000	549
Extraordinary gains, net	$0	21
Net income	$3,255,000	547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,891,000	167
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$3,255,000	516
2002-12-31 (YTD Data)		Rank
Total interest income	$110,470,000	334
Total interest expense	$47,017,000	293
Net interest income	$63,453,000	357
Provision for loan and lease losses	$15,516,000	191
Total noninterest income	$32,771,000	291
Gross Fiduciary activities income	$836,000	439
Service charges on deposit accounts	$20,330,000	118
Trading account gains and fees	$1,000	148
Additional Noninterest Income	$11,604,000	404
Total noninterest expense	$66,403,000	299
Salaries and employee benefits	$17,369,000	491
Premises and equipment expense	$8,430,000	303
Additional noninterest expense	$40,604,000	227
Pre-tax net operating income	$14,305,000	614
Securities gains (losses)	$1,794,000	299
Applicable income taxes	$6,416,000	489
Income before extraordinary items	$9,683,000	647
Extraordinary gains, net	$0	70
Net income	$9,683,000	648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,648,000	157
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,534,840	709
2001-12-31 (YTD Data)		Rank
Total interest income	$158,678,000	283
Total interest expense	$73,091,000	283
Net interest income	$85,587,000	279
Provision for loan and lease losses	$35,306,000	122
Total noninterest income	$32,131,000	288
Gross Fiduciary activities income	$738,000	482
Service charges on deposit accounts	$21,050,000	113
Trading account gains and fees	$27,000	147
Additional Noninterest Income	$10,316,000	413
Total noninterest expense	$86,647,000	241
Salaries and employee benefits	$19,743,000	408
Premises and equipment expense	$7,325,000	335
Additional noninterest expense	$59,579,000	188
Pre-tax net operating income	$-4,235,000	9,558
Securities gains (losses)	$2,016,000	246
Applicable income taxes	$4,172,000	624
Income before extraordinary items	$-6,391,000	9,580
Extraordinary gains, net	$0	105
Net income	$-6,391,000	9,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,306,000	117
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-8,407,000	9,583
2000-12-31 (YTD Data)		Rank
Total interest income	$187,551,000	262
Total interest expense	$121,524,000	226
Net interest income	$66,027,000	330
Provision for loan and lease losses	$5,108,000	312
Total noninterest income	$20,312,000	370
Gross Fiduciary activities income	$57,000	1,029
Service charges on deposit accounts	$20,143,000	116
Trading account gains and fees	$54,000	140
Additional Noninterest Income	$58,000	7,528
Total noninterest expense	$96,915,000	219
Salaries and employee benefits	$18,953,000	394
Premises and equipment expense	$10,097,000	254
Additional noninterest expense	$67,865,000	171
Pre-tax net operating income	$-15,684,000	9,896
Securities gains (losses)	$-6,448,000	9,848
Applicable income taxes	$-5,137,000	9,884
Income before extraordinary items	$-16,995,000	9,885
Extraordinary gains, net	$0	38
Net income	$-16,995,000	9,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,108,000	269
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-12,030,040	9,882
1999-12-31 (YTD Data)		Rank
Total interest income	$179,246,000	251
Total interest expense	$96,221,000	232
Net interest income	$83,025,000	270
Provision for loan and lease losses	$10,148,000	199
Total noninterest income	$34,748,000	280
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$21,625,000	112
Trading account gains and fees	$0	173
Additional Noninterest Income	$13,123,000	385
Total noninterest expense	$117,505,000	203
Salaries and employee benefits	$21,625,000	359
Premises and equipment expense	$13,449,000	202
Additional noninterest expense	$82,431,000	146
Pre-tax net operating income	$-9,880,000	10,225
Securities gains (losses)	$444,000	366
Applicable income taxes	$-524,000	10,136
Income before extraordinary items	$-8,912,000	10,210
Extraordinary gains, net	$0	35
Net income	$-8,912,000	10,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,468,000	130
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-9,329,360	10,208
1998-12-31 (YTD Data)		Rank
Total interest income	$231,521,000	205
Total interest expense	$99,344,000	218
Net interest income	$132,177,000	188
Provision for loan and lease losses	$22,748,000	127
Total noninterest income	$48,519,000	235
Gross Fiduciary activities income	$153,000	922
Service charges on deposit accounts	$23,261,000	103
Trading account gains and fees	$47,000	169
Additional Noninterest Income	$25,058,000	256
Total noninterest expense	$158,951,000	169
Salaries and employee benefits	$28,026,000	274
Premises and equipment expense	$14,981,000	184
Additional noninterest expense	$115,944,000	130
Pre-tax net operating income	$-1,003,000	10,343
Securities gains (losses)	$5,329,000	119
Applicable income taxes	$4,076,000	673
Income before extraordinary items	$250,000	8,248
Extraordinary gains, net	$0	32
Net income	$250,000	8,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,233,000	95
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-3,160,560	10,418
1997-12-31 (YTD Data)		Rank
Total interest income	$188,285,000	246
Total interest expense	$72,256,000	294
Net interest income	$116,029,000	213
Provision for loan and lease losses	$30,036,000	106
Total noninterest income	$34,417,000	263
Gross Fiduciary activities income	$9,282,000	141
Service charges on deposit accounts	$14,572,000	137
Trading account gains and fees	$1,097,000	88
Additional Noninterest Income	$9,466,000	427
Total noninterest expense	$106,444,000	210
Salaries and employee benefits	$33,953,000	222
Premises and equipment expense	$12,416,000	215
Additional noninterest expense	$60,075,000	185
Pre-tax net operating income	$13,966,000	616
Securities gains (losses)	$4,352,000	101
Applicable income taxes	$7,735,000	439
Income before extraordinary items	$10,583,000	569
Extraordinary gains, net	$0	44
Net income	$10,583,000	569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,447,000	122
Cash dividends	$128,400,000	66
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$7,797,720	713
1996-12-31 (YTD Data)		Rank
Total interest income	$114,900,000	390
Total interest expense	$59,103,000	375
Net interest income	$55,797,000	402
Provision for loan and lease losses	$1,371,000	809
Total noninterest income	$42,035,000	257
Gross Fiduciary activities income	$10,409,000	139
Service charges on deposit accounts	$10,516,000	194
Trading account gains and fees	$2,296,000	73
Additional Noninterest Income	$18,814,000	298
Total noninterest expense	$72,136,000	307
Salaries and employee benefits	$30,720,000	272
Premises and equipment expense	$9,627,000	284
Additional noninterest expense	$31,789,000	315
Pre-tax net operating income	$24,325,000	399
Securities gains (losses)	$1,770,000	169
Applicable income taxes	$5,716,000	533
Income before extraordinary items	$20,379,000	337
Extraordinary gains, net	$0	53
Net income	$20,379,000	337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,688,000	480
Cash dividends	$6,500,000	560
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$18,998,400	348
1995-12-31 (YTD Data)		Rank
Total interest income	$112,559,000	412
Total interest expense	$61,104,000	378
Net interest income	$51,455,000	446
Provision for loan and lease losses	$-700,000	11,911
Total noninterest income	$41,599,000	260
Gross Fiduciary activities income	$9,777,000	155
Service charges on deposit accounts	$10,321,000	215
Trading account gains and fees	$2,422,000	91
Additional Noninterest Income	$19,079,000	291
Total noninterest expense	$70,468,000	315
Salaries and employee benefits	$28,717,000	306
Premises and equipment expense	$10,067,000	290
Additional noninterest expense	$31,684,000	313
Pre-tax net operating income	$23,286,000	431
Securities gains (losses)	$1,327,000	178
Applicable income taxes	$7,919,000	432
Income before extraordinary items	$16,694,000	406
Extraordinary gains, net	$0	65
Net income	$16,694,000	404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$762,000	1,065
Cash dividends	$3,000,000	907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$15,791,640	417
1994-12-31 (YTD Data)		Rank
Total interest income	$91,244,000	432
Total interest expense	$43,353,000	403
Net interest income	$47,891,000	452
Provision for loan and lease losses	$0	9,146
Total noninterest income	$41,093,000	251
Gross Fiduciary activities income	$9,516,000	155
Service charges on deposit accounts	$9,821,000	219
Trading account gains and fees	$2,626,000	68
Additional Noninterest Income	$19,130,000	275
Total noninterest expense	$72,657,000	308
Salaries and employee benefits	$29,756,000	304
Premises and equipment expense	$9,757,000	304
Additional noninterest expense	$33,144,000	312
Pre-tax net operating income	$16,327,000	534
Securities gains (losses)	$499,000	267
Applicable income taxes	$3,095,000	849
Income before extraordinary items	$13,731,000	443
Extraordinary gains, net	$0	249
Net income	$13,731,000	442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	2,183
Cash dividends	$3,050,000	794
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$13,321,820	460
1993-12-31 (YTD Data)		Rank
Total interest income	$78,162,000	478
Total interest expense	$34,413,000	479
Net interest income	$43,749,000	488
Provision for loan and lease losses	$-1,397,000	13,240
Total noninterest income	$39,270,000	254
Gross Fiduciary activities income	$9,153,000	158
Service charges on deposit accounts	$8,548,000	226
Trading account gains and fees	$2,669,000	92
Additional Noninterest Income	$18,900,000	289
Total noninterest expense	$75,398,000	310
Salaries and employee benefits	$29,418,000	296
Premises and equipment expense	$7,763,000	357
Additional noninterest expense	$38,217,000	287
Pre-tax net operating income	$9,018,000	812
Securities gains (losses)	$2,378,000	283
Applicable income taxes	$-2,249,000	13,221
Income before extraordinary items	$13,645,000	414
Extraordinary gains, net	$12,567,000	27
Net income	$26,212,000	273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-943,000	13,260
Cash dividends	$7,000,000	369
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$11,267,000	468
1992-12-31 (YTD Data)		Rank
Total interest income	$75,961,000	555
Total interest expense	$37,860,000	557
Net interest income	$38,101,000	551
Provision for loan and lease losses	$0	11,756
Total noninterest income	$36,388,000	259
Gross Fiduciary activities income	$9,120,000	156
Service charges on deposit accounts	$7,554,000	247
Trading account gains and fees	$1,876,000	114
Additional Noninterest Income	$17,838,000	297
Total noninterest expense	$60,817,000	348
Salaries and employee benefits	$23,947,000	332
Premises and equipment expense	$5,767,000	461
Additional noninterest expense	$31,103,000	331
Pre-tax net operating income	$13,672,000	473
Securities gains (losses)	$28,000	5,098
Applicable income taxes	$50,000	11,256
Income before extraordinary items	$13,650,000	380
Extraordinary gains, net	$0	1,422
Net income	$13,650,000	383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,041,000	953
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$13,622,000	342

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.