Home > Bank One, Oklahoma > Net charge- offs to loans
Bank One, Oklahoma, Net charge- offs to loans
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4532% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2847% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9592% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0887% | 5,905 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0584% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2161% | 8,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6650% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 7,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5734% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2097% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.1735% | 8,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 8,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7388% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1037% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4035% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7999% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5630% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 7,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2987% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3886% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0374% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0918% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2030% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0025% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2558% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4403% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1704% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5201% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3147% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6826% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9378% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8833% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 894.3662% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0019% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2591% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3287% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2256% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4025% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6006% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4108% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 126.2799% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8636% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4329% | 52 |
| Percentage Net Loans Charged-off:Construction & development | -0.3133% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5403% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4913% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2245% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6121% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2027% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9102% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3280% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.7494% | 7 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3534% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2339% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.4405% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1787% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2127% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0128% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3690% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0836% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8005% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3256% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.3995% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0714% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0066% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5729% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6840% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5024% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1554% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1096% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6033% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3873% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1338% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 7,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1112% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.3503% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1086% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1131% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0876% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5692% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4657% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3101% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1871% | 12,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2258% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | -1.4341% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2481% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0294% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5970% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0398% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4559% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5813% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 2.1528% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3768% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2109% | 1,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4331% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5671% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5550% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1672% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2404% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |