Home > Bank One, Monroe > Income and Expense
Bank One, Monroe, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 3,560 |
| Total interest expense | $4,628,000 | 3,235 |
| Net interest income | $4,546,000 | 3,870 |
| Provision for loan and lease losses | $126,000 | 3,989 |
| Total noninterest income | $686,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $334,000 | 3,924 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $352,000 | 3,597 |
| Total noninterest expense | $3,707,000 | 3,549 |
| Salaries and employee benefits | $1,201,000 | 5,212 |
| Premises and equipment expense | $296,000 | 5,689 |
| Additional noninterest expense | $2,210,000 | 2,217 |
| Pre-tax net operating income | $1,399,000 | 4,693 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $445,000 | 4,561 |
| Income before extraordinary items | $959,000 | 4,754 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $959,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,672 |
| Cash dividends | $696,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $955,600 | 4,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 3,650 |
| Total interest expense | $3,766,000 | 3,247 |
| Net interest income | $4,461,000 | 3,951 |
| Provision for loan and lease losses | $162,000 | 3,451 |
| Total noninterest income | $531,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $313,000 | 4,209 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $3,287,000 | 4,075 |
| Salaries and employee benefits | $1,325,000 | 4,799 |
| Premises and equipment expense | $294,000 | 5,808 |
| Additional noninterest expense | $1,668,000 | 3,017 |
| Pre-tax net operating income | $1,543,000 | 4,310 |
| Securities gains (losses) | $-524,000 | 12,262 |
| Applicable income taxes | $316,000 | 5,685 |
| Income before extraordinary items | $703,000 | 5,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $703,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,937 |
| Cash dividends | $612,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,064,560 | 4,347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,608 |
| Total interest expense | $3,428,000 | 3,664 |
| Net interest income | $5,095,000 | 3,506 |
| Provision for loan and lease losses | $305,000 | 2,944 |
| Total noninterest income | $539,000 | 5,321 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $228,000 | 5,274 |
| Total noninterest expense | $3,420,000 | 3,997 |
| Salaries and employee benefits | $1,469,000 | 4,356 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $1,671,000 | 3,189 |
| Pre-tax net operating income | $1,909,000 | 3,467 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $634,000 | 3,422 |
| Income before extraordinary items | $1,275,000 | 3,787 |
| Extraordinary gains, net | $49,000 | 2,196 |
| Net income | $1,324,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,140 |
| Cash dividends | $702,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,275,000 | 3,588 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,022,000 | 3,849 |
| Total interest expense | $4,083,000 | 4,003 |
| Net interest income | $4,939,000 | 3,686 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $543,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $293,000 | 4,528 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $3,185,000 | 4,273 |
| Salaries and employee benefits | $1,307,000 | 4,800 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,577,000 | 3,445 |
| Pre-tax net operating income | $2,260,000 | 2,761 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $749,000 | 2,779 |
| Income before extraordinary items | $1,511,000 | 3,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,511,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 13,706 |
| Cash dividends | $851,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,511,000 | 2,829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.