Home > Bank One, Michigan > Net charge- offs to loans
Bank One, Michigan, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6969% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2187% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.2211% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1779% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6649% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2183% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5159% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1745% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7823% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6251% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0471% | 7,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2290% | 61 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5125% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0944% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1156% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6174% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0675% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6219% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5620% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0372% | 21 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2824% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 312 |
| Percentage Net Loans Charged-off:Construction & development | -0.0987% | 1,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1062% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1899% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2497% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0220% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4486% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 466 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4038% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.1654% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2222% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4155% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9751% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0344% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6003% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0353% | 457 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3443% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.0553% | 1,280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0581% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0605% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2598% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1443% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1840% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3600% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1847% | 487 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1854% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1422% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.4581% | 1,412 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3199% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1023% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0194% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1079% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0934% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9729% | 15 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 4,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.5814% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2843% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0958% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6487% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4334% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0676% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2984% | 533 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 7,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1525% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.7524% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1336% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0035% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3447% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1598% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1028% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0667% | 492 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4049% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3711% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 2.2223% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2136% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1361% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3189% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2767% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7865% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0426% | 75 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6160% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3387% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.1533% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7736% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9491% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5040% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7761% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2718% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0804% | 134 |