Home > Bank One, Merrillville > Loan Charge- Offs and Recoveries
Bank One, Merrillville, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,843,000 | 345 |
| Loans secured by real estate, total | $1,029,000 | 383 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,029,000 | 383 |
| Construction and land development | $400,000 | 103 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $605,000 | 278 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $24,000 | 1,262 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $71,000 | 2,998 |
| Loans to individuals | $5,656,000 | 239 |
| Credit card loan charge offs | $4,833,000 | 155 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $823,000 | 498 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $87,000 | 163 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,119,000 | 453 |
| Loans secured by real estate, total | $82,000 | 946 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $82,000 | 946 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $64,000 | 537 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $18,000 | 989 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $184,000 | 663 |
| Loans to individuals | $849,000 | 307 |
| Credit card loan recoveries | $311,000 | 202 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $538,000 | 283 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $4,000 | 233 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,724,000 | 305 |
| Loans secured by real estate, total | $947,000 | 292 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $947,000 | 291 |
| Construction and land development | $400,000 | 79 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $541,000 | 254 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,318 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-113,000 | 11,181 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,807,000 | 225 |
| Credit card loan net charge offs | $4,522,000 | 149 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $285,000 | 813 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $83,000 | 147 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,449,000 | 451 |
| Loans secured by real estate, total | $274,000 | 978 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $274,000 | 977 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $155,000 | 800 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $119,000 | 847 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $88,000 | 2,532 |
| Loans to individuals | $4,070,000 | 263 |
| Credit card loan charge offs | $3,225,000 | 169 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $845,000 | 441 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $17,000 | 224 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,359,000 | 418 |
| Loans secured by real estate, total | $95,000 | 920 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $95,000 | 919 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $69,000 | 519 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $26,000 | 940 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $238,000 | 566 |
| Loans to individuals | $1,011,000 | 281 |
| Credit card loan recoveries | $263,000 | 236 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $748,000 | 238 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $15,000 | 174 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,090,000 | 447 |
| Loans secured by real estate, total | $179,000 | 1,015 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $179,000 | 1,014 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $86,000 | 992 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $93,000 | 758 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-150,000 | 11,709 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,059,000 | 254 |
| Credit card loan net charge offs | $2,962,000 | 165 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $97,000 | 1,490 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $2,000 | 257 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,807,000 | 490 |
| Loans secured by real estate, total | $311,000 | 1,068 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $311,000 | 1,067 |
| Construction and land development | $144,000 | 325 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $167,000 | 846 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $320,000 | 988 |
| Loans to individuals | $3,176,000 | 258 |
| Credit card loan charge offs | $1,891,000 | 190 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,285,000 | 279 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,341,000 | 321 |
| Loans secured by real estate, total | $166,000 | 701 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $166,000 | 700 |
| Construction and land development | $16,000 | 453 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $150,000 | 296 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $739,000 | 303 |
| Loans to individuals | $1,341,000 | 238 |
| Credit card loan recoveries | $216,000 | 259 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,125,000 | 178 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $95,000 | 95 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,466,000 | 698 |
| Loans secured by real estate, total | $145,000 | 1,304 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $145,000 | 1,305 |
| Construction and land development | $128,000 | 290 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $17,000 | 2,361 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-419,000 | 12,457 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,835,000 | 260 |
| Credit card loan net charge offs | $1,675,000 | 177 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $160,000 | 873 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-95,000 | 11,038 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,735,000 | 588 |
| Loans secured by real estate, total | $175,000 | 1,836 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $175,000 | 1,835 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $125,000 | 1,228 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $50,000 | 1,720 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $628,000 | 818 |
| Loans to individuals | $2,766,000 | 309 |
| Credit card loan charge offs | $1,337,000 | 237 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,429,000 | 279 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $166,000 | 123 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,609,000 | 415 |
| Loans secured by real estate, total | $29,000 | 2,158 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $29,000 | 2,158 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $29,000 | 1,161 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $406,000 | 464 |
| Loans to individuals | $1,147,000 | 258 |
| Credit card loan recoveries | $113,000 | 340 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,034,000 | 192 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $27,000 | 182 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,126,000 | 703 |
| Loans secured by real estate, total | $146,000 | 1,727 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $146,000 | 1,725 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $96,000 | 1,242 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $50,000 | 1,499 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $222,000 | 1,411 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,619,000 | 314 |
| Credit card loan net charge offs | $1,224,000 | 223 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $395,000 | 477 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $139,000 | 98 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,830,000 | 612 |
| Loans secured by real estate, total | $117,000 | 2,783 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $117,000 | 2,783 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $101,000 | 1,613 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $16,000 | 3,054 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,863,000 | 485 |
| Loans to individuals | $2,572,000 | 370 |
| Credit card loan charge offs | $232,000 | 587 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,340,000 | 256 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $278,000 | 123 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,492,000 | 413 |
| Loans secured by real estate, total | $13,000 | 3,154 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $13,000 | 3,153 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,904 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $212,000 | 832 |
| Loans to individuals | $1,215,000 | 251 |
| Credit card loan recoveries | $43,000 | 517 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,172,000 | 179 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $52,000 | 141 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,338,000 | 689 |
| Loans secured by real estate, total | $104,000 | 2,645 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $104,000 | 2,645 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $88,000 | 1,529 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $16,000 | 2,805 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,651,000 | 451 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,357,000 | 439 |
| Credit card loan net charge offs | $189,000 | 597 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,168,000 | 310 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $226,000 | 105 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.