Home > Bank One, Merrillville > Income and Expense
Bank One, Merrillville, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $58,121,000 | 650 |
| Total interest expense | $19,854,000 | 849 |
| Net interest income | $38,267,000 | 535 |
| Provision for loan and lease losses | $2,512,000 | 519 |
| Total noninterest income | $19,688,000 | 390 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $4,036,000 | 376 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $15,652,000 | 333 |
| Total noninterest expense | $26,816,000 | 614 |
| Salaries and employee benefits | $5,260,000 | 1,279 |
| Premises and equipment expense | $2,827,000 | 772 |
| Additional noninterest expense | $18,729,000 | 431 |
| Pre-tax net operating income | $28,627,000 | 356 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,134,000 | 340 |
| Income before extraordinary items | $17,493,000 | 376 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $17,493,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,724,000 | 305 |
| Cash dividends | $12,786,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $17,493,000 | 369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $59,408,000 | 669 |
| Total interest expense | $23,095,000 | 776 |
| Net interest income | $36,313,000 | 575 |
| Provision for loan and lease losses | $2,813,000 | 464 |
| Total noninterest income | $9,378,000 | 624 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $3,847,000 | 405 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,531,000 | 621 |
| Total noninterest expense | $24,651,000 | 674 |
| Salaries and employee benefits | $7,000,000 | 979 |
| Premises and equipment expense | $2,737,000 | 816 |
| Additional noninterest expense | $14,914,000 | 512 |
| Pre-tax net operating income | $18,227,000 | 514 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $7,249,000 | 464 |
| Income before extraordinary items | $10,979,000 | 550 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,979,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,090,000 | 447 |
| Cash dividends | $6,500,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,978,360 | 543 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,849,000 | 740 |
| Total interest expense | $15,074,000 | 905 |
| Net interest income | $31,775,000 | 639 |
| Provision for loan and lease losses | $1,379,000 | 752 |
| Total noninterest income | $10,185,000 | 586 |
| Gross Fiduciary activities income | $8,000 | 1,489 |
| Service charges on deposit accounts | $3,294,000 | 446 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,883,000 | 530 |
| Total noninterest expense | $26,009,000 | 657 |
| Salaries and employee benefits | $8,000,000 | 859 |
| Premises and equipment expense | $3,571,000 | 652 |
| Additional noninterest expense | $14,438,000 | 538 |
| Pre-tax net operating income | $14,572,000 | 588 |
| Securities gains (losses) | $-2,041,000 | 12,479 |
| Applicable income taxes | $4,982,000 | 572 |
| Income before extraordinary items | $7,549,000 | 725 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,549,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,466,000 | 698 |
| Cash dividends | $6,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,855,240 | 637 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $45,299,000 | 751 |
| Total interest expense | $12,437,000 | 1,083 |
| Net interest income | $32,862,000 | 621 |
| Provision for loan and lease losses | $2,590,000 | 666 |
| Total noninterest income | $8,720,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,192,000 | 456 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,528,000 | 625 |
| Total noninterest expense | $23,942,000 | 725 |
| Salaries and employee benefits | $7,911,000 | 866 |
| Premises and equipment expense | $2,918,000 | 794 |
| Additional noninterest expense | $13,113,000 | 628 |
| Pre-tax net operating income | $15,050,000 | 509 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $5,802,000 | 480 |
| Income before extraordinary items | $9,246,000 | 575 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,246,000 | 591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,126,000 | 703 |
| Cash dividends | $10,000,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,247,280 | 536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,760,000 | 856 |
| Total interest expense | $13,531,000 | 1,309 |
| Net interest income | $31,229,000 | 655 |
| Provision for loan and lease losses | $3,763,000 | 712 |
| Total noninterest income | $6,990,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,981,000 | 477 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,009,000 | 783 |
| Total noninterest expense | $22,029,000 | 783 |
| Salaries and employee benefits | $8,288,000 | 821 |
| Premises and equipment expense | $2,865,000 | 828 |
| Additional noninterest expense | $10,876,000 | 719 |
| Pre-tax net operating income | $12,427,000 | 518 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $4,520,000 | 526 |
| Income before extraordinary items | $7,907,000 | 610 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,907,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,338,000 | 689 |
| Cash dividends | $6,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,907,000 | 539 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.