Home > Bank One, Merrillville > Net charge- offs to loans
Bank One, Merrillville, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0994% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3831% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 4.5927% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3561% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6120% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2174% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2787% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5439% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7898% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5401% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0893% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3663% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9633% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1256% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0152% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2850% | 3,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 2.3013% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0832% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1032% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6261% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4281% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6832% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4297% | 3,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0637% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2268% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4860% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5917% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8899% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7593% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7515% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1616% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8982% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7399% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0988% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |