Home > Bank One, Louisiana > Income and Expense

Bank One, Louisiana, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$851,744,000	89
Total interest expense	$425,236,000	96
Net interest income	$426,508,000	77
Provision for loan and lease losses	$122,887,000	49
Total noninterest income	$124,584,000	139
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$87,322,000	46
Trading account gains and fees	$4,217,000	51
Additional Noninterest Income	$33,045,000	212
Total noninterest expense	$315,008,000	106
Salaries and employee benefits	$93,070,000	123
Premises and equipment expense	$48,211,000	85
Additional noninterest expense	$173,727,000	100
Pre-tax net operating income	$113,197,000	141
Securities gains (losses)	$-62,272,000	9,894
Applicable income taxes	$16,859,000	239
Income before extraordinary items	$34,066,000	228
Extraordinary gains, net	$0	38
Net income	$34,066,000	228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,608,000	92
Cash dividends	$40,000,000	157
Sale, conversion, retirement of capital stock, net	$-47,000,000	9,902
Net operating income	$75,788,240	139
1999-12-31 (YTD Data)		Rank
Total interest income	$865,327,000	80
Total interest expense	$420,066,000	79
Net interest income	$445,261,000	75
Provision for loan and lease losses	$39,638,000	86
Total noninterest income	$192,066,000	107
Gross Fiduciary activities income	$1,000	1,355
Service charges on deposit accounts	$95,921,000	44
Trading account gains and fees	$-8,199,000	4,571
Additional Noninterest Income	$104,343,000	121
Total noninterest expense	$381,318,000	84
Salaries and employee benefits	$107,816,000	107
Premises and equipment expense	$50,566,000	81
Additional noninterest expense	$222,936,000	73
Pre-tax net operating income	$216,371,000	89
Securities gains (losses)	$13,385,000	33
Applicable income taxes	$84,072,000	86
Income before extraordinary items	$145,684,000	84
Extraordinary gains, net	$0	35
Net income	$145,684,000	85
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,508,000	68
Cash dividends	$118,290,000	80
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$137,117,600	89
1998-12-31 (YTD Data)		Rank
Total interest income	$1,068,693,000	68
Total interest expense	$494,076,000	72
Net interest income	$574,617,000	62
Provision for loan and lease losses	$25,476,000	117
Total noninterest income	$346,780,000	72
Gross Fiduciary activities income	$32,292,000	75
Service charges on deposit accounts	$110,620,000	35
Trading account gains and fees	$6,943,000	48
Additional Noninterest Income	$196,925,000	82
Total noninterest expense	$666,625,000	54
Salaries and employee benefits	$156,185,000	75
Premises and equipment expense	$59,770,000	71
Additional noninterest expense	$450,670,000	36
Pre-tax net operating income	$229,296,000	80
Securities gains (losses)	$20,364,000	38
Applicable income taxes	$90,183,000	78
Income before extraordinary items	$159,477,000	79
Extraordinary gains, net	$0	32
Net income	$159,477,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,696,000	73
Cash dividends	$453,571,000	20
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$146,444,040	80
1997-12-31 (YTD Data)		Rank
Total interest income	$391,356,000	150
Total interest expense	$166,218,000	163
Net interest income	$225,138,000	132
Provision for loan and lease losses	$18,723,000	137
Total noninterest income	$104,760,000	144
Gross Fiduciary activities income	$18,005,000	102
Service charges on deposit accounts	$48,773,000	58
Trading account gains and fees	$0	239
Additional Noninterest Income	$37,982,000	186
Total noninterest expense	$247,127,000	114
Salaries and employee benefits	$63,491,000	148
Premises and equipment expense	$26,787,000	121
Additional noninterest expense	$156,849,000	86
Pre-tax net operating income	$64,048,000	199
Securities gains (losses)	$3,649,000	116
Applicable income taxes	$18,474,000	236
Income before extraordinary items	$49,223,000	186
Extraordinary gains, net	$0	44
Net income	$49,223,000	186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,643,000	127
Cash dividends	$125,600,000	69
Sale, conversion, retirement of capital stock, net	$47,000,000	19
Net operating income	$46,559,230	187
1996-12-31 (YTD Data)		Rank
Total interest income	$417,698,000	152
Total interest expense	$157,478,000	182
Net interest income	$260,220,000	127
Provision for loan and lease losses	$10,515,000	196
Total noninterest income	$80,756,000	177
Gross Fiduciary activities income	$15,672,000	111
Service charges on deposit accounts	$36,501,000	85
Trading account gains and fees	$0	262
Additional Noninterest Income	$28,583,000	230
Total noninterest expense	$230,349,000	134
Salaries and employee benefits	$99,658,000	111
Premises and equipment expense	$27,653,000	125
Additional noninterest expense	$103,038,000	145
Pre-tax net operating income	$100,112,000	151
Securities gains (losses)	$-2,003,000	11,428
Applicable income taxes	$35,877,000	144
Income before extraordinary items	$62,232,000	159
Extraordinary gains, net	$0	53
Net income	$62,232,000	158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,934,000	134
Cash dividends	$55,500,000	131
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$63,513,920	156
1995-12-31 (YTD Data)		Rank
Total interest income	$410,945,000	158
Total interest expense	$180,286,000	172
Net interest income	$230,659,000	135
Provision for loan and lease losses	$9,150,000	198
Total noninterest income	$83,869,000	163
Gross Fiduciary activities income	$15,985,000	117
Service charges on deposit accounts	$33,524,000	93
Trading account gains and fees	$0	522
Additional Noninterest Income	$34,360,000	198
Total noninterest expense	$210,824,000	137
Salaries and employee benefits	$111,162,000	100
Premises and equipment expense	$30,280,000	116
Additional noninterest expense	$69,382,000	187
Pre-tax net operating income	$94,554,000	155
Securities gains (losses)	$-103,000	11,498
Applicable income taxes	$31,938,000	159
Income before extraordinary items	$62,513,000	158
Extraordinary gains, net	$0	65
Net income	$62,513,000	157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,931,000	194
Cash dividends	$89,000,000	79
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$62,580,980	159
1994-12-31 (YTD Data)		Rank
Total interest income	$344,093,000	159
Total interest expense	$123,638,000	195
Net interest income	$220,455,000	136
Provision for loan and lease losses	$-7,828,000	12,584
Total noninterest income	$78,347,000	171
Gross Fiduciary activities income	$14,016,000	123
Service charges on deposit accounts	$30,402,000	96
Trading account gains and fees	$0	475
Additional Noninterest Income	$33,929,000	202
Total noninterest expense	$197,286,000	145
Salaries and employee benefits	$102,752,000	105
Premises and equipment expense	$26,725,000	130
Additional noninterest expense	$67,809,000	177
Pre-tax net operating income	$109,344,000	129
Securities gains (losses)	$655,000	221
Applicable income taxes	$35,772,000	135
Income before extraordinary items	$74,227,000	131
Extraordinary gains, net	$0	249
Net income	$74,227,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$382,000	1,636
Cash dividends	$24,340,000	189
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$73,788,150	129
1993-12-31 (YTD Data)		Rank
Total interest income	$269,969,000	175
Total interest expense	$84,119,000	235
Net interest income	$185,850,000	150
Provision for loan and lease losses	$-14,104,000	13,276
Total noninterest income	$64,232,000	178
Gross Fiduciary activities income	$13,609,000	127
Service charges on deposit accounts	$25,688,000	101
Trading account gains and fees	$0	532
Additional Noninterest Income	$24,935,000	227
Total noninterest expense	$164,101,000	159
Salaries and employee benefits	$88,536,000	111
Premises and equipment expense	$20,583,000	159
Additional noninterest expense	$54,982,000	220
Pre-tax net operating income	$100,085,000	120
Securities gains (losses)	$2,139,000	299
Applicable income taxes	$31,101,000	129
Income before extraordinary items	$71,123,000	124
Extraordinary gains, net	$43,623,000	10
Net income	$114,746,000	75
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,757,000	306
Cash dividends	$72,900,000	67
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$69,625,700	122
1992-12-31 (YTD Data)		Rank
Total interest income	$288,248,000	180
Total interest expense	$111,033,000	227
Net interest income	$177,215,000	147
Provision for loan and lease losses	$10,994,000	342
Total noninterest income	$52,861,000	189
Gross Fiduciary activities income	$7,906,000	168
Service charges on deposit accounts	$24,718,000	98
Trading account gains and fees	$0	504
Additional Noninterest Income	$20,237,000	271
Total noninterest expense	$162,894,000	153
Salaries and employee benefits	$82,881,000	109
Premises and equipment expense	$20,673,000	160
Additional noninterest expense	$59,340,000	209
Pre-tax net operating income	$56,188,000	148
Securities gains (losses)	$5,899,000	178
Applicable income taxes	$21,273,000	137
Income before extraordinary items	$40,814,000	157
Extraordinary gains, net	$10,816,000	22
Net income	$51,630,000	134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,026,000	266
Cash dividends	$7,775,000	270
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$36,920,660	154

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.