Home > Bank One, Louisiana > Net charge- offs to loans
Bank One, Louisiana, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5161% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1553% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0073% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3215% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5910% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2760% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4342% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4325% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2378% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7004% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6438% | 24 |
| Percentage Net Loans Charged-off:Construction & development | -0.0482% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4273% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8892% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1245% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4541% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2244% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4721% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5706% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0176% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0743% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4497% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8256% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1059% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0708% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5928% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 1,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4615% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0545% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7894% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3325% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1346% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5910% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1482% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5035% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6526% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7588% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6385% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4422% | 517 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1863% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.2703% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3514% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5895% | 1,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0972% | 1,331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2440% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2206% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2230% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5440% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3195% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | -1.1125% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3780% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9017% | 1,401 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1133% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1193% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4942% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7506% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6598% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5097% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1964% | 504 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2277% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.2884% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6410% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1537% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1702% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1815% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4094% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7618% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8030% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0726% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3246% | 511 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7583% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3503% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.9344% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2689% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4263% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4521% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1076% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8096% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0755% | 865 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9412% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3189% | 123 |