Home > Bank One, Lexington > Loan Charge- Offs and Recoveries
Bank One, Lexington, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,982,000 | 298 |
| Loans secured by real estate, total | $3,932,000 | 175 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,932,000 | 174 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $246,000 | 583 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,686,000 | 91 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $403,000 | 762 |
| Loans to individuals | $3,545,000 | 281 |
| Credit card loan charge offs | $169,000 | 584 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,376,000 | 160 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $62,000 | 186 |
| Lease financing receivables | $40,000 | 173 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,901,000 | 205 |
| Loans secured by real estate, total | $1,123,000 | 173 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,123,000 | 171 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $133,000 | 307 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $990,000 | 126 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $2,559,000 | 105 |
| Loans to individuals | $1,205,000 | 260 |
| Credit card loan recoveries | $55,000 | 427 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,150,000 | 175 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $14,000 | 236 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,081,000 | 449 |
| Loans secured by real estate, total | $2,809,000 | 181 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,809,000 | 181 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $113,000 | 835 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $2,696,000 | 98 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-2,156,000 | 11,948 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,340,000 | 289 |
| Credit card loan net charge offs | $114,000 | 613 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,226,000 | 152 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $48,000 | 152 |
| Lease financing receivables | $40,000 | 136 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,550,000 | 308 |
| Loans secured by real estate, total | $3,732,000 | 226 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,732,000 | 226 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $240,000 | 664 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $3,492,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $642,000 | 571 |
| Loans to individuals | $3,125,000 | 260 |
| Credit card loan charge offs | $712,000 | 311 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,413,000 | 171 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $47,000 | 197 |
| Lease financing receivables | $4,000 | 275 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,723,000 | 168 |
| Loans secured by real estate, total | $1,957,000 | 131 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,957,000 | 129 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $146,000 | 307 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $1,811,000 | 82 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $3,535,000 | 98 |
| Loans to individuals | $1,202,000 | 251 |
| Credit card loan recoveries | $73,000 | 397 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,129,000 | 176 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $3,000 | 325 |
| Lease financing receivables | $26,000 | 171 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $827,000 | 990 |
| Loans secured by real estate, total | $1,775,000 | 295 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,775,000 | 295 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $94,000 | 1,011 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,681,000 | 157 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-2,893,000 | 12,582 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,923,000 | 253 |
| Credit card loan net charge offs | $639,000 | 286 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,284,000 | 172 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $44,000 | 148 |
| Lease financing receivables | $-22,000 | 10,994 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,956,000 | 328 |
| Loans secured by real estate, total | $3,342,000 | 321 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,342,000 | 321 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $45,000 | 2,192 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $3,297,000 | 182 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,389,000 | 223 |
| Loans to individuals | $3,145,000 | 286 |
| Credit card loan charge offs | $965,000 | 285 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,180,000 | 217 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $80,000 | 163 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,271,000 | 158 |
| Loans secured by real estate, total | $477,000 | 366 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $477,000 | 365 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $74,000 | 551 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $403,000 | 225 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $5,104,000 | 78 |
| Loans to individuals | $1,536,000 | 211 |
| Credit card loan recoveries | $186,000 | 277 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,350,000 | 155 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $154,000 | 76 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,685,000 | 605 |
| Loans secured by real estate, total | $2,865,000 | 317 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,865,000 | 317 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-29,000 | 13,020 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,894,000 | 170 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-1,715,000 | 13,266 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,609,000 | 317 |
| Credit card loan net charge offs | $779,000 | 280 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $830,000 | 283 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $-74,000 | 11,535 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,369,000 | 273 |
| Loans secured by real estate, total | $2,911,000 | 419 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,911,000 | 418 |
| Construction and land development | $843,000 | 295 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $202,000 | 1,012 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,866,000 | 305 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $34,000 | 125 |
| Commercial and industrial loans | $10,709,000 | 126 |
| Loans to individuals | $3,414,000 | 313 |
| Credit card loan charge offs | $722,000 | 363 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,692,000 | 227 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $301,000 | 116 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,190,000 | 181 |
| Loans secured by real estate, total | $732,000 | 228 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $732,000 | 228 |
| Construction and land development | $13,000 | 594 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,236 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $693,000 | 110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $40,000 | 93 |
| Commercial and industrial loans | $3,012,000 | 106 |
| Loans to individuals | $1,373,000 | 228 |
| Credit card loan recoveries | $237,000 | 251 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,136,000 | 186 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $33,000 | 165 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,179,000 | 292 |
| Loans secured by real estate, total | $2,179,000 | 469 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,179,000 | 469 |
| Construction and land development | $830,000 | 278 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $176,000 | 996 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,173,000 | 384 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-6,000 | 1,119 |
| Commercial and industrial loans | $7,697,000 | 125 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,041,000 | 348 |
| Credit card loan net charge offs | $485,000 | 405 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,556,000 | 246 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $268,000 | 93 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.