Home > Bank One, Lexington > Net charge- offs to loans
Bank One, Lexington, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2648% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5677% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5123% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0233% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3212% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7442% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5448% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0460% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 6,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4074% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9067% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1335% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0937% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6116% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1308% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0126% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2799% | 4,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6592% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6580% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0161% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0377% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6468% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5035% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0661% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2474% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4694% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 1.4165% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7077% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1002% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5921% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9637% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3133% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2927% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |