Home > Bank One, Lafayette > Loan Charge- Offs and Recoveries
Bank One, Lafayette, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $24,069,000 | 151 |
| Loans secured by real estate, total | $285,000 | 857 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $285,000 | 857 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $285,000 | 487 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $68,000 | 3,076 |
| Loans to individuals | $23,673,000 | 108 |
| Credit card loan charge offs | $22,057,000 | 73 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,616,000 | 327 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $43,000 | 208 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,360,000 | 229 |
| Loans secured by real estate, total | $81,000 | 950 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $81,000 | 950 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $81,000 | 440 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $165,000 | 732 |
| Loans to individuals | $3,114,000 | 133 |
| Credit card loan recoveries | $2,741,000 | 73 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $373,000 | 377 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $20,709,000 | 133 |
| Loans secured by real estate, total | $204,000 | 828 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $204,000 | 827 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $204,000 | 514 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-97,000 | 11,139 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $20,559,000 | 101 |
| Credit card loan net charge offs | $19,316,000 | 77 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,243,000 | 307 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $43,000 | 185 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,608,000 | 171 |
| Loans secured by real estate, total | $81,000 | 1,915 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $81,000 | 1,913 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $81,000 | 1,233 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $610,000 | 525 |
| Loans to individuals | $16,833,000 | 104 |
| Credit card loan charge offs | $15,939,000 | 73 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $894,000 | 422 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $84,000 | 131 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,211,000 | 223 |
| Loans secured by real estate, total | $13,000 | 2,572 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $13,000 | 2,571 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,076 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,498 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $239,000 | 563 |
| Loans to individuals | $3,947,000 | 110 |
| Credit card loan recoveries | $3,465,000 | 60 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $482,000 | 315 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $12,000 | 191 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,397,000 | 150 |
| Loans secured by real estate, total | $68,000 | 1,720 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $68,000 | 1,719 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $74,000 | 1,093 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-6,000 | 11,114 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $371,000 | 575 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $12,886,000 | 101 |
| Credit card loan net charge offs | $12,474,000 | 75 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $412,000 | 536 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $72,000 | 107 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,552,000 | 200 |
| Loans secured by real estate, total | $36,000 | 3,146 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $36,000 | 3,146 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $24,000 | 2,474 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $12,000 | 2,073 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $141,000 | 1,908 |
| Loans to individuals | $14,375,000 | 92 |
| Credit card loan charge offs | $13,603,000 | 69 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $772,000 | 407 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,950,000 | 279 |
| Loans secured by real estate, total | $21,000 | 2,401 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $21,000 | 2,400 |
| Construction and land development | $5,000 | 591 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $12,000 | 1,398 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $245,000 | 667 |
| Loans to individuals | $2,680,000 | 152 |
| Credit card loan recoveries | $2,297,000 | 72 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $383,000 | 369 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $4,000 | 279 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,602,000 | 173 |
| Loans secured by real estate, total | $15,000 | 3,412 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $15,000 | 3,412 |
| Construction and land development | $-5,000 | 12,230 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 2,204 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-104,000 | 12,144 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $11,695,000 | 85 |
| Credit card loan net charge offs | $11,306,000 | 67 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $389,000 | 447 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-4,000 | 10,931 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,719,000 | 263 |
| Loans secured by real estate, total | $40,000 | 3,661 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $40,000 | 3,660 |
| Construction and land development | $40,000 | 763 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,029,000 | 539 |
| Loans to individuals | $12,552,000 | 105 |
| Credit card loan charge offs | $11,864,000 | 70 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $688,000 | 487 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $98,000 | 152 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,619,000 | 307 |
| Loans secured by real estate, total | $12,000 | 3,213 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $12,000 | 3,213 |
| Construction and land development | $10,000 | 577 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $81,000 | 1,818 |
| Loans to individuals | $2,526,000 | 154 |
| Credit card loan recoveries | $2,050,000 | 72 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $476,000 | 333 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,100,000 | 250 |
| Loans secured by real estate, total | $28,000 | 3,532 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $28,000 | 3,530 |
| Construction and land development | $30,000 | 744 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-2,000 | 12,196 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $948,000 | 440 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $10,026,000 | 99 |
| Credit card loan net charge offs | $9,814,000 | 73 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $212,000 | 778 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $98,000 | 114 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,502,000 | 315 |
| Loans secured by real estate, total | $90,000 | 3,164 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $90,000 | 3,164 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $45,000 | 2,610 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $45,000 | 2,289 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $202,000 | 2,669 |
| Loans to individuals | $13,210,000 | 128 |
| Credit card loan charge offs | $12,247,000 | 84 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $963,000 | 495 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,189,000 | 326 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $25,000 | 4,130 |
| Loans to individuals | $2,157,000 | 173 |
| Credit card loan recoveries | $1,689,000 | 77 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $468,000 | 368 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $7,000 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,313,000 | 311 |
| Loans secured by real estate, total | $90,000 | 2,825 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $90,000 | 2,825 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $45,000 | 2,265 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $45,000 | 2,123 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $177,000 | 2,418 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $11,053,000 | 114 |
| Credit card loan net charge offs | $10,558,000 | 82 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $495,000 | 572 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $-7,000 | 11,924 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.