Home > Bank One, Lafayette > Net charge- offs to loans
Bank One, Lafayette, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4342% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1295% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2301% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3043% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1245% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4230% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0767% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2939% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1431% | 510 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8149% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1555% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5155% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5232% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6133% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4277% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1540% | 530 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6676% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0615% | 1,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1899% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2907% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4463% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0306% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1432% | 498 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8327% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.3756% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8721% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2442% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2700% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9939% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1441% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1586% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3939% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8822% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8305% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0641% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |