Home > Bank One, Kentucky > Net Loans and Leases
Bank One, Kentucky, Net Loans and Leases
2003-03-31 | Rank | |
Net loans and leases | $3,389,333,000 | 163 |
Loan loss allowance | $95,737,000 | 106 |
Total loans and leases | $3,485,070,000 | 161 |
Unearned income | $0 | 2,814 |
Loans and leases, gross | $3,485,070,000 | 161 |
All real estate loans | $905,186,000 | 294 |
Real estate loans in domestic offices | $905,186,000 | 293 |
Construction and development loans | $123,071,000 | 273 |
Commercial RE | $523,349,000 | 165 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $27,582,000 | 436 |
1-4 family residential loans | $219,697,000 | 534 |
Farmland loans | $11,487,000 | 730 |
Loans held in foreign offices | NA | NA |
Farm loans | $54,402,000 | 94 |
Commercial and industrial loans | $1,305,280,000 | 85 |
To non-U.S. addressees | $0 | 164 |
Loans to individuals | $131,497,000 | 286 |
Credit card loans | $0 | 2,744 |
Related Plans | $16,642,000 | 93 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $114,855,000 | 252 |
All other loans & leases | $1,088,705,000 | 43 |
Loans to foreign governments and official institutions | $0 | 64 |
Obligations of states and political subdivisions in U.S. | $16,763,000 | 126 |
Other loans | $69,161,000 | 86 |
Lease financing receivables | $73,918,000 | 98 |
Loans to depository institutions and acceptances of other banks | $928,863,000 | 18 |
Memoranda: | ||
Loans not secured by real estate | $44,018,000 | 63 |
Loans secured by real estate to non-U.S. addressees | $0 | 105 |
Restructured Loans & leases | $0 | 1,625 |
Non 1-4 family restructured loans & leases | $0 | 1,625 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $48,979,000 | 135 |
Total loans and leases | NA | NA |
2002-12-31 | Rank | |
Net loans and leases | $3,435,137,000 | 155 |
Loan loss allowance | $95,736,000 | 104 |
Total loans and leases | $3,530,873,000 | 154 |
Unearned income | $0 | 2,902 |
Loans and leases, gross | $3,530,873,000 | 154 |
All real estate loans | $896,574,000 | 296 |
Real estate loans in domestic offices | $896,574,000 | 295 |
Construction and development loans | $131,993,000 | 238 |
Commercial RE | $470,010,000 | 173 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $30,011,000 | 406 |
1-4 family residential loans | $233,849,000 | 513 |
Farmland loans | $30,711,000 | 154 |
Loans held in foreign offices | NA | NA |
Farm loans | $53,097,000 | 106 |
Commercial and industrial loans | $1,385,791,000 | 80 |
To non-U.S. addressees | $0 | 159 |
Loans to individuals | $141,287,000 | 279 |
Credit card loans | $0 | 2,781 |
Related Plans | $18,679,000 | 97 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $122,608,000 | 249 |
All other loans & leases | $1,054,124,000 | 42 |
Loans to foreign governments and official institutions | $0 | 61 |
Obligations of states and political subdivisions in U.S. | $20,538,000 | 106 |
Other loans | $43,567,000 | 115 |
Lease financing receivables | $83,545,000 | 90 |
Loans to depository institutions and acceptances of other banks | $906,474,000 | 17 |
Memoranda: | ||
Loans not secured by real estate | $39,743,000 | 59 |
Loans secured by real estate to non-U.S. addressees | $0 | 103 |
Restructured Loans & leases | $0 | 1,699 |
Non 1-4 family restructured loans & leases | $0 | 1,699 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $49,557,000 | 130 |
Total loans and leases | NA | NA |
2001-12-31 | Rank | |
Net loans and leases | $4,002,983,000 | 150 |
Loan loss allowance | $85,252,000 | 110 |
Total loans and leases | $4,088,235,000 | 146 |
Unearned income | $0 | 3,287 |
Loans and leases, gross | $4,088,235,000 | 146 |
All real estate loans | $1,062,338,000 | 253 |
Real estate loans in domestic offices | $1,062,338,000 | 252 |
Construction and development loans | $182,451,000 | 178 |
Commercial RE | $492,813,000 | 163 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $31,284,000 | 368 |
1-4 family residential loans | $321,018,000 | 391 |
Farmland loans | $34,772,000 | 112 |
Loans held in foreign offices | NA | NA |
Farm loans | $89,745,000 | 46 |
Commercial and industrial loans | $1,561,227,000 | 71 |
To non-U.S. addressees | $0 | 169 |
Loans to individuals | $222,541,000 | 238 |
Credit card loans | $0 | 2,963 |
Related Plans | $24,070,000 | 81 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $198,471,000 | 199 |
All other loans & leases | $1,152,384,000 | 45 |
Loans to foreign governments and official institutions | $0 | 72 |
Obligations of states and political subdivisions in U.S. | $20,063,000 | 109 |
Other loans | $74,413,000 | 90 |
Lease financing receivables | $146,843,000 | 69 |
Loans to depository institutions and acceptances of other banks | $911,065,000 | 14 |
Memoranda: | ||
Loans not secured by real estate | $32,053,000 | 87 |
Loans secured by real estate to non-U.S. addressees | $0 | 97 |
Restructured Loans & leases | $0 | 1,687 |
Non 1-4 family restructured loans & leases | $0 | 1,687 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $57,057,000 | 125 |
Total loans and leases | NA | NA |
2000-12-31 | Rank | |
Net loans and leases | $3,407,991,000 | 158 |
Loan loss allowance | $63,804,000 | 138 |
Total loans and leases | $3,471,795,000 | 158 |
Unearned income | $0 | 3,634 |
Loans and leases, gross | $3,471,795,000 | 158 |
All real estate loans | $1,224,326,000 | 220 |
Real estate loans in domestic offices | $1,224,326,000 | 220 |
Construction and development loans | $153,338,000 | 165 |
Commercial RE | $524,415,000 | 145 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $39,538,000 | 297 |
1-4 family residential loans | $483,581,000 | 282 |
Farmland loans | $23,454,000 | 211 |
Loans held in foreign offices | $0 | 34 |
Farm loans | $103,552,000 | 40 |
Commercial and industrial loans | $1,471,362,000 | 81 |
To non-U.S. addressees | $0 | 195 |
Loans to individuals | $283,744,000 | 210 |
Credit card loans | $0 | 5,753 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $283,744,000 | 166 |
All other loans & leases | $388,811,000 | 73 |
Loans to foreign governments and official institutions | $0 | 74 |
Obligations of states and political subdivisions in U.S. | $14,280,000 | 142 |
Other loans | $110,610,000 | 79 |
Lease financing receivables | $250,931,000 | 58 |
Loans to depository institutions and acceptances of other banks | $12,990,000 | 112 |
Memoranda: | ||
Loans not secured by real estate | $61,567,000 | 59 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,965 |
Non 1-4 family restructured loans & leases | $0 | 1,965 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 73 |
1999-12-31 | Rank | |
Net loans and leases | $3,804,764,000 | 143 |
Loan loss allowance | $40,711,000 | 188 |
Total loans and leases | $3,845,475,000 | 143 |
Unearned income | $0 | 3,913 |
Loans and leases, gross | $3,845,475,000 | 143 |
All real estate loans | $1,410,380,000 | 186 |
Real estate loans in domestic offices | $1,410,380,000 | 186 |
Construction and development loans | $185,162,000 | 136 |
Commercial RE | $549,176,000 | 116 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $45,313,000 | 262 |
1-4 family residential loans | $597,696,000 | 251 |
Farmland loans | $33,033,000 | 96 |
Loans held in foreign offices | $0 | 32 |
Farm loans | $90,039,000 | 44 |
Commercial and industrial loans | $1,446,357,000 | 84 |
To non-U.S. addressees | $0 | 221 |
Loans to individuals | $369,212,000 | 191 |
Credit card loans | $116,000 | 3,924 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $369,096,000 | 147 |
All other loans & leases | $529,487,000 | 67 |
Loans to foreign governments and official institutions | $0 | 82 |
Obligations of states and political subdivisions in U.S. | $31,416,000 | 74 |
Other loans | $87,210,000 | 89 |
Lease financing receivables | $386,774,000 | 51 |
Loans to depository institutions and acceptances of other banks | $24,087,000 | 107 |
Memoranda: | ||
Loans not secured by real estate | $79,368,000 | 50 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 2,147 |
Non 1-4 family restructured loans & leases | $0 | 2,147 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 79 |
1998-12-31 | Rank | |
Net loans and leases | $3,584,771,000 | 140 |
Loan loss allowance | $48,710,000 | 164 |
Total loans and leases | $3,633,481,000 | 141 |
Unearned income | $0 | 4,250 |
Loans and leases, gross | $3,633,481,000 | 141 |
All real estate loans | $1,244,988,000 | 195 |
Real estate loans in domestic offices | $1,244,988,000 | 194 |
Construction and development loans | $123,918,000 | 156 |
Commercial RE | $425,347,000 | 124 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $42,503,000 | 263 |
1-4 family residential loans | $595,208,000 | 252 |
Farmland loans | $58,012,000 | 33 |
Loans held in foreign offices | $0 | 34 |
Farm loans | $69,677,000 | 56 |
Commercial and industrial loans | $1,171,475,000 | 91 |
To non-U.S. addressees | $0 | 219 |
Loans to individuals | $488,053,000 | 150 |
Credit card loans | $378,000 | 2,584 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $487,675,000 | 106 |
All other loans & leases | $659,288,000 | 63 |
Loans to foreign governments and official institutions | $0 | 85 |
Obligations of states and political subdivisions in U.S. | $30,789,000 | 81 |
Other loans | $114,264,000 | 85 |
Lease financing receivables | $487,631,000 | 45 |
Loans to depository institutions and acceptances of other banks | $26,604,000 | 105 |
Memoranda: | ||
Loans not secured by real estate | $79,088,000 | 45 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 2,430 |
Non 1-4 family restructured loans & leases | $0 | 2,430 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 89 |
1997-12-31 | Rank | |
Net loans and leases | $4,287,763,000 | 122 |
Loan loss allowance | $59,574,000 | 143 |
Total loans and leases | $4,347,337,000 | 122 |
Unearned income | $0 | 4,740 |
Loans and leases, gross | $4,347,337,000 | 122 |
All real estate loans | $1,543,368,000 | 166 |
Real estate loans in domestic offices | $1,543,368,000 | 165 |
Construction and development loans | $91,510,000 | 161 |
Commercial RE | $452,332,000 | 118 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $50,623,000 | 227 |
1-4 family residential loans | $899,335,000 | 186 |
Farmland loans | $49,568,000 | 34 |
Loans held in foreign offices | $0 | 28 |
Farm loans | $58,039,000 | 70 |
Commercial and industrial loans | $1,126,806,000 | 88 |
To non-U.S. addressees | $0 | 228 |
Loans to individuals | $905,148,000 | 110 |
Credit card loans | $90,140,000 | 157 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $815,008,000 | 69 |
All other loans & leases | $713,976,000 | 57 |
Loans to foreign governments and official institutions | $0 | 94 |
Obligations of states and political subdivisions in U.S. | $14,218,000 | 154 |
Other loans | $200,090,000 | 57 |
Lease financing receivables | $493,688,000 | 42 |
Loans to depository institutions and acceptances of other banks | $5,980,000 | 185 |
Memoranda: | ||
Loans not secured by real estate | $125,556,000 | 30 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 2,775 |
Non 1-4 family restructured loans & leases | $0 | 2,775 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 93 |
1996-12-31 | Rank | |
Net loans and leases | $4,597,788,000 | 129 |
Loan loss allowance | $53,816,000 | 164 |
Total loans and leases | $4,651,604,000 | 129 |
Unearned income | $0 | 6,436 |
Loans and leases, gross | $4,651,604,000 | 129 |
All real estate loans | $1,574,895,000 | 179 |
Real estate loans in domestic offices | $1,574,895,000 | 179 |
Construction and development loans | $90,488,000 | 199 |
Commercial RE | $542,806,000 | 107 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $55,523,000 | 234 |
1-4 family residential loans | $846,341,000 | 207 |
Farmland loans | $39,737,000 | 39 |
Loans held in foreign offices | $0 | 34 |
Farm loans | $50,200,000 | 68 |
Commercial and industrial loans | $1,028,479,000 | 100 |
To non-U.S. addressees | $0 | 238 |
Loans to individuals | $1,420,996,000 | 86 |
Credit card loans | $175,630,000 | 127 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $1,245,366,000 | 47 |
All other loans & leases | $577,034,000 | 73 |
Loans to foreign governments and official institutions | $0 | 104 |
Obligations of states and political subdivisions in U.S. | $45,710,000 | 79 |
Other loans | $201,648,000 | 63 |
Lease financing receivables | $328,143,000 | 53 |
Loans to depository institutions and acceptances of other banks | $1,533,000 | 348 |
Memoranda: | ||
Loans not secured by real estate | $112,652,000 | 36 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $70,000 | 2,262 |
Non 1-4 family restructured loans & leases | $70,000 | 2,262 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 102 |
1995-12-31 | Rank | |
Net loans and leases | $3,380,504,000 | 163 |
Loan loss allowance | $44,279,000 | 209 |
Total loans and leases | $3,424,783,000 | 165 |
Unearned income | $0 | 6,974 |
Loans and leases, gross | $3,424,783,000 | 166 |
All real estate loans | $923,702,000 | 280 |
Real estate loans in domestic offices | $923,702,000 | 279 |
Construction and development loans | $81,294,000 | 210 |
Commercial RE | $295,701,000 | 206 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $25,312,000 | 466 |
1-4 family residential loans | $500,379,000 | 321 |
Farmland loans | $21,016,000 | 105 |
Loans held in foreign offices | $0 | 35 |
Farm loans | $7,720,000 | 1,198 |
Commercial and industrial loans | $737,715,000 | 123 |
To non-U.S. addressees | $0 | 259 |
Loans to individuals | $1,362,310,000 | 84 |
Credit card loans | $99,664,000 | 182 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $1,262,646,000 | 41 |
All other loans & leases | $393,336,000 | 86 |
Loans to foreign governments and official institutions | $0 | 113 |
Obligations of states and political subdivisions in U.S. | $84,436,000 | 47 |
Other loans | $76,823,000 | 111 |
Lease financing receivables | $227,552,000 | 56 |
Loans to depository institutions and acceptances of other banks | $4,525,000 | 246 |
Memoranda: | ||
Loans not secured by real estate | $10,015,000 | 159 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $138,000 | 2,009 |
Non 1-4 family restructured loans & leases | $138,000 | 2,009 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 108 |
1994-12-31 | Rank | |
Net loans and leases | $3,034,700,000 | 171 |
Loan loss allowance | $39,063,000 | 223 |
Total loans and leases | $3,073,763,000 | 172 |
Unearned income | $0 | 7,666 |
Loans and leases, gross | $3,073,763,000 | 172 |
All real estate loans | $787,143,000 | 310 |
Real estate loans in domestic offices | $787,143,000 | 310 |
Construction and development loans | $85,021,000 | 188 |
Commercial RE | $276,031,000 | 204 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $22,010,000 | 518 |
1-4 family residential loans | $392,506,000 | 382 |
Farmland loans | $11,575,000 | 280 |
Loans held in foreign offices | $0 | 37 |
Farm loans | $349,000 | 6,333 |
Commercial and industrial loans | $674,678,000 | 127 |
To non-U.S. addressees | $0 | 273 |
Loans to individuals | $1,277,205,000 | 82 |
Credit card loans | $73,933,000 | 197 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $1,203,272,000 | 41 |
All other loans & leases | $334,388,000 | 93 |
Loans to foreign governments and official institutions | $0 | 122 |
Obligations of states and political subdivisions in U.S. | $88,923,000 | 53 |
Other loans | $78,540,000 | 116 |
Lease financing receivables | $166,412,000 | 59 |
Loans to depository institutions and acceptances of other banks | $513,000 | 502 |
Memoranda: | ||
Loans not secured by real estate | $8,454,000 | 161 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $357,000 | 1,523 |
Non 1-4 family restructured loans & leases | $357,000 | 1,523 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 113 |
1993-12-31 | Rank | |
Net loans and leases | $2,673,489,000 | 167 |
Loan loss allowance | $35,162,000 | 251 |
Total loans and leases | $2,708,651,000 | 170 |
Unearned income | $0 | 8,395 |
Loans and leases, gross | $2,708,651,000 | 171 |
All real estate loans | $709,805,000 | 328 |
Real estate loans in domestic offices | $709,805,000 | 328 |
Construction and development loans | $84,995,000 | 169 |
Commercial RE | $251,332,000 | 211 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $12,370,000 | 779 |
1-4 family residential loans | $349,293,000 | 408 |
Farmland loans | $11,815,000 | 218 |
Loans held in foreign offices | $0 | 39 |
Farm loans | $847,000 | 5,449 |
Commercial and industrial loans | $582,018,000 | 129 |
To non-U.S. addressees | $0 | 272 |
Loans to individuals | $1,158,228,000 | 74 |
Credit card loans | $66,804,000 | 207 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $1,091,424,000 | 37 |
All other loans & leases | $257,753,000 | 105 |
Loans to foreign governments and official institutions | $0 | 124 |
Obligations of states and political subdivisions in U.S. | $90,594,000 | 52 |
Other loans | $73,253,000 | 119 |
Lease financing receivables | $93,779,000 | 75 |
Loans to depository institutions and acceptances of other banks | $127,000 | 863 |
Memoranda: | ||
Loans not secured by real estate | $8,164,000 | 168 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $259,000 | 2,162 |
Non 1-4 family restructured loans & leases | $259,000 | 2,162 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 120 |
1992-12-31 | Rank | |
Net loans and leases | $2,323,114,000 | 175 |
Loan loss allowance | $29,960,000 | 287 |
Total loans and leases | $2,353,074,000 | 178 |
Unearned income | $0 | 9,230 |
Loans and leases, gross | $2,353,074,000 | 180 |
All real estate loans | $631,878,000 | 355 |
Real estate loans in domestic offices | $631,878,000 | 354 |
Construction and development loans | $74,184,000 | 211 |
Commercial RE | $223,752,000 | 240 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $13,352,000 | 751 |
1-4 family residential loans | $311,835,000 | 452 |
Farmland loans | $8,755,000 | 333 |
Loans held in foreign offices | $0 | 42 |
Farm loans | $349,000 | 6,583 |
Commercial and industrial loans | $493,683,000 | 149 |
To non-U.S. addressees | $0 | 266 |
Loans to individuals | $978,258,000 | 73 |
Credit card loans | $40,827,000 | 269 |
Related Plans | NA | NA |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $937,431,000 | 34 |
All other loans & leases | $248,906,000 | 111 |
Loans to foreign governments and official institutions | $0 | 142 |
Obligations of states and political subdivisions in U.S. | $103,430,000 | 53 |
Other loans | $88,144,000 | 106 |
Lease financing receivables | $56,544,000 | 93 |
Loans to depository institutions and acceptances of other banks | $788,000 | 691 |
Memoranda: | ||
Loans not secured by real estate | $7,130,000 | 202 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $462,000 | 1,851 |
Non 1-4 family restructured loans & leases | $462,000 | 1,851 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | NA | NA |
Total loans and leases | $0 | 124 |