Home > Bank One, Kentucky > Net charge- offs to loans
Bank One, Kentucky, Net charge- offs to loans
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1989% | 714 |
| Percentage Net Loans Charged-off:Construction & development | -0.0314% | 7,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6914% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9546% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3386% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2307% | 8,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2495% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0743% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0378% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8303% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.2337% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2681% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5465% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4597% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6510% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8401% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6828% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1344% | 1,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5090% | 43 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5648% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.8464% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1573% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3492% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2169% | 9,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8766% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2112% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8115% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0172% | 70 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5082% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1984% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4544% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7921% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6739% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9969% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 3,014.2857% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5344% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9370% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.1427% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4367% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4195% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7128% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6616% | 113 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2385% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 175.3319% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5636% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6723% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6335% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 0.0429% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3279% | 19 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3727% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4597% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2984% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1753% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7706% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4991% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5363% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7171% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0689% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1838% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5436% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1752% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6166% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1798% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4446% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6056% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0155% | 29 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8581% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3156% | 165 |
| Percentage Net Loans Charged-off:Construction & development | -0.5327% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5016% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0204% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3687% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1293% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4582% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0911% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4960% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6972% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3172% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3344% | 6 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7784% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4534% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 4.8190% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0333% | 1,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2254% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1405% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6929% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0869% | 523 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4638% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2763% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8531% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5839% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2321% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0509% | 491 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5252% | 2,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2813% | 467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6599% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1940% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9507% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1874% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0878% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6897% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.9701% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1992% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2303% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3029% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2604% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8241% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3748% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |