Home > Bank One, Indiana > Income and Expense

Bank One, Indiana, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$951,249,000	77
Total interest expense	$359,375,000	92
Net interest income	$591,874,000	69
Provision for loan and lease losses	$100,209,000	69
Total noninterest income	$489,027,000	61
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$91,582,000	47
Trading account gains and fees	$115,000	118
Additional Noninterest Income	$397,330,000	54
Total noninterest expense	$688,642,000	57
Salaries and employee benefits	$107,174,000	110
Premises and equipment expense	$50,831,000	78
Additional noninterest expense	$530,637,000	41
Pre-tax net operating income	$292,050,000	69
Securities gains (losses)	$5,880,000	128
Applicable income taxes	$103,900,000	68
Income before extraordinary items	$194,030,000	71
Extraordinary gains, net	$0	105
Net income	$194,030,000	70
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,766,000	65
Cash dividends	$150,000,000	62
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$190,208,000	68
2000-12-31 (YTD Data)		Rank
Total interest income	$1,154,949,000	71
Total interest expense	$504,954,000	81
Net interest income	$649,995,000	58
Provision for loan and lease losses	$79,008,000	67
Total noninterest income	$334,857,000	75
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$86,553,000	49
Trading account gains and fees	$353,000	98
Additional Noninterest Income	$247,951,000	71
Total noninterest expense	$754,553,000	54
Salaries and employee benefits	$114,593,000	102
Premises and equipment expense	$50,622,000	79
Additional noninterest expense	$589,338,000	38
Pre-tax net operating income	$151,291,000	112
Securities gains (losses)	$-28,722,000	9,882
Applicable income taxes	$34,628,000	148
Income before extraordinary items	$87,941,000	120
Extraordinary gains, net	$0	38
Net income	$87,941,000	120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,197,000	78
Cash dividends	$45,000,000	147
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$108,620,840	104
1999-12-31 (YTD Data)		Rank
Total interest income	$1,150,975,000	67
Total interest expense	$425,114,000	78
Net interest income	$725,861,000	53
Provision for loan and lease losses	$79,572,000	51
Total noninterest income	$883,213,000	34
Gross Fiduciary activities income	$34,445,000	70
Service charges on deposit accounts	$80,726,000	47
Trading account gains and fees	$177,000	110
Additional Noninterest Income	$767,865,000	31
Total noninterest expense	$874,246,000	43
Salaries and employee benefits	$198,716,000	63
Premises and equipment expense	$66,618,000	65
Additional noninterest expense	$608,912,000	32
Pre-tax net operating income	$655,256,000	35
Securities gains (losses)	$9,221,000	43
Applicable income taxes	$238,298,000	36
Income before extraordinary items	$426,179,000	37
Extraordinary gains, net	$0	35
Net income	$426,179,000	37
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,826,000	53
Cash dividends	$460,000,000	21
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$420,277,560	37
1998-12-31 (YTD Data)		Rank
Total interest income	$628,559,000	102
Total interest expense	$235,296,000	121
Net interest income	$393,263,000	87
Provision for loan and lease losses	$80,968,000	51
Total noninterest income	$255,584,000	89
Gross Fiduciary activities income	$3,000	1,349
Service charges on deposit accounts	$46,349,000	68
Trading account gains and fees	$-16,000	4,419
Additional Noninterest Income	$209,248,000	77
Total noninterest expense	$410,895,000	83
Salaries and employee benefits	$55,199,000	164
Premises and equipment expense	$21,142,000	146
Additional noninterest expense	$334,554,000	48
Pre-tax net operating income	$156,984,000	100
Securities gains (losses)	$15,313,000	52
Applicable income taxes	$59,224,000	103
Income before extraordinary items	$113,073,000	96
Extraordinary gains, net	$0	32
Net income	$113,073,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,589,000	52
Cash dividends	$90,000,000	94
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$102,966,420	98
1997-12-31 (YTD Data)		Rank
Total interest income	$674,221,000	90
Total interest expense	$255,412,000	110
Net interest income	$418,809,000	76
Provision for loan and lease losses	$79,725,000	56
Total noninterest income	$116,696,000	134
Gross Fiduciary activities income	$22,946,000	89
Service charges on deposit accounts	$42,778,000	68
Trading account gains and fees	$-50,000	4,483
Additional Noninterest Income	$51,022,000	165
Total noninterest expense	$285,254,000	99
Salaries and employee benefits	$60,160,000	154
Premises and equipment expense	$24,832,000	130
Additional noninterest expense	$200,262,000	65
Pre-tax net operating income	$170,526,000	90
Securities gains (losses)	$6,144,000	75
Applicable income taxes	$62,128,000	96
Income before extraordinary items	$114,542,000	89
Extraordinary gains, net	$0	44
Net income	$114,542,000	89
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,467,000	56
Cash dividends	$546,000,000	15
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$110,548,400	88
1996-12-31 (YTD Data)		Rank
Total interest income	$469,011,000	138
Total interest expense	$190,014,000	160
Net interest income	$278,997,000	121
Provision for loan and lease losses	$12,511,000	176
Total noninterest income	$129,012,000	124
Gross Fiduciary activities income	$25,645,000	81
Service charges on deposit accounts	$24,652,000	115
Trading account gains and fees	$587,000	115
Additional Noninterest Income	$78,128,000	131
Total noninterest expense	$193,665,000	150
Salaries and employee benefits	$53,118,000	181
Premises and equipment expense	$14,462,000	218
Additional noninterest expense	$126,085,000	120
Pre-tax net operating income	$201,833,000	79
Securities gains (losses)	$137,000	830
Applicable income taxes	$67,617,000	84
Income before extraordinary items	$134,353,000	76
Extraordinary gains, net	$0	53
Net income	$134,353,000	75
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,278,000	84
Cash dividends	$137,450,000	64
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$134,261,210	72
1995-12-31 (YTD Data)		Rank
Total interest income	$459,348,000	138
Total interest expense	$193,967,000	160
Net interest income	$265,381,000	124
Provision for loan and lease losses	$34,560,000	80
Total noninterest income	$105,618,000	139
Gross Fiduciary activities income	$25,335,000	82
Service charges on deposit accounts	$23,850,000	121
Trading account gains and fees	$557,000	166
Additional Noninterest Income	$55,876,000	142
Total noninterest expense	$189,634,000	148
Salaries and employee benefits	$61,408,000	168
Premises and equipment expense	$18,807,000	178
Additional noninterest expense	$109,419,000	128
Pre-tax net operating income	$146,805,000	102
Securities gains (losses)	$84,000	1,039
Applicable income taxes	$47,362,000	111
Income before extraordinary items	$99,527,000	104
Extraordinary gains, net	$0	65
Net income	$99,527,000	104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,361,000	116
Cash dividends	$40,700,000	147
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$99,469,880	103
1994-12-31 (YTD Data)		Rank
Total interest income	$392,273,000	133
Total interest expense	$137,338,000	173
Net interest income	$254,935,000	121
Provision for loan and lease losses	$21,325,000	103
Total noninterest income	$105,393,000	132
Gross Fiduciary activities income	$25,848,000	82
Service charges on deposit accounts	$23,121,000	118
Trading account gains and fees	$-1,000	4,794
Additional Noninterest Income	$56,425,000	130
Total noninterest expense	$189,867,000	151
Salaries and employee benefits	$58,307,000	172
Premises and equipment expense	$18,172,000	184
Additional noninterest expense	$113,388,000	118
Pre-tax net operating income	$149,136,000	92
Securities gains (losses)	$-27,619,000	12,596
Applicable income taxes	$42,923,000	108
Income before extraordinary items	$78,594,000	119
Extraordinary gains, net	$0	249
Net income	$78,594,000	119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,189,000	153
Cash dividends	$33,200,000	156
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$96,546,350	98
1993-12-31 (YTD Data)		Rank
Total interest income	$350,751,000	139
Total interest expense	$93,370,000	211
Net interest income	$257,381,000	111
Provision for loan and lease losses	$19,373,000	166
Total noninterest income	$94,495,000	133
Gross Fiduciary activities income	$27,128,000	79
Service charges on deposit accounts	$21,200,000	119
Trading account gains and fees	$8,000	431
Additional Noninterest Income	$46,159,000	141
Total noninterest expense	$172,790,000	147
Salaries and employee benefits	$59,585,000	157
Premises and equipment expense	$21,764,000	152
Additional noninterest expense	$91,441,000	139
Pre-tax net operating income	$159,713,000	71
Securities gains (losses)	$689,000	719
Applicable income taxes	$58,713,000	69
Income before extraordinary items	$101,689,000	87
Extraordinary gains, net	$0	3,149
Net income	$101,689,000	91
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,605,000	180
Cash dividends	$43,485,000	102
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$101,248,040	78
1992-12-31 (YTD Data)		Rank
Total interest income	$351,501,000	141
Total interest expense	$109,812,000	229
Net interest income	$241,689,000	110
Provision for loan and lease losses	$26,679,000	182
Total noninterest income	$87,415,000	134
Gross Fiduciary activities income	$29,207,000	71
Service charges on deposit accounts	$17,787,000	132
Trading account gains and fees	$737,000	153
Additional Noninterest Income	$39,684,000	156
Total noninterest expense	$172,444,000	145
Salaries and employee benefits	$57,770,000	157
Premises and equipment expense	$20,418,000	163
Additional noninterest expense	$94,256,000	125
Pre-tax net operating income	$129,981,000	65
Securities gains (losses)	$626,000	909
Applicable income taxes	$45,811,000	63
Income before extraordinary items	$84,796,000	80
Extraordinary gains, net	$0	1,422
Net income	$84,796,000	84
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,525,000	154
Cash dividends	$27,000,000	101
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$84,389,100	75

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.