Home > Bank One, Indiana > Net charge- offs to loans
Bank One, Indiana, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1464% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9134% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.5823% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5747% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1432% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1682% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9841% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2609% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6190% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2308% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0853% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 7,711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6279% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3530% | 67 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7173% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5814% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8020% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2487% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3700% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7971% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6531% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 301 |
| Percentage Net Loans Charged-off:Construction & development | -0.3225% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3412% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4901% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4234% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5311% | 52 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1415% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7124% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1305% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2582% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1977% | 141 |
| Percentage Net Loans Charged-off:Construction & development | -0.1373% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3805% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4379% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8304% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1579% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0003% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0699% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6127% | 34 |
| Percentage Net Loans Charged-off:Construction & development | -0.1366% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4982% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2442% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1417% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3195% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9152% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7365% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0131% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0448% | 472 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8625% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 1,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0755% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1782% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8429% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3196% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4492% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.9750% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1040% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0869% | 1,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5365% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8865% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3310% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0116% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0769% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0318% | 1,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1401% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0867% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1490% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2909% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0944% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4721% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2333% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.8095% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1892% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0413% | 343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5016% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5270% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8899% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9983% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.9152% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1732% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1714% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1333% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0254% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8476% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0535% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |