Home > Bank One, Illinois > Income and Expense

Bank One, Illinois, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$297,002,000	176
Total interest expense	$119,715,000	196
Net interest income	$177,287,000	164
Provision for loan and lease losses	$36,604,000	117
Total noninterest income	$203,666,000	105
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$23,393,000	110
Trading account gains and fees	$27,000	147
Additional Noninterest Income	$180,246,000	84
Total noninterest expense	$249,423,000	121
Salaries and employee benefits	$25,384,000	315
Premises and equipment expense	$15,735,000	171
Additional noninterest expense	$208,304,000	81
Pre-tax net operating income	$94,926,000	159
Securities gains (losses)	$1,566,000	294
Applicable income taxes	$34,245,000	158
Income before extraordinary items	$62,247,000	166
Extraordinary gains, net	$0	105
Net income	$62,247,000	166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,750,000	115
Cash dividends	$20,000,000	230
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$61,229,100	161
2000-12-31 (YTD Data)		Rank
Total interest income	$344,341,000	178
Total interest expense	$159,163,000	190
Net interest income	$185,178,000	155
Provision for loan and lease losses	$19,602,000	150
Total noninterest income	$127,258,000	138
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$19,431,000	119
Trading account gains and fees	$-198,000	4,520
Additional Noninterest Income	$108,025,000	119
Total noninterest expense	$301,665,000	108
Salaries and employee benefits	$28,267,000	262
Premises and equipment expense	$13,546,000	193
Additional noninterest expense	$259,852,000	73
Pre-tax net operating income	$-8,831,000	9,887
Securities gains (losses)	$-4,093,000	9,830
Applicable income taxes	$-6,284,000	9,888
Income before extraordinary items	$-6,640,000	9,870
Extraordinary gains, net	$0	38
Net income	$-6,640,000	9,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,602,000	138
Cash dividends	$25,000,000	208
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-4,020,480	9,854
1999-12-31 (YTD Data)		Rank
Total interest income	$321,507,000	162
Total interest expense	$112,905,000	209
Net interest income	$208,602,000	140
Provision for loan and lease losses	$24,281,000	127
Total noninterest income	$221,308,000	101
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$23,646,000	103
Trading account gains and fees	$0	173
Additional Noninterest Income	$197,662,000	82
Total noninterest expense	$321,503,000	97
Salaries and employee benefits	$33,769,000	238
Premises and equipment expense	$14,705,000	189
Additional noninterest expense	$273,029,000	61
Pre-tax net operating income	$84,126,000	181
Securities gains (losses)	$1,785,000	150
Applicable income taxes	$31,334,000	173
Income before extraordinary items	$54,577,000	176
Extraordinary gains, net	$0	35
Net income	$54,577,000	177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,620,000	93
Cash dividends	$20,000,000	251
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$53,434,600	181
1998-12-31 (YTD Data)		Rank
Total interest income	$308,285,000	170
Total interest expense	$116,876,000	202
Net interest income	$191,409,000	151
Provision for loan and lease losses	$43,172,000	85
Total noninterest income	$144,589,000	127
Gross Fiduciary activities income	$6,767,000	168
Service charges on deposit accounts	$25,457,000	97
Trading account gains and fees	$0	224
Additional Noninterest Income	$112,365,000	120
Total noninterest expense	$223,915,000	132
Salaries and employee benefits	$36,955,000	215
Premises and equipment expense	$13,864,000	195
Additional noninterest expense	$173,096,000	95
Pre-tax net operating income	$68,911,000	194
Securities gains (losses)	$3,344,000	169
Applicable income taxes	$26,054,000	190
Income before extraordinary items	$46,201,000	198
Extraordinary gains, net	$0	32
Net income	$46,201,000	199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,549,000	108
Cash dividends	$20,000,000	246
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$44,060,840	197
1997-12-31 (YTD Data)		Rank
Total interest income	$291,500,000	180
Total interest expense	$110,412,000	217
Net interest income	$181,088,000	166
Provision for loan and lease losses	$28,966,000	109
Total noninterest income	$64,877,000	186
Gross Fiduciary activities income	$23,164,000	88
Service charges on deposit accounts	$23,093,000	103
Trading account gains and fees	$0	239
Additional Noninterest Income	$18,620,000	275
Total noninterest expense	$163,501,000	164
Salaries and employee benefits	$37,143,000	217
Premises and equipment expense	$16,350,000	177
Additional noninterest expense	$110,008,000	127
Pre-tax net operating income	$53,498,000	220
Securities gains (losses)	$2,933,000	135
Applicable income taxes	$19,083,000	230
Income before extraordinary items	$37,348,000	219
Extraordinary gains, net	$0	44
Net income	$37,348,000	219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,808,000	159
Cash dividends	$213,500,000	45
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$35,412,220	219
1996-12-31 (YTD Data)		Rank
Total interest income	$51,430,000	719
Total interest expense	$18,766,000	898
Net interest income	$32,664,000	618
Provision for loan and lease losses	$1,165,000	918
Total noninterest income	$24,080,000	343
Gross Fiduciary activities income	$8,886,000	157
Service charges on deposit accounts	$2,771,000	506
Trading account gains and fees	$0	262
Additional Noninterest Income	$12,423,000	376
Total noninterest expense	$35,520,000	499
Salaries and employee benefits	$10,620,000	660
Premises and equipment expense	$2,915,000	751
Additional noninterest expense	$21,985,000	402
Pre-tax net operating income	$20,059,000	459
Securities gains (losses)	$-5,000	9,952
Applicable income taxes	$7,139,000	454
Income before extraordinary items	$12,915,000	471
Extraordinary gains, net	$0	53
Net income	$12,915,000	472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,958,000	584
Cash dividends	$11,000,000	402
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$12,918,200	464
1995-12-31 (YTD Data)		Rank
Total interest income	$52,926,000	731
Total interest expense	$21,513,000	827
Net interest income	$31,413,000	657
Provision for loan and lease losses	$1,723,000	639
Total noninterest income	$21,960,000	373
Gross Fiduciary activities income	$8,640,000	170
Service charges on deposit accounts	$3,157,000	471
Trading account gains and fees	$0	522
Additional Noninterest Income	$10,163,000	425
Total noninterest expense	$34,529,000	516
Salaries and employee benefits	$12,008,000	588
Premises and equipment expense	$3,133,000	730
Additional noninterest expense	$19,388,000	436
Pre-tax net operating income	$17,121,000	531
Securities gains (losses)	$-164,000	11,640
Applicable income taxes	$6,230,000	527
Income before extraordinary items	$10,727,000	560
Extraordinary gains, net	$0	65
Net income	$10,727,000	560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,018,000	564
Cash dividends	$10,000,000	389
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$10,831,960	550
1994-12-31 (YTD Data)		Rank
Total interest income	$50,579,000	692
Total interest expense	$16,700,000	830
Net interest income	$33,879,000	607
Provision for loan and lease losses	$2,023,000	574
Total noninterest income	$20,298,000	375
Gross Fiduciary activities income	$7,332,000	185
Service charges on deposit accounts	$3,038,000	473
Trading account gains and fees	$0	475
Additional Noninterest Income	$9,928,000	418
Total noninterest expense	$35,599,000	506
Salaries and employee benefits	$14,323,000	517
Premises and equipment expense	$3,583,000	648
Additional noninterest expense	$17,693,000	479
Pre-tax net operating income	$16,555,000	529
Securities gains (losses)	$-3,085,000	12,523
Applicable income taxes	$4,852,000	585
Income before extraordinary items	$8,618,000	644
Extraordinary gains, net	$0	249
Net income	$8,618,000	643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,151,000	536
Cash dividends	$9,490,000	366
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$10,592,400	537
1993-12-31 (YTD Data)		Rank
Total interest income	$52,696,000	664
Total interest expense	$14,643,000	948
Net interest income	$38,053,000	547
Provision for loan and lease losses	$203,000	3,883
Total noninterest income	$21,792,000	365
Gross Fiduciary activities income	$8,587,000	162
Service charges on deposit accounts	$2,747,000	511
Trading account gains and fees	$0	532
Additional Noninterest Income	$10,458,000	423
Total noninterest expense	$33,624,000	558
Salaries and employee benefits	$15,971,000	477
Premises and equipment expense	$4,366,000	557
Additional noninterest expense	$13,287,000	625
Pre-tax net operating income	$26,018,000	328
Securities gains (losses)	$0	7,477
Applicable income taxes	$9,624,000	317
Income before extraordinary items	$16,394,000	361
Extraordinary gains, net	$0	3,149
Net income	$16,394,000	372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,669,000	807
Cash dividends	$4,800,000	503
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$16,394,000	343
1992-12-31 (YTD Data)		Rank
Total interest income	$53,433,000	735
Total interest expense	$17,872,000	1,008
Net interest income	$35,561,000	580
Provision for loan and lease losses	$1,820,000	1,233
Total noninterest income	$22,244,000	360
Gross Fiduciary activities income	$8,390,000	165
Service charges on deposit accounts	$2,498,000	546
Trading account gains and fees	$0	504
Additional Noninterest Income	$11,356,000	409
Total noninterest expense	$34,354,000	549
Salaries and employee benefits	$16,813,000	442
Premises and equipment expense	$4,641,000	546
Additional noninterest expense	$12,900,000	629
Pre-tax net operating income	$21,631,000	323
Securities gains (losses)	$2,874,000	320
Applicable income taxes	$9,064,000	291
Income before extraordinary items	$15,441,000	337
Extraordinary gains, net	$0	1,422
Net income	$15,441,000	339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$838,000	1,757
Cash dividends	$8,720,000	238
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$13,601,640	344

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.