Home > Bank One, Illinois > Net charge- offs to loans
Bank One, Illinois, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5678% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3903% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9250% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5942% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5909% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4994% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6391% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0865% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3606% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0044% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4200% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0126% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2493% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4349% | 5 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3128% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5984% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7555% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3841% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3971% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0434% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8650% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2776% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9422% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5754% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6333% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0593% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5455% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0028% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3148% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -0.1365% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1186% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6651% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1644% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6030% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3519% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2255% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8624% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4273% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4411% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1474% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2582% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3256% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1850% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3217% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8816% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2937% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5730% | 492 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3693% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2312% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1927% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3496% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2469% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4020% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0676% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1956% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4877% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3608% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3287% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5103% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2216% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1988% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9755% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3978% | 30 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3991% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2709% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1239% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9334% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6396% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3280% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 797 |
| Percentage Net Loans Charged-off:Construction & development | -0.3265% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1814% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1127% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0686% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7145% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0084% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0017% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 7,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.3016% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0779% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1458% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6191% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |