Home > Bank One, Fremont > Loan Charge- Offs and Recoveries
Bank One, Fremont, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $889,000 | 1,192 |
| Loans secured by real estate, total | $88,000 | 1,653 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $88,000 | 1,653 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $88,000 | 1,077 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $61,000 | 114 |
| Commercial and industrial loans | $9,000 | 5,895 |
| Loans to individuals | $731,000 | 711 |
| Credit card loan charge offs | $252,000 | 485 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $479,000 | 714 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $359,000 | 964 |
| Loans secured by real estate, total | $42,000 | 1,375 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $42,000 | 1,375 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $1,000 | 537 |
| Secured by 1-4 family residential properties - total recoveries | $39,000 | 767 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,672 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 186 |
| Commercial and industrial loans | $82,000 | 1,283 |
| Loans to individuals | $231,000 | 610 |
| Credit card loan recoveries | $19,000 | 635 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $212,000 | 530 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $530,000 | 1,362 |
| Loans secured by real estate, total | $46,000 | 1,812 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $46,000 | 1,811 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-1,000 | 9,648 |
| Secured by 1-4 family residential properties- net charge-offs | $49,000 | 1,277 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-2,000 | 10,379 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $57,000 | 96 |
| Commercial and industrial loans | $-73,000 | 11,049 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $500,000 | 744 |
| Credit card loan net charge offs | $233,000 | 477 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $267,000 | 850 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $639,000 | 1,485 |
| Loans secured by real estate, total | $157,000 | 1,356 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $157,000 | 1,354 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $57,000 | 100 |
| Total charge-offs secured by 1-4 family residential properties | $68,000 | 1,343 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $32,000 | 1,351 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $36,000 | 4,041 |
| Loans to individuals | $446,000 | 863 |
| Credit card loan charge offs | $161,000 | 591 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $285,000 | 941 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $247,000 | 1,264 |
| Loans secured by real estate, total | $37,000 | 1,589 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $37,000 | 1,588 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $18,000 | 207 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,284 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 157 |
| Commercial and industrial loans | $12,000 | 4,368 |
| Loans to individuals | $159,000 | 766 |
| Credit card loan recoveries | $14,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $145,000 | 706 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $32,000 | 128 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $392,000 | 1,628 |
| Loans secured by real estate, total | $120,000 | 1,279 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $120,000 | 1,277 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $39,000 | 114 |
| Secured by 1-4 family residential properties- net charge-offs | $49,000 | 1,361 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $32,000 | 1,096 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-7,000 | 1,131 |
| Commercial and industrial loans | $24,000 | 3,521 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $287,000 | 911 |
| Credit card loan net charge offs | $147,000 | 559 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $140,000 | 1,171 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-32,000 | 10,508 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,052,000 | 1,102 |
| Loans secured by real estate, total | $185,000 | 1,396 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $185,000 | 1,396 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $119,000 | 1,030 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $66,000 | 1,207 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 143 |
| Commercial and industrial loans | $8,000 | 6,345 |
| Loans to individuals | $848,000 | 545 |
| Credit card loan charge offs | $477,000 | 375 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $371,000 | 683 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $438,000 | 943 |
| Loans secured by real estate, total | $122,000 | 854 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $122,000 | 854 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $56,000 | 683 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $66,000 | 687 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 175 |
| Commercial and industrial loans | $13,000 | 4,794 |
| Loans to individuals | $260,000 | 586 |
| Credit card loan recoveries | $95,000 | 357 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $165,000 | 651 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $38,000 | 143 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $614,000 | 1,194 |
| Loans secured by real estate, total | $63,000 | 2,000 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $63,000 | 2,001 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $63,000 | 1,278 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 108 |
| Commercial and industrial loans | $-5,000 | 9,964 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $588,000 | 516 |
| Credit card loan net charge offs | $382,000 | 360 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $206,000 | 708 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-38,000 | 11,018 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,613,000 | 1,032 |
| Loans secured by real estate, total | $83,000 | 2,653 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $83,000 | 2,652 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $83,000 | 1,548 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $9,000 | 7,257 |
| Loans to individuals | $1,290,000 | 452 |
| Credit card loan charge offs | $828,000 | 316 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $462,000 | 632 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $231,000 | 102 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $448,000 | 980 |
| Loans secured by real estate, total | $131,000 | 847 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $131,000 | 846 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $4,000 | 561 |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,252 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $101,000 | 544 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $21,000 | 4,289 |
| Loans to individuals | $282,000 | 586 |
| Credit card loan recoveries | $87,000 | 386 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $195,000 | 609 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $14,000 | 212 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,165,000 | 1,039 |
| Loans secured by real estate, total | $-48,000 | 12,895 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-48,000 | 12,934 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-4,000 | 11,114 |
| Secured by 1-4 family residential properties- net charge-offs | $57,000 | 1,651 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-101,000 | 13,147 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-12,000 | 11,554 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,008,000 | 425 |
| Credit card loan net charge offs | $741,000 | 287 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $267,000 | 647 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $217,000 | 78 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,152,000 | 1,653 |
| Loans secured by real estate, total | $68,000 | 3,614 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $68,000 | 3,614 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $10,000 | 606 |
| Total charge-offs secured by 1-4 family residential properties | $35,000 | 2,979 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $23,000 | 2,801 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $87,000 | 4,438 |
| Loans to individuals | $997,000 | 656 |
| Credit card loan charge offs | $655,000 | 383 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $342,000 | 1,013 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $596,000 | 813 |
| Loans secured by real estate, total | $300,000 | 447 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $300,000 | 447 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $6,000 | 490 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,904 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $281,000 | 237 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 206 |
| Commercial and industrial loans | $87,000 | 1,819 |
| Loans to individuals | $208,000 | 748 |
| Credit card loan recoveries | $35,000 | 554 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $173,000 | 734 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $556,000 | 2,299 |
| Loans secured by real estate, total | $-232,000 | 13,896 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-232,000 | 13,934 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $4,000 | 663 |
| Secured by 1-4 family residential properties- net charge-offs | $22,000 | 3,229 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-258,000 | 13,904 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,094 |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $789,000 | 612 |
| Credit card loan net charge offs | $620,000 | 359 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $169,000 | 1,331 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.