Home > Bank One, Fremont > Income and Expense
Bank One, Fremont, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,406,000 | 1,508 |
| Total interest expense | $9,327,000 | 1,692 |
| Net interest income | $13,079,000 | 1,370 |
| Provision for loan and lease losses | $409,000 | 2,051 |
| Total noninterest income | $2,217,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $918,000 | 1,463 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,299,000 | 1,511 |
| Total noninterest expense | $9,105,000 | 1,558 |
| Salaries and employee benefits | $2,975,000 | 2,241 |
| Premises and equipment expense | $956,000 | 2,097 |
| Additional noninterest expense | $5,174,000 | 1,106 |
| Pre-tax net operating income | $5,782,000 | 1,245 |
| Securities gains (losses) | $62,000 | 1,204 |
| Applicable income taxes | $2,042,000 | 1,210 |
| Income before extraordinary items | $3,802,000 | 1,309 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,802,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,362 |
| Cash dividends | $2,500,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,761,700 | 1,292 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,870,000 | 1,496 |
| Total interest expense | $8,947,000 | 1,777 |
| Net interest income | $13,923,000 | 1,296 |
| Provision for loan and lease losses | $362,000 | 2,000 |
| Total noninterest income | $1,720,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $784,000 | 1,735 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $936,000 | 1,887 |
| Total noninterest expense | $7,888,000 | 1,770 |
| Salaries and employee benefits | $2,722,000 | 2,453 |
| Premises and equipment expense | $923,000 | 2,176 |
| Additional noninterest expense | $4,243,000 | 1,276 |
| Pre-tax net operating income | $7,393,000 | 1,056 |
| Securities gains (losses) | $-71,000 | 11,352 |
| Applicable income taxes | $2,605,000 | 1,014 |
| Income before extraordinary items | $4,717,000 | 1,123 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,717,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,628 |
| Cash dividends | $6,816,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,762,440 | 1,094 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,380,000 | 1,383 |
| Total interest expense | $8,546,000 | 1,512 |
| Net interest income | $13,834,000 | 1,311 |
| Provision for loan and lease losses | $86,000 | 4,893 |
| Total noninterest income | $1,562,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $769,000 | 1,757 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $793,000 | 2,152 |
| Total noninterest expense | $10,104,000 | 1,452 |
| Salaries and employee benefits | $3,058,000 | 2,169 |
| Premises and equipment expense | $900,000 | 2,243 |
| Additional noninterest expense | $6,146,000 | 996 |
| Pre-tax net operating income | $5,206,000 | 1,414 |
| Securities gains (losses) | $-1,755,000 | 12,466 |
| Applicable income taxes | $1,225,000 | 1,848 |
| Income before extraordinary items | $2,226,000 | 2,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,226,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,194 |
| Cash dividends | $1,070,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,366,750 | 1,476 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,729,000 | 1,400 |
| Total interest expense | $7,252,000 | 1,805 |
| Net interest income | $15,477,000 | 1,173 |
| Provision for loan and lease losses | $803,000 | 1,512 |
| Total noninterest income | $2,094,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $851,000 | 1,609 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,243,000 | 1,771 |
| Total noninterest expense | $12,087,000 | 1,277 |
| Salaries and employee benefits | $3,413,000 | 1,944 |
| Premises and equipment expense | $985,000 | 2,084 |
| Additional noninterest expense | $7,689,000 | 918 |
| Pre-tax net operating income | $4,681,000 | 1,501 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $1,766,000 | 1,355 |
| Income before extraordinary items | $2,913,000 | 1,727 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,913,000 | 1,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,165,000 | 1,039 |
| Cash dividends | $1,050,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,914,280 | 1,629 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,689,000 | 2,125 |
| Total interest expense | $5,801,000 | 2,874 |
| Net interest income | $10,888,000 | 1,688 |
| Provision for loan and lease losses | $1,340,000 | 1,519 |
| Total noninterest income | $2,020,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $769,000 | 1,758 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,251,000 | 1,726 |
| Total noninterest expense | $8,609,000 | 1,765 |
| Salaries and employee benefits | $2,698,000 | 2,398 |
| Premises and equipment expense | $677,000 | 3,008 |
| Additional noninterest expense | $5,234,000 | 1,264 |
| Pre-tax net operating income | $2,959,000 | 2,105 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,035,000 | 2,040 |
| Income before extraordinary items | $1,924,000 | 2,378 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,924,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 2,299 |
| Cash dividends | $1,167,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,924,000 | 2,207 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.