Home > Bank One, Fenton > Income and Expense
Bank One, Fenton, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,722,000 | 2,592 |
| Total interest expense | $4,620,000 | 2,646 |
| Net interest income | $7,102,000 | 2,543 |
| Provision for loan and lease losses | $584,000 | 1,369 |
| Total noninterest income | $1,590,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $467,000 | 2,960 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,123,000 | 1,704 |
| Total noninterest expense | $5,450,000 | 2,556 |
| Salaries and employee benefits | $1,802,000 | 3,613 |
| Premises and equipment expense | $472,000 | 3,993 |
| Additional noninterest expense | $3,176,000 | 1,719 |
| Pre-tax net operating income | $2,658,000 | 2,673 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $890,000 | 2,515 |
| Income before extraordinary items | $1,764,000 | 2,746 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,764,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,030 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,766,640 | 2,757 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,554,000 | 2,944 |
| Total interest expense | $3,268,000 | 3,823 |
| Net interest income | $7,286,000 | 2,456 |
| Provision for loan and lease losses | $805,000 | 1,510 |
| Total noninterest income | $1,316,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $428,000 | 3,241 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $888,000 | 2,222 |
| Total noninterest expense | $5,262,000 | 2,719 |
| Salaries and employee benefits | $1,837,000 | 3,545 |
| Premises and equipment expense | $441,000 | 4,332 |
| Additional noninterest expense | $2,984,000 | 1,919 |
| Pre-tax net operating income | $2,535,000 | 2,673 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $810,000 | 2,730 |
| Income before extraordinary items | $1,730,000 | 2,853 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,730,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 1,369 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,726,600 | 2,709 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,519,000 | 3,324 |
| Total interest expense | $3,439,000 | 4,605 |
| Net interest income | $7,080,000 | 2,563 |
| Provision for loan and lease losses | $667,000 | 2,458 |
| Total noninterest income | $1,206,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $383,000 | 3,626 |
| Trading account gains and fees | $1,000 | 486 |
| Additional Noninterest Income | $822,000 | 2,274 |
| Total noninterest expense | $5,023,000 | 2,854 |
| Salaries and employee benefits | $1,760,000 | 3,634 |
| Premises and equipment expense | $433,000 | 4,497 |
| Additional noninterest expense | $2,830,000 | 2,092 |
| Pre-tax net operating income | $2,596,000 | 2,378 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $778,000 | 2,687 |
| Income before extraordinary items | $1,816,000 | 2,527 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,816,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 2,131 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,817,400 | 2,345 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.