Home > Bank One, East Lansing > Loan Charge- Offs and Recoveries
Bank One, East Lansing, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,425,000 | 912 |
| Loans secured by real estate, total | $39,000 | 3,056 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $39,000 | 3,056 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,418 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $14,000 | 2,013 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $80,000 | 2,814 |
| Loans to individuals | $1,306,000 | 422 |
| Credit card loan charge offs | $261,000 | 469 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,045,000 | 325 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $1,450,000 | 438 |
| Loans secured by real estate, total | $5,000 | 3,936 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 3,937 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $389,000 | 455 |
| Loans to individuals | $1,056,000 | 275 |
| Credit card loan recoveries | $15,000 | 777 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,041,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $-25,000 | 11,414 |
| Loans secured by real estate, total | $34,000 | 2,602 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $34,000 | 2,603 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 2,021 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,829 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-309,000 | 12,415 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $250,000 | 855 |
| Credit card loan net charge offs | $246,000 | 434 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,000 | 6,269 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,217,000 | 837 |
| Loans secured by real estate, total | $188,000 | 1,756 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $188,000 | 1,755 |
| Construction and land development | $163,000 | 483 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,914 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,000 | 8,122 |
| Loans to individuals | $2,026,000 | 358 |
| Credit card loan charge offs | $292,000 | 482 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,734,000 | 246 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $1,723,000 | 398 |
| Loans secured by real estate, total | $200,000 | 625 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $200,000 | 624 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 849 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $156,000 | 422 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $236,000 | 728 |
| Loans to individuals | $1,256,000 | 244 |
| Credit card loan recoveries | $19,000 | 732 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,237,000 | 173 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $31,000 | 170 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $494,000 | 1,780 |
| Loans secured by real estate, total | $-12,000 | 12,285 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-12,000 | 12,324 |
| Construction and land development | $163,000 | 436 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 12,892 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-156,000 | 13,188 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-233,000 | 13,120 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $770,000 | 490 |
| Credit card loan net charge offs | $273,000 | 442 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $497,000 | 408 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $-31,000 | 11,512 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,170,000 | 813 |
| Loans secured by real estate, total | $365,000 | 1,564 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $365,000 | 1,564 |
| Construction and land development | $335,000 | 489 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $30,000 | 2,592 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $53,000 | 5,498 |
| Loans to individuals | $2,697,000 | 360 |
| Credit card loan charge offs | $164,000 | 689 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,533,000 | 239 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $55,000 | 243 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $1,693,000 | 386 |
| Loans secured by real estate, total | $83,000 | 1,104 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $83,000 | 1,103 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,272 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $74,000 | 602 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $134,000 | 1,239 |
| Loans to individuals | $1,470,000 | 215 |
| Credit card loan recoveries | $25,000 | 645 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,445,000 | 152 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $6,000 | 284 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,477,000 | 1,206 |
| Loans secured by real estate, total | $282,000 | 1,614 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $282,000 | 1,614 |
| Construction and land development | $335,000 | 460 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-9,000 | 13,309 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-44,000 | 13,758 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-81,000 | 13,610 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,227,000 | 464 |
| Credit card loan net charge offs | $139,000 | 682 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,088,000 | 330 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $49,000 | 211 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.