Home > Bank One, East Lansing > Income and Expense
Bank One, East Lansing, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 2,256 |
| Total interest expense | $5,124,000 | 2,407 |
| Net interest income | $8,454,000 | 2,136 |
| Provision for loan and lease losses | $-801,000 | 12,515 |
| Total noninterest income | $3,281,000 | 1,277 |
| Gross Fiduciary activities income | $1,055,000 | 516 |
| Service charges on deposit accounts | $893,000 | 1,512 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,333,000 | 1,509 |
| Total noninterest expense | $8,537,000 | 1,712 |
| Salaries and employee benefits | $2,717,000 | 2,464 |
| Premises and equipment expense | $929,000 | 2,176 |
| Additional noninterest expense | $4,891,000 | 1,198 |
| Pre-tax net operating income | $3,999,000 | 1,782 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $1,356,000 | 1,700 |
| Income before extraordinary items | $2,630,000 | 1,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,630,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,638,580 | 1,849 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,269,000 | 2,058 |
| Total interest expense | $4,520,000 | 2,852 |
| Net interest income | $10,749,000 | 1,690 |
| Provision for loan and lease losses | $596,000 | 1,876 |
| Total noninterest income | $2,928,000 | 1,496 |
| Gross Fiduciary activities income | $1,041,000 | 534 |
| Service charges on deposit accounts | $963,000 | 1,388 |
| Trading account gains and fees | $3,000 | 479 |
| Additional Noninterest Income | $921,000 | 2,157 |
| Total noninterest expense | $8,165,000 | 1,828 |
| Salaries and employee benefits | $2,996,000 | 2,217 |
| Premises and equipment expense | $907,000 | 2,257 |
| Additional noninterest expense | $4,262,000 | 1,435 |
| Pre-tax net operating income | $4,916,000 | 1,420 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,629,000 | 1,464 |
| Income before extraordinary items | $3,289,000 | 1,549 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,289,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,780 |
| Cash dividends | $405,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,287,660 | 1,459 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,558,000 | 2,265 |
| Total interest expense | $4,740,000 | 3,462 |
| Net interest income | $10,818,000 | 1,697 |
| Provision for loan and lease losses | $1,722,000 | 1,280 |
| Total noninterest income | $2,777,000 | 1,531 |
| Gross Fiduciary activities income | $909,000 | 576 |
| Service charges on deposit accounts | $1,110,000 | 1,195 |
| Trading account gains and fees | $5,000 | 440 |
| Additional Noninterest Income | $753,000 | 2,392 |
| Total noninterest expense | $8,431,000 | 1,801 |
| Salaries and employee benefits | $3,084,000 | 2,129 |
| Premises and equipment expense | $981,000 | 2,125 |
| Additional noninterest expense | $4,366,000 | 1,504 |
| Pre-tax net operating income | $3,442,000 | 1,795 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,063,000 | 2,001 |
| Income before extraordinary items | $2,379,000 | 1,914 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,379,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,477,000 | 1,206 |
| Cash dividends | $1,600,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,379,000 | 1,760 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.