Home > Bank One, Dover > Loan Charge- Offs and Recoveries
Bank One, Dover, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $990,000 | 1,115 |
| Loans secured by real estate, total | $7,000 | 4,173 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $7,000 | 4,174 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,249 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $49,000 | 3,626 |
| Loans to individuals | $934,000 | 619 |
| Credit card loan charge offs | $269,000 | 472 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $665,000 | 578 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $343,000 | 999 |
| Loans secured by real estate, total | $4,000 | 3,443 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $4,000 | 3,443 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,391 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $88,000 | 1,207 |
| Loans to individuals | $251,000 | 587 |
| Credit card loan recoveries | $26,000 | 555 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $225,000 | 517 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $647,000 | 1,185 |
| Loans secured by real estate, total | $3,000 | 3,772 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,000 | 3,771 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,156 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-39,000 | 10,795 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $683,000 | 614 |
| Credit card loan net charge offs | $243,000 | 465 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $440,000 | 604 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $555,000 | 1,639 |
| Loans secured by real estate, total | $3,000 | 4,976 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,000 | 4,975 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 3,895 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $32,000 | 4,236 |
| Loans to individuals | $520,000 | 789 |
| Credit card loan charge offs | $158,000 | 595 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $362,000 | 795 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $301,000 | 1,095 |
| Loans secured by real estate, total | $22,000 | 2,043 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $22,000 | 2,042 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,167 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $36,000 | 2,448 |
| Loans to individuals | $219,000 | 637 |
| Credit card loan recoveries | $26,000 | 586 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $193,000 | 574 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $24,000 | 147 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $254,000 | 2,165 |
| Loans secured by real estate, total | $-19,000 | 11,118 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-19,000 | 11,147 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 11,566 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-4,000 | 9,660 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $301,000 | 884 |
| Credit card loan net charge offs | $132,000 | 581 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $169,000 | 1,040 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-24,000 | 10,501 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,331,000 | 951 |
| Loans secured by real estate, total | $15,000 | 4,245 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 4,245 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $15,000 | 2,993 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 3,235 |
| Loans to individuals | $1,239,000 | 436 |
| Credit card loan charge offs | $844,000 | 289 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $395,000 | 652 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $15,000 | 216 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $526,000 | 827 |
| Loans secured by real estate, total | $5,000 | 3,936 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 3,937 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,570 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $65,000 | 1,895 |
| Loans to individuals | $317,000 | 527 |
| Credit card loan recoveries | $134,000 | 311 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $183,000 | 604 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $139,000 | 76 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $805,000 | 1,009 |
| Loans secured by real estate, total | $10,000 | 3,761 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,762 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,822 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-3,000 | 9,660 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $922,000 | 382 |
| Credit card loan net charge offs | $710,000 | 275 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $212,000 | 685 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $-124,000 | 11,044 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,854,000 | 931 |
| Loans secured by real estate, total | $42,000 | 3,597 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $42,000 | 3,596 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $42,000 | 2,264 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $78,000 | 3,569 |
| Loans to individuals | $1,734,000 | 390 |
| Credit card loan charge offs | $1,405,000 | 230 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $329,000 | 823 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $448,000 | 980 |
| Loans secured by real estate, total | $21,000 | 2,535 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $21,000 | 2,535 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 1,436 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $72,000 | 2,000 |
| Loans to individuals | $336,000 | 528 |
| Credit card loan recoveries | $101,000 | 355 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $235,000 | 536 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $19,000 | 200 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $1,406,000 | 904 |
| Loans secured by real estate, total | $21,000 | 3,896 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $21,000 | 3,894 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 2,699 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 5,873 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,398,000 | 350 |
| Credit card loan net charge offs | $1,304,000 | 212 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $94,000 | 1,531 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $-19,000 | 11,499 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,396,000 | 986 |
| Loans secured by real estate, total | $80,000 | 3,358 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $80,000 | 3,358 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $80,000 | 1,868 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $578,000 | 1,214 |
| Loans to individuals | $1,697,000 | 476 |
| Credit card loan charge offs | $1,117,000 | 299 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $580,000 | 689 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $41,000 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $560,000 | 851 |
| Loans secured by real estate, total | $19,000 | 2,698 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,000 | 2,698 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,552 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $268,000 | 666 |
| Loans to individuals | $266,000 | 654 |
| Credit card loan recoveries | $58,000 | 448 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $208,000 | 624 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $7,000 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,836,000 | 1,014 |
| Loans secured by real estate, total | $61,000 | 3,356 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $61,000 | 3,356 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 1,913 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $310,000 | 1,675 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,431,000 | 430 |
| Credit card loan net charge offs | $1,059,000 | 280 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $372,000 | 706 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $34,000 | 231 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.