Home > Bank One, Dover > Income and Expense
Bank One, Dover, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,642,000 | 1,331 |
| Total interest expense | $10,931,000 | 1,477 |
| Net interest income | $14,711,000 | 1,225 |
| Provision for loan and lease losses | $722,000 | 1,291 |
| Total noninterest income | $1,946,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $861,000 | 1,551 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,085,000 | 1,707 |
| Total noninterest expense | $8,083,000 | 1,753 |
| Salaries and employee benefits | $2,750,000 | 2,421 |
| Premises and equipment expense | $844,000 | 2,334 |
| Additional noninterest expense | $4,489,000 | 1,244 |
| Pre-tax net operating income | $7,852,000 | 974 |
| Securities gains (losses) | $105,000 | 935 |
| Applicable income taxes | $2,741,000 | 941 |
| Income before extraordinary items | $5,216,000 | 1,003 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,216,000 | 1,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,185 |
| Cash dividends | $3,235,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,146,700 | 1,003 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,216,000 | 1,362 |
| Total interest expense | $10,259,000 | 1,560 |
| Net interest income | $14,957,000 | 1,201 |
| Provision for loan and lease losses | $-14,000 | 11,442 |
| Total noninterest income | $1,223,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $743,000 | 1,832 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $480,000 | 2,957 |
| Total noninterest expense | $8,023,000 | 1,749 |
| Salaries and employee benefits | $3,077,000 | 2,151 |
| Premises and equipment expense | $714,000 | 2,756 |
| Additional noninterest expense | $4,232,000 | 1,279 |
| Pre-tax net operating income | $8,171,000 | 961 |
| Securities gains (losses) | $-53,000 | 11,206 |
| Applicable income taxes | $2,967,000 | 928 |
| Income before extraordinary items | $5,151,000 | 1,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,151,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,165 |
| Cash dividends | $5,482,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,184,920 | 1,019 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,734,000 | 1,268 |
| Total interest expense | $8,080,000 | 1,578 |
| Net interest income | $16,654,000 | 1,109 |
| Provision for loan and lease losses | $484,000 | 1,584 |
| Total noninterest income | $2,146,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $663,000 | 2,043 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,483,000 | 1,402 |
| Total noninterest expense | $10,001,000 | 1,468 |
| Salaries and employee benefits | $3,607,000 | 1,855 |
| Premises and equipment expense | $775,000 | 2,599 |
| Additional noninterest expense | $5,619,000 | 1,063 |
| Pre-tax net operating income | $8,315,000 | 934 |
| Securities gains (losses) | $-2,831,000 | 12,517 |
| Applicable income taxes | $1,834,000 | 1,295 |
| Income before extraordinary items | $3,650,000 | 1,369 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,650,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $805,000 | 1,009 |
| Cash dividends | $4,960,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,546,770 | 938 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,463,000 | 1,251 |
| Total interest expense | $5,831,000 | 2,230 |
| Net interest income | $19,632,000 | 946 |
| Provision for loan and lease losses | $1,024,000 | 1,272 |
| Total noninterest income | $2,039,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $690,000 | 1,978 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,349,000 | 1,672 |
| Total noninterest expense | $10,893,000 | 1,411 |
| Salaries and employee benefits | $3,687,000 | 1,819 |
| Premises and equipment expense | $824,000 | 2,483 |
| Additional noninterest expense | $6,382,000 | 1,043 |
| Pre-tax net operating income | $9,754,000 | 749 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $3,188,000 | 813 |
| Income before extraordinary items | $6,560,000 | 792 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,560,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,406,000 | 904 |
| Cash dividends | $4,532,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,564,020 | 746 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,503,000 | 1,324 |
| Total interest expense | $8,139,000 | 2,088 |
| Net interest income | $19,364,000 | 970 |
| Provision for loan and lease losses | $2,573,000 | 945 |
| Total noninterest income | $2,163,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $679,000 | 2,006 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,484,000 | 1,535 |
| Total noninterest expense | $10,197,000 | 1,505 |
| Salaries and employee benefits | $3,608,000 | 1,842 |
| Premises and equipment expense | $773,000 | 2,683 |
| Additional noninterest expense | $5,816,000 | 1,162 |
| Pre-tax net operating income | $8,757,000 | 738 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $2,857,000 | 824 |
| Income before extraordinary items | $5,896,000 | 809 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,896,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,836,000 | 1,014 |
| Cash dividends | $3,397,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,898,680 | 735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.