Home > Bank One, Dayton > Loan Charge- Offs and Recoveries
Bank One, Dayton, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $143,605,000 | 33 |
| Loans secured by real estate, total | $2,681,000 | 190 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,681,000 | 190 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $1,765,000 | 125 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $916,000 | 191 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 174 |
| Commercial and industrial loans | $6,461,000 | 78 |
| Loans to individuals | $134,446,000 | 27 |
| Credit card loan charge offs | $126,132,000 | 26 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,314,000 | 95 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $1,000 | 347 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $21,306,000 | 58 |
| Loans secured by real estate, total | $705,000 | 231 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $705,000 | 231 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $145,000 | 284 |
| Secured by multifamily residential properties | $3,000 | 321 |
| Secured by nonfarm nonresidential properties | $557,000 | 161 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 207 |
| Commercial and industrial loans | $861,000 | 200 |
| Loans to individuals | $19,713,000 | 30 |
| Credit card loan recoveries | $15,673,000 | 25 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,040,000 | 66 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $24,000 | 189 |
| Lease financing receivables | $1,000 | 269 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $122,299,000 | 31 |
| Loans secured by real estate, total | $1,976,000 | 175 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,976,000 | 174 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,620,000 | 107 |
| Secured by multifamily residential properties | $-3,000 | 11,265 |
| Secured by nonfarm nonresidential properties | $359,000 | 277 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $14,000 | 139 |
| Commercial and industrial loans | $5,600,000 | 59 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $114,733,000 | 27 |
| Credit card loan net charge offs | $110,459,000 | 24 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,274,000 | 118 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-24,000 | 1,149 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $79,388,000 | 50 |
| Loans secured by real estate, total | $1,747,000 | 327 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,747,000 | 326 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,747,000 | 125 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $79,000 | 2,729 |
| Loans to individuals | $77,562,000 | 25 |
| Credit card loan charge offs | $72,430,000 | 24 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,132,000 | 107 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $15,869,000 | 76 |
| Loans secured by real estate, total | $493,000 | 295 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $493,000 | 294 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 881 |
| Secured by multifamily residential properties | $7,000 | 347 |
| Secured by nonfarm nonresidential properties | $453,000 | 199 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 212 |
| Commercial and industrial loans | $556,000 | 311 |
| Loans to individuals | $14,770,000 | 31 |
| Credit card loan recoveries | $12,477,000 | 27 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,293,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $39,000 | 162 |
| Lease financing receivables | $10,000 | 201 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $63,519,000 | 44 |
| Loans secured by real estate, total | $1,254,000 | 319 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,254,000 | 318 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,714,000 | 107 |
| Secured by multifamily residential properties | $-7,000 | 11,786 |
| Secured by nonfarm nonresidential properties | $-453,000 | 11,905 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,095 |
| Commercial and industrial loans | $-477,000 | 11,864 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $62,792,000 | 26 |
| Credit card loan net charge offs | $59,953,000 | 24 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,839,000 | 125 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-39,000 | 1,170 |
| Lease financing receivables | $-10,000 | 10,473 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $63,348,000 | 62 |
| Loans secured by real estate, total | $824,000 | 605 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $824,000 | 605 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $107,000 | 1,096 |
| Secured by multifamily residential properties | $33,000 | 484 |
| Secured by nonfarm nonresidential properties | $684,000 | 368 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $21,000 | 127 |
| Commercial and industrial loans | $395,000 | 837 |
| Loans to individuals | $62,106,000 | 26 |
| Credit card loan charge offs | $57,514,000 | 25 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,592,000 | 94 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $2,000 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,568,000 | 87 |
| Loans secured by real estate, total | $286,000 | 483 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $286,000 | 482 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $114,000 | 374 |
| Secured by multifamily residential properties | $9,000 | 334 |
| Secured by nonfarm nonresidential properties | $163,000 | 403 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 203 |
| Commercial and industrial loans | $1,288,000 | 208 |
| Loans to individuals | $12,851,000 | 34 |
| Credit card loan recoveries | $10,409,000 | 25 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,442,000 | 94 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $115,000 | 105 |
| Lease financing receivables | $26,000 | 171 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $48,780,000 | 53 |
| Loans secured by real estate, total | $538,000 | 652 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $538,000 | 652 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 11,662 |
| Secured by multifamily residential properties | $24,000 | 480 |
| Secured by nonfarm nonresidential properties | $521,000 | 356 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 82 |
| Commercial and industrial loans | $-893,000 | 12,531 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $49,255,000 | 26 |
| Credit card loan net charge offs | $47,105,000 | 24 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,150,000 | 101 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-115,000 | 1,146 |
| Lease financing receivables | $-24,000 | 11,001 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $62,258,000 | 87 |
| Loans secured by real estate, total | $2,549,000 | 384 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,549,000 | 383 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $423,000 | 539 |
| Secured by multifamily residential properties | $203,000 | 297 |
| Secured by nonfarm nonresidential properties | $1,923,000 | 252 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,571,000 | 278 |
| Loans to individuals | $56,490,000 | 28 |
| Credit card loan charge offs | $50,838,000 | 26 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,652,000 | 90 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $621,000 | 75 |
| Lease financing receivables | $27,000 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $12,842,000 | 95 |
| Loans secured by real estate, total | $513,000 | 353 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $513,000 | 353 |
| Construction and land development | $4,000 | 721 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $34,000 | 1,014 |
| Secured by multifamily residential properties | $158,000 | 96 |
| Secured by nonfarm nonresidential properties | $317,000 | 264 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $55,000 | 76 |
| Commercial and industrial loans | $832,000 | 285 |
| Loans to individuals | $11,198,000 | 35 |
| Credit card loan recoveries | $8,659,000 | 28 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,539,000 | 91 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $115,000 | 109 |
| Lease financing receivables | $129,000 | 89 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $49,416,000 | 80 |
| Loans secured by real estate, total | $2,036,000 | 398 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,036,000 | 397 |
| Construction and land development | $-4,000 | 12,900 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $389,000 | 489 |
| Secured by multifamily residential properties | $45,000 | 491 |
| Secured by nonfarm nonresidential properties | $1,606,000 | 248 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-55,000 | 1,129 |
| Commercial and industrial loans | $1,739,000 | 277 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $45,292,000 | 26 |
| Credit card loan net charge offs | $42,179,000 | 26 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,113,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $506,000 | 69 |
| Lease financing receivables | $-102,000 | 11,542 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $67,832,000 | 97 |
| Loans secured by real estate, total | $6,780,000 | 227 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,780,000 | 226 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $263,000 | 862 |
| Secured by multifamily residential properties | $14,000 | 757 |
| Secured by nonfarm nonresidential properties | $6,503,000 | 131 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 166 |
| Commercial and industrial loans | $4,798,000 | 235 |
| Loans to individuals | $55,665,000 | 30 |
| Credit card loan charge offs | $47,925,000 | 30 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,740,000 | 83 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $129,000 | 170 |
| Lease financing receivables | $450,000 | 94 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,336,000 | 75 |
| Loans secured by real estate, total | $42,000 | 1,747 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $42,000 | 1,747 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,677 |
| Secured by multifamily residential properties | $5,000 | 347 |
| Secured by nonfarm nonresidential properties | $31,000 | 965 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $60,000 | 75 |
| Commercial and industrial loans | $1,236,000 | 206 |
| Loans to individuals | $11,901,000 | 28 |
| Credit card loan recoveries | $8,192,000 | 29 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,709,000 | 53 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $97,000 | 106 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $54,496,000 | 96 |
| Loans secured by real estate, total | $6,738,000 | 209 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,738,000 | 208 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $257,000 | 755 |
| Secured by multifamily residential properties | $9,000 | 771 |
| Secured by nonfarm nonresidential properties | $6,472,000 | 125 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-50,000 | 1,152 |
| Commercial and industrial loans | $3,562,000 | 252 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $43,764,000 | 33 |
| Credit card loan net charge offs | $39,733,000 | 30 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,031,000 | 100 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $129,000 | 139 |
| Lease financing receivables | $353,000 | 80 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.