Home > Bank One, Dayton > Net charge- offs to loans
Bank One, Dayton, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1521% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2506% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1213% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0130% | 1,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3633% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6332% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9191% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8781% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5565% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1294% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1519% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0260% | 1,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4597% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9190% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0905% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8829% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5757% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0432% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9947% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1742% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1080% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2068% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8452% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8575% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0982% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2454% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3786% | 393 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5995% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2234% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0640% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2564% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4108% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0711% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4929% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2732% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4446% | 81 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4720% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2944% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4511% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0648% | 392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1085% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7629% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1227% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8731% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2762% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0427% | 137 |