Home > Bank One, Colorado > Net charge- offs to loans
Bank One, Colorado, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0916% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 8,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4573% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2734% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8685% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 7,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2595% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0869% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0224% | 1,795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0862% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2650% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5477% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6576% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0066% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0253% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 366 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1959% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0083% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6102% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2985% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0693% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0059% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8347% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 651 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0965% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4720% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9443% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7423% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0366% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3437% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0576% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0986% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4861% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9394% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0033% | 463 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1372% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4940% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0613% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1023% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9508% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0067% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2248% | 3,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7579% | 1,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2731% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5912% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0238% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0653% | 11,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2906% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6681% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8194% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2227% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8716% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0445% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 6,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0321% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1353% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2313% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6223% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3140% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2154% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3187% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6644% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2396% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1038% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4696% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6802% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6436% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |