Home > Bank One, Cincinnati > Loan Charge- Offs and Recoveries
Bank One, Cincinnati, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,970,000 | 241 |
| Loans secured by real estate, total | $484,000 | 639 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $484,000 | 639 |
| Construction and land development | $100,000 | 222 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $314,000 | 447 |
| Secured by multifamily residential properties | $51,000 | 299 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,354 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $360,000 | 874 |
| Loans to individuals | $9,546,000 | 176 |
| Credit card loan charge offs | $1,884,000 | 221 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,662,000 | 103 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $249,000 | 96 |
| Lease financing receivables | $331,000 | 87 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,039,000 | 249 |
| Loans secured by real estate, total | $41,000 | 1,400 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $41,000 | 1,400 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 975 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $57,000 | 1,702 |
| Loans to individuals | $2,675,000 | 152 |
| Credit card loan recoveries | $175,000 | 253 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,500,000 | 95 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $164,000 | 84 |
| Lease financing receivables | $102,000 | 72 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,931,000 | 241 |
| Loans secured by real estate, total | $443,000 | 516 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $443,000 | 515 |
| Construction and land development | $100,000 | 191 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $286,000 | 402 |
| Secured by multifamily residential properties | $51,000 | 259 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,318 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $303,000 | 743 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $6,871,000 | 188 |
| Credit card loan net charge offs | $1,709,000 | 216 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,162,000 | 100 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $85,000 | 125 |
| Lease financing receivables | $229,000 | 86 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,364,000 | 396 |
| Loans secured by real estate, total | $197,000 | 1,178 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $197,000 | 1,176 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $197,000 | 659 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $343,000 | 883 |
| Loans to individuals | $4,720,000 | 230 |
| Credit card loan charge offs | $1,113,000 | 276 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,607,000 | 151 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $104,000 | 150 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,422,000 | 406 |
| Loans secured by real estate, total | $62,000 | 1,201 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $62,000 | 1,200 |
| Construction and land development | $1,000 | 622 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $58,000 | 592 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,747 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $96,000 | 1,189 |
| Loans to individuals | $1,235,000 | 256 |
| Credit card loan recoveries | $155,000 | 291 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,080,000 | 182 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $29,000 | 175 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,942,000 | 367 |
| Loans secured by real estate, total | $135,000 | 1,195 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $135,000 | 1,193 |
| Construction and land development | $-1,000 | 11,562 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $139,000 | 722 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-3,000 | 10,928 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $247,000 | 829 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,485,000 | 227 |
| Credit card loan net charge offs | $958,000 | 267 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,527,000 | 136 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $75,000 | 131 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,546,000 | 379 |
| Loans secured by real estate, total | $137,000 | 1,643 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $137,000 | 1,643 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $137,000 | 957 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $43,000 | 3,850 |
| Loans to individuals | $5,271,000 | 188 |
| Credit card loan charge offs | $3,127,000 | 150 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,144,000 | 191 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $75,000 | 164 |
| Lease financing receivables | $20,000 | 197 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,521,000 | 423 |
| Loans secured by real estate, total | $79,000 | 1,155 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $79,000 | 1,155 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $79,000 | 513 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $93,000 | 1,440 |
| Loans to individuals | $1,338,000 | 239 |
| Credit card loan recoveries | $307,000 | 220 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,031,000 | 195 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $11,000 | 247 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,025,000 | 348 |
| Loans secured by real estate, total | $58,000 | 2,075 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $58,000 | 2,076 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $58,000 | 1,337 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-50,000 | 11,761 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,933,000 | 167 |
| Credit card loan net charge offs | $2,820,000 | 143 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,113,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $64,000 | 125 |
| Lease financing receivables | $20,000 | 135 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,949,000 | 401 |
| Loans secured by real estate, total | $179,000 | 1,809 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $179,000 | 1,808 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $179,000 | 979 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $93,000 | 3,262 |
| Loans to individuals | $6,618,000 | 181 |
| Credit card loan charge offs | $4,238,000 | 136 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,380,000 | 199 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $59,000 | 211 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,983,000 | 368 |
| Loans secured by real estate, total | $194,000 | 646 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $194,000 | 645 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $194,000 | 239 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $564,000 | 374 |
| Loans to individuals | $1,105,000 | 263 |
| Credit card loan recoveries | $201,000 | 266 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $904,000 | 215 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $21,000 | 187 |
| Lease financing receivables | $99,000 | 105 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,966,000 | 419 |
| Loans secured by real estate, total | $-15,000 | 12,395 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-15,000 | 12,434 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 12,814 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-471,000 | 13,213 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $5,513,000 | 152 |
| Credit card loan net charge offs | $4,037,000 | 118 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,476,000 | 172 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $38,000 | 184 |
| Lease financing receivables | $-99,000 | 11,541 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,617,000 | 492 |
| Loans secured by real estate, total | $332,000 | 1,642 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $332,000 | 1,642 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $332,000 | 728 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $150,000 | 3,235 |
| Loans to individuals | $5,979,000 | 220 |
| Credit card loan charge offs | $2,908,000 | 183 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,071,000 | 204 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $40,000 | 249 |
| Lease financing receivables | $116,000 | 183 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,224,000 | 473 |
| Loans secured by real estate, total | $21,000 | 2,556 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $21,000 | 2,557 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 1,439 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $173,000 | 981 |
| Loans to individuals | $1,027,000 | 285 |
| Credit card loan recoveries | $87,000 | 384 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $940,000 | 214 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $1,000 | 328 |
| Lease financing receivables | $2,000 | 337 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,393,000 | 506 |
| Loans secured by real estate, total | $311,000 | 1,534 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $311,000 | 1,534 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $311,000 | 671 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-23,000 | 12,973 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $4,952,000 | 206 |
| Credit card loan net charge offs | $2,821,000 | 172 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,131,000 | 190 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $39,000 | 204 |
| Lease financing receivables | $114,000 | 151 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.