Home > Bank One, Cincinnati > Income and Expense
Bank One, Cincinnati, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $116,291,000 | 389 |
| Total interest expense | $51,990,000 | 407 |
| Net interest income | $64,301,000 | 363 |
| Provision for loan and lease losses | $6,135,000 | 295 |
| Total noninterest income | $14,734,000 | 466 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $8,663,000 | 224 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,071,000 | 572 |
| Total noninterest expense | $55,175,000 | 367 |
| Salaries and employee benefits | $17,710,000 | 420 |
| Premises and equipment expense | $5,752,000 | 425 |
| Additional noninterest expense | $31,713,000 | 316 |
| Pre-tax net operating income | $17,725,000 | 497 |
| Securities gains (losses) | $152,000 | 792 |
| Applicable income taxes | $6,293,000 | 499 |
| Income before extraordinary items | $11,584,000 | 510 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,584,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,931,000 | 241 |
| Cash dividends | $21,063,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,485,200 | 506 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $111,797,000 | 415 |
| Total interest expense | $49,591,000 | 451 |
| Net interest income | $62,206,000 | 373 |
| Provision for loan and lease losses | $5,687,000 | 298 |
| Total noninterest income | $18,948,000 | 412 |
| Gross Fiduciary activities income | $215,000 | 985 |
| Service charges on deposit accounts | $7,630,000 | 257 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $11,103,000 | 400 |
| Total noninterest expense | $51,724,000 | 387 |
| Salaries and employee benefits | $18,601,000 | 429 |
| Premises and equipment expense | $5,354,000 | 457 |
| Additional noninterest expense | $27,769,000 | 346 |
| Pre-tax net operating income | $23,743,000 | 422 |
| Securities gains (losses) | $-198,000 | 11,673 |
| Applicable income taxes | $8,619,000 | 409 |
| Income before extraordinary items | $14,926,000 | 440 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,926,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,942,000 | 367 |
| Cash dividends | $3,925,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $15,052,720 | 433 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $75,206,000 | 494 |
| Total interest expense | $25,954,000 | 585 |
| Net interest income | $49,252,000 | 445 |
| Provision for loan and lease losses | $1,011,000 | 916 |
| Total noninterest income | $8,491,000 | 659 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,519,000 | 349 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,972,000 | 737 |
| Total noninterest expense | $44,304,000 | 434 |
| Salaries and employee benefits | $12,973,000 | 568 |
| Premises and equipment expense | $6,490,000 | 405 |
| Additional noninterest expense | $24,841,000 | 382 |
| Pre-tax net operating income | $12,428,000 | 659 |
| Securities gains (losses) | $-6,139,000 | 12,559 |
| Applicable income taxes | $2,536,000 | 1,002 |
| Income before extraordinary items | $3,753,000 | 1,335 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,753,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,025,000 | 348 |
| Cash dividends | $4,400,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,681,960 | 720 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $73,316,000 | 511 |
| Total interest expense | $18,794,000 | 752 |
| Net interest income | $54,522,000 | 412 |
| Provision for loan and lease losses | $5,881,000 | 394 |
| Total noninterest income | $8,672,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,283,000 | 359 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,389,000 | 754 |
| Total noninterest expense | $43,293,000 | 444 |
| Salaries and employee benefits | $12,090,000 | 603 |
| Premises and equipment expense | $3,849,000 | 620 |
| Additional noninterest expense | $27,354,000 | 375 |
| Pre-tax net operating income | $14,020,000 | 537 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $5,841,000 | 477 |
| Income before extraordinary items | $8,182,000 | 638 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,182,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,966,000 | 419 |
| Cash dividends | $4,800,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,180,080 | 593 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $75,366,000 | 557 |
| Total interest expense | $23,775,000 | 793 |
| Net interest income | $51,591,000 | 438 |
| Provision for loan and lease losses | $7,626,000 | 451 |
| Total noninterest income | $8,002,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,851,000 | 386 |
| Trading account gains and fees | $5,000 | 440 |
| Additional Noninterest Income | $4,146,000 | 767 |
| Total noninterest expense | $38,280,000 | 499 |
| Salaries and employee benefits | $12,437,000 | 588 |
| Premises and equipment expense | $3,627,000 | 674 |
| Additional noninterest expense | $22,216,000 | 434 |
| Pre-tax net operating income | $13,687,000 | 472 |
| Securities gains (losses) | $-12,000 | 13,350 |
| Applicable income taxes | $4,572,000 | 518 |
| Income before extraordinary items | $9,103,000 | 530 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,103,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,393,000 | 506 |
| Cash dividends | $4,500,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,111,040 | 480 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.