Home > Bank One, Cincinnati > Assets and Liabilities
Bank One, Cincinnati, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 492 | 396 |
| Assets and Liabilities | ||
| Total Assets: | $1,350,409,000 | 437 |
| Cash and due from depository institutions | $27,413,000 | 396 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $84,479,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $8,624,000 | 1,490 |
| Net loans & leases | $1,186,747,000 | 342 |
| Loan loss allowance | $11,896,000 | 465 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,637,000 | 438 |
| Other real estate owned | $229,000 | 396 |
| Goodwill and other intangibles | $7,483,000 | 436 |
| All other assets | $17,797,000 | 589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,350,409,000 | 437 |
| Total liabilities | $1,216,498,000 | 442 |
| Total deposits | $912,805,000 | 473 |
| Interest-bearing deposits | $769,025,000 | 490 |
| Deposits held in domestic offices | $912,805,000 | 467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $267,918,000 | 218 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,467,000 | 2,486 |
| Subordinated debt | $11,500,000 | 162 |
| All other liabilities | $21,808,000 | 392 |
| Total equity capital | $133,911,000 | 395 |
| Total bank equity capital | $133,911,000 | 395 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $17,400,000 | 233 |
| Surplus | $63,083,000 | 369 |
| Undivided profits | $53,428,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,261,000 | 326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $935,000 | 141 |
| Income earned, not collected on loans | $9,219,000 | 312 |
| Earning assets | $1,279,850,000 | 424 |
| Long-term assets (5+ years) | $267,180,000 | 342 |
| Average Assets, year-to-date | $1,416,029,600 | 406 |
| Average Assets, quarterly | $1,393,556,000 | 423 |
| Volatile liabilities | $301,881,000 | 436 |
| Insider loans | $36,520,000 | 151 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $469,882,000 | 294 |
| Tier 1 (core) risk-based capital | $126,257,000 | 393 |
| Tier 2 risk-based capital | $23,396,000 | 278 |
| Total risk weighted assets | $1,220,954,700 | 344 |
| Total unused commitments | $469,882,000 | 296 |
| Derivatives | $339,936,000 | 171 |
| 1995-12-31 | Rank | |
| # of Employees: | 552 | 391 |
| Assets and Liabilities | ||
| Total Assets: | $1,432,552,000 | 444 |
| Cash and due from depository institutions | $42,555,000 | 391 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $118,116,000 | 1,064 |
| Federal funds sold & reverse repurchase agreements | $11,195,000 | 1,259 |
| Net loans & leases | $1,218,931,000 | 348 |
| Loan loss allowance | $13,692,000 | 434 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $16,623,000 | 464 |
| Other real estate owned | $1,481,000 | 391 |
| Goodwill and other intangibles | $9,692,000 | 360 |
| All other assets | $13,959,000 | 730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,432,552,000 | 444 |
| Total liabilities | $1,288,508,000 | 446 |
| Total deposits | $1,043,808,000 | 442 |
| Interest-bearing deposits | $892,374,000 | 450 |
| Deposits held in domestic offices | $1,043,808,000 | 438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $211,052,000 | 264 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,229,000 | 2,745 |
| Subordinated debt | $11,500,000 | 165 |
| All other liabilities | $20,919,000 | 439 |
| Total equity capital | $144,044,000 | 403 |
| Total bank equity capital | $144,044,000 | 403 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $17,400,000 | 247 |
| Surplus | $63,083,000 | 391 |
| Undivided profits | $63,561,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,633,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $771,000 | 174 |
| Income earned, not collected on loans | $8,535,000 | 355 |
| Earning assets | $1,348,242,000 | 427 |
| Long-term assets (5+ years) | $280,256,000 | 316 |
| Average Assets, year-to-date | $1,387,650,000 | 436 |
| Average Assets, quarterly | $1,435,349,500 | 434 |
| Volatile liabilities | $246,204,000 | 483 |
| Insider loans | $47,548,000 | 139 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $556,610,000 | 285 |
| Tier 1 (core) risk-based capital | $133,728,000 | 395 |
| Tier 2 risk-based capital | $25,192,000 | 274 |
| Total risk weighted assets | $1,180,108,700 | 368 |
| Total unused commitments | $556,610,000 | 288 |
| Derivatives | $604,193,000 | 148 |
| 1994-12-31 | Rank | |
| # of Employees: | 440 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $995,092,000 | 566 |
| Cash and due from depository institutions | $76,088,000 | 479 |
| Interest-bearing balances | $30,000,000 | 145 |
| Securities | $49,667,000 | 2,633 |
| Federal funds sold & reverse repurchase agreements | $47,443,000 | 282 |
| Net loans & leases | $785,092,000 | 453 |
| Loan loss allowance | $7,931,000 | 662 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $14,751,000 | 508 |
| Other real estate owned | $35,000 | 479 |
| Goodwill and other intangibles | $13,317,000 | 265 |
| All other assets | $8,699,000 | 1,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $995,092,000 | 566 |
| Total liabilities | $906,947,000 | 569 |
| Total deposits | $853,622,000 | 509 |
| Interest-bearing deposits | $750,864,000 | 501 |
| Deposits held in domestic offices | $853,622,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,593,000 | 815 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,538,000 | 2,760 |
| Subordinated debt | $11,500,000 | 160 |
| All other liabilities | $16,694,000 | 454 |
| Total equity capital | $88,145,000 | 523 |
| Total bank equity capital | $88,145,000 | 523 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $16,250,000 | 257 |
| Surplus | $31,867,000 | 592 |
| Undivided profits | $40,028,000 | 567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,149,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $5,017,000 | 456 |
| Earning assets | $912,202,000 | 559 |
| Long-term assets (5+ years) | $102,952,000 | 655 |
| Average Assets, year-to-date | $999,942,600 | 540 |
| Average Assets, quarterly | $1,024,910,000 | 548 |
| Volatile liabilities | $45,135,000 | 1,342 |
| Insider loans | $39,189,000 | 158 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $400,447,000 | 311 |
| Tier 1 (core) risk-based capital | $76,392,000 | 576 |
| Tier 2 risk-based capital | $19,431,000 | 304 |
| Total risk weighted assets | $868,393,000 | 434 |
| Total unused commitments | $400,447,000 | 314 |
| Derivatives | $635,087,000 | 156 |
| 1993-12-31 | Rank | |
| # of Employees: | 461 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $879,075,000 | 629 |
| Cash and due from depository institutions | $33,372,000 | 491 |
| Interest-bearing balances | $1,200,000 | 3,126 |
| Securities | $90,693,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,195 |
| Net loans & leases | $705,253,000 | 476 |
| Loan loss allowance | $10,945,000 | 552 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $13,659,000 | 540 |
| Other real estate owned | $904,000 | 491 |
| Goodwill and other intangibles | $16,549,000 | 210 |
| All other assets | $12,295,000 | 825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $879,075,000 | 629 |
| Total liabilities | $790,260,000 | 638 |
| Total deposits | $741,514,000 | 592 |
| Interest-bearing deposits | $658,235,000 | 581 |
| Deposits held in domestic offices | $741,514,000 | 584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,388,000 | 658 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,311,000 | 1,779 |
| Subordinated debt | $11,500,000 | 158 |
| All other liabilities | $7,547,000 | 739 |
| Total equity capital | $88,815,000 | 513 |
| Total bank equity capital | $88,815,000 | 513 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $16,250,000 | 261 |
| Surplus | $31,375,000 | 577 |
| Undivided profits | $41,190,000 | 556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,127,000 | 1,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 996 |
| Income earned, not collected on loans | $3,799,000 | 514 |
| Earning assets | $803,496,000 | 626 |
| Long-term assets (5+ years) | $76,324,000 | 848 |
| Average Assets, year-to-date | $890,246,800 | 607 |
| Average Assets, quarterly | $883,510,500 | 620 |
| Volatile liabilities | $44,946,000 | 1,307 |
| Insider loans | $46,470,000 | 117 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $255,434,000 | 382 |
| Tier 1 (core) risk-based capital | $73,599,000 | 566 |
| Tier 2 risk-based capital | $21,085,740 | 280 |
| Total risk weighted assets | $765,499,940 | 459 |
| Total unused commitments | $255,434,000 | 388 |
| Derivatives | $491,392,000 | 159 |
| 1992-12-31 | Rank | |
| # of Employees: | 501 | 457 |
| Assets and Liabilities | ||
| Total Assets: | $919,425,000 | 611 |
| Cash and due from depository institutions | $89,373,000 | 457 |
| Interest-bearing balances | $55,900,000 | 154 |
| Securities | $113,044,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $43,000,000 | 466 |
| Net loans & leases | $621,087,000 | 540 |
| Loan loss allowance | $10,030,000 | 621 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $13,479,000 | 562 |
| Other real estate owned | $1,377,000 | 457 |
| Goodwill and other intangibles | $22,447,000 | 164 |
| All other assets | $15,618,000 | 732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $919,425,000 | 611 |
| Total liabilities | $833,992,000 | 622 |
| Total deposits | $792,947,000 | 583 |
| Interest-bearing deposits | $711,235,000 | 571 |
| Deposits held in domestic offices | $792,947,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,137,000 | 679 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,026,000 | 1,456 |
| Subordinated debt | $6,000,000 | 195 |
| All other liabilities | $9,882,000 | 621 |
| Total equity capital | $85,433,000 | 512 |
| Total bank equity capital | $85,433,000 | 512 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,250,000 | 1,204 |
| Surplus | $44,375,000 | 432 |
| Undivided profits | $37,808,000 | 563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,684,000 | 1,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,845,000 | 566 |
| Earning assets | $833,031,000 | 607 |
| Long-term assets (5+ years) | $81,254,000 | 763 |
| Average Assets, year-to-date | $902,129,400 | 613 |
| Average Assets, quarterly | $898,756,000 | 616 |
| Volatile liabilities | $42,823,000 | 1,328 |
| Insider loans | $109,000 | 5,494 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $213,665,000 | 400 |
| Tier 1 (core) risk-based capital | $62,986,000 | 617 |
| Tier 2 risk-based capital | $14,991,680 | 356 |
| Total risk weighted assets | $718,295,780 | 495 |
| Total unused commitments | $213,665,000 | 406 |
| Derivatives | $321,274,000 | 159 |