Home > Bank One, Chicago > Loan Charge- Offs and Recoveries
Bank One, Chicago, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,113,000 | 207 |
| Loans secured by real estate, total | $2,871,000 | 184 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,871,000 | 184 |
| Construction and land development | $319,000 | 118 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $579,000 | 288 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $1,973,000 | 106 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $3,549,000 | 133 |
| Loans to individuals | $6,543,000 | 217 |
| Credit card loan charge offs | $1,377,000 | 249 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,166,000 | 135 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $150,000 | 130 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,508,000 | 155 |
| Loans secured by real estate, total | $984,000 | 186 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $984,000 | 186 |
| Construction and land development | $39,000 | 215 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $65,000 | 533 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $880,000 | 118 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $2,697,000 | 87 |
| Loans to individuals | $2,802,000 | 143 |
| Credit card loan recoveries | $28,000 | 532 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,774,000 | 86 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $25,000 | 135 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,605,000 | 280 |
| Loans secured by real estate, total | $1,887,000 | 186 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,887,000 | 185 |
| Construction and land development | $280,000 | 102 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $514,000 | 264 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $1,093,000 | 121 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $852,000 | 296 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,741,000 | 261 |
| Credit card loan net charge offs | $1,349,000 | 237 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,392,000 | 186 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $125,000 | 120 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,869,000 | 191 |
| Loans secured by real estate, total | $1,221,000 | 424 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,221,000 | 422 |
| Construction and land development | $106,000 | 301 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $397,000 | 413 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $718,000 | 307 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $8,694,000 | 62 |
| Loans to individuals | $4,954,000 | 223 |
| Credit card loan charge offs | $526,000 | 374 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,428,000 | 124 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,941,000 | 175 |
| Loans secured by real estate, total | $1,062,000 | 179 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,062,000 | 177 |
| Construction and land development | $486,000 | 56 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $565,000 | 174 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $2,065,000 | 139 |
| Loans to individuals | $2,806,000 | 151 |
| Credit card loan recoveries | $3,000 | 1,552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,803,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $8,000 | 211 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,928,000 | 212 |
| Loans secured by real estate, total | $159,000 | 1,079 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $159,000 | 1,078 |
| Construction and land development | $-380,000 | 11,931 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $386,000 | 351 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $153,000 | 596 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $6,629,000 | 43 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,148,000 | 302 |
| Credit card loan net charge offs | $523,000 | 345 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,625,000 | 195 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-8,000 | 10,469 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $15,995,000 | 183 |
| Loans secured by real estate, total | $2,153,000 | 321 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,153,000 | 321 |
| Construction and land development | $827,000 | 114 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $40,000 | 1,927 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,286,000 | 241 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $6,599,000 | 97 |
| Loans to individuals | $7,243,000 | 158 |
| Credit card loan charge offs | $201,000 | 513 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,042,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,561,000 | 195 |
| Loans secured by real estate, total | $744,000 | 262 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $744,000 | 261 |
| Construction and land development | $1,000 | 729 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 867 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $703,000 | 154 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,342,000 | 204 |
| Loans to individuals | $3,475,000 | 122 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,474,000 | 65 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,434,000 | 184 |
| Loans secured by real estate, total | $1,409,000 | 348 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,409,000 | 348 |
| Construction and land development | $826,000 | 103 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $583,000 | 334 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $5,257,000 | 59 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,768,000 | 177 |
| Credit card loan net charge offs | $200,000 | 472 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,568,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $19,179,000 | 206 |
| Loans secured by real estate, total | $6,105,000 | 218 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $6,105,000 | 218 |
| Construction and land development | $1,298,000 | 173 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $388,000 | 581 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $4,419,000 | 147 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $6,243,000 | 144 |
| Loans to individuals | $6,795,000 | 179 |
| Credit card loan charge offs | $132,000 | 670 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,663,000 | 79 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $36,000 | 247 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,677,000 | 255 |
| Loans secured by real estate, total | $316,000 | 466 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $316,000 | 465 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $77,000 | 532 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $239,000 | 323 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $708,000 | 315 |
| Loans to individuals | $2,653,000 | 149 |
| Credit card loan recoveries | $15,000 | 811 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,638,000 | 87 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,502,000 | 195 |
| Loans secured by real estate, total | $5,789,000 | 192 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $5,789,000 | 192 |
| Construction and land development | $1,298,000 | 158 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $311,000 | 595 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $4,180,000 | 136 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $5,535,000 | 120 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $4,142,000 | 185 |
| Credit card loan net charge offs | $117,000 | 646 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,025,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $36,000 | 189 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,317,000 | 575 |
| Loans secured by real estate, total | $1,388,000 | 697 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,388,000 | 697 |
| Construction and land development | $987,000 | 266 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $241,000 | 910 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $160,000 | 1,362 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,093,000 | 333 |
| Loans to individuals | $700,000 | 796 |
| Credit card loan charge offs | $56,000 | 1,095 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $644,000 | 643 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $136,000 | 167 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $405,000 | 1,060 |
| Loans secured by real estate, total | $102,000 | 950 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $102,000 | 949 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,840 |
| Secured by multifamily residential properties | $72,000 | 114 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,257 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $106,000 | 1,506 |
| Loans to individuals | $70,000 | 1,635 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,555 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $127,000 | 101 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,912,000 | 534 |
| Loans secured by real estate, total | $1,286,000 | 672 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,286,000 | 672 |
| Construction and land development | $987,000 | 251 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $227,000 | 830 |
| Secured by multifamily residential properties | $-72,000 | 13,909 |
| Secured by nonfarm nonresidential properties | $144,000 | 1,337 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,987,000 | 290 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $630,000 | 707 |
| Credit card loan net charge offs | $51,000 | 1,057 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $579,000 | 522 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $9,000 | 276 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.