Home > Bank One, Champaign-Urbana > Loan Charge- Offs and Recoveries
Bank One, Champaign-Urbana, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,525,000 | 622 |
| Loans secured by real estate, total | $87,000 | 1,659 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $87,000 | 1,659 |
| Construction and land development | $36,000 | 387 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $36,000 | 1,765 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,423 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $31,000 | 144 |
| Commercial and industrial loans | $1,145,000 | 316 |
| Loans to individuals | $1,249,000 | 535 |
| Credit card loan charge offs | $34,000 | 1,240 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,215,000 | 399 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $12,000 | 275 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,131,000 | 448 |
| Loans secured by real estate, total | $274,000 | 428 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $274,000 | 428 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $188,000 | 219 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $86,000 | 489 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 207 |
| Commercial and industrial loans | $439,000 | 327 |
| Loans to individuals | $416,000 | 449 |
| Credit card loan recoveries | $2,000 | 1,776 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $414,000 | 353 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,394,000 | 725 |
| Loans secured by real estate, total | $-187,000 | 11,312 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-187,000 | 11,337 |
| Construction and land development | $36,000 | 326 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-152,000 | 11,421 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-71,000 | 11,176 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $29,000 | 111 |
| Commercial and industrial loans | $706,000 | 346 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $833,000 | 551 |
| Credit card loan net charge offs | $32,000 | 1,161 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $801,000 | 400 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $12,000 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,600,000 | 610 |
| Loans secured by real estate, total | $400,000 | 814 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $400,000 | 813 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $269,000 | 559 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $131,000 | 798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $782,000 | 442 |
| Loans to individuals | $1,418,000 | 458 |
| Credit card loan charge offs | $30,000 | 1,242 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,388,000 | 309 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,355,000 | 419 |
| Loans secured by real estate, total | $88,000 | 971 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $88,000 | 970 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $77,000 | 474 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $11,000 | 1,277 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 135 |
| Commercial and industrial loans | $898,000 | 222 |
| Loans to individuals | $358,000 | 481 |
| Credit card loan recoveries | $2,000 | 1,762 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $356,000 | 387 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,245,000 | 763 |
| Loans secured by real estate, total | $312,000 | 760 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $312,000 | 759 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $192,000 | 558 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $120,000 | 671 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-11,000 | 1,147 |
| Commercial and industrial loans | $-116,000 | 11,646 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,060,000 | 428 |
| Credit card loan net charge offs | $28,000 | 1,146 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,032,000 | 276 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,377,000 | 934 |
| Loans secured by real estate, total | $5,000 | 5,270 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,000 | 5,270 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $5,000 | 3,995 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $22,000 | 126 |
| Commercial and industrial loans | $544,000 | 652 |
| Loans to individuals | $806,000 | 564 |
| Credit card loan charge offs | $22,000 | 1,384 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $784,000 | 401 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $354,000 | 1,095 |
| Loans secured by real estate, total | $46,000 | 1,597 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $46,000 | 1,597 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $18,000 | 1,468 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $28,000 | 1,049 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 215 |
| Commercial and industrial loans | $163,000 | 918 |
| Loans to individuals | $144,000 | 840 |
| Credit card loan recoveries | $4,000 | 1,401 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $140,000 | 738 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,023,000 | 852 |
| Loans secured by real estate, total | $-41,000 | 12,028 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-41,000 | 12,066 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-13,000 | 11,956 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-28,000 | 12,123 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $21,000 | 79 |
| Commercial and industrial loans | $381,000 | 595 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $662,000 | 474 |
| Credit card loan net charge offs | $18,000 | 1,351 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $644,000 | 287 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,656,000 | 1,011 |
| Loans secured by real estate, total | $888,000 | 734 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $888,000 | 732 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 3,812 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $875,000 | 414 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $286,000 | 1,544 |
| Loans to individuals | $482,000 | 818 |
| Credit card loan charge offs | $25,000 | 1,395 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $457,000 | 640 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $277,000 | 1,431 |
| Loans secured by real estate, total | $102,000 | 1,002 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $102,000 | 1,001 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,273 |
| Secured by multifamily residential properties | $28,000 | 245 |
| Secured by nonfarm nonresidential properties | $65,000 | 700 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $117,000 | 1,315 |
| Loans to individuals | $58,000 | 1,776 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,614 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,379,000 | 915 |
| Loans secured by real estate, total | $786,000 | 702 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $786,000 | 700 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 4,264 |
| Secured by multifamily residential properties | $-28,000 | 13,192 |
| Secured by nonfarm nonresidential properties | $810,000 | 386 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $169,000 | 1,718 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $424,000 | 680 |
| Credit card loan net charge offs | $24,000 | 1,263 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $400,000 | 470 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $922,000 | 1,938 |
| Loans secured by real estate, total | $102,000 | 2,982 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $102,000 | 2,982 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $15,000 | 522 |
| Total charge-offs secured by 1-4 family residential properties | $47,000 | 2,554 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $40,000 | 2,373 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $467,000 | 1,469 |
| Loans to individuals | $353,000 | 1,232 |
| Credit card loan charge offs | $16,000 | 1,912 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $337,000 | 1,026 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $258,000 | 1,586 |
| Loans secured by real estate, total | $78,000 | 1,143 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $78,000 | 1,143 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $18,000 | 266 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,403 |
| Secured by multifamily residential properties | $38,000 | 157 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $27,000 | 111 |
| Commercial and industrial loans | $111,000 | 1,447 |
| Loans to individuals | $42,000 | 2,382 |
| Credit card loan recoveries | $3,000 | 1,679 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $39,000 | 2,295 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $664,000 | 2,047 |
| Loans secured by real estate, total | $24,000 | 4,759 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $24,000 | 4,761 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $-3,000 | 11,510 |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 3,049 |
| Secured by multifamily residential properties | $-38,000 | 13,891 |
| Secured by nonfarm nonresidential properties | $40,000 | 2,200 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-27,000 | 1,141 |
| Commercial and industrial loans | $356,000 | 1,506 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $311,000 | 1,056 |
| Credit card loan net charge offs | $13,000 | 1,913 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $298,000 | 822 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.