Home > Bank One, Champaign-Urbana > Income and Expense
Bank One, Champaign-Urbana, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,696,000 | 1,619 |
| Total interest expense | $7,722,000 | 2,038 |
| Net interest income | $12,974,000 | 1,382 |
| Provision for loan and lease losses | $1,235,000 | 869 |
| Total noninterest income | $3,200,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,827,000 | 730 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,373,000 | 1,461 |
| Total noninterest expense | $8,933,000 | 1,581 |
| Salaries and employee benefits | $3,166,000 | 2,111 |
| Premises and equipment expense | $975,000 | 2,061 |
| Additional noninterest expense | $4,792,000 | 1,175 |
| Pre-tax net operating income | $6,006,000 | 1,204 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $2,210,000 | 1,122 |
| Income before extraordinary items | $3,823,000 | 1,301 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,823,000 | 1,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,394,000 | 725 |
| Cash dividends | $4,500,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,805,720 | 1,278 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,391,000 | 1,579 |
| Total interest expense | $8,222,000 | 1,913 |
| Net interest income | $13,169,000 | 1,363 |
| Provision for loan and lease losses | $1,238,000 | 810 |
| Total noninterest income | $2,181,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,717,000 | 774 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $464,000 | 3,015 |
| Total noninterest expense | $9,192,000 | 1,549 |
| Salaries and employee benefits | $3,694,000 | 1,796 |
| Premises and equipment expense | $1,043,000 | 1,957 |
| Additional noninterest expense | $4,455,000 | 1,227 |
| Pre-tax net operating income | $4,920,000 | 1,534 |
| Securities gains (losses) | $1,349,000 | 176 |
| Applicable income taxes | $2,298,000 | 1,110 |
| Income before extraordinary items | $3,971,000 | 1,334 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,971,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,245,000 | 763 |
| Cash dividends | $2,500,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,107,640 | 1,617 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,717,000 | 1,489 |
| Total interest expense | $6,524,000 | 1,911 |
| Net interest income | $14,193,000 | 1,276 |
| Provision for loan and lease losses | $648,000 | 1,269 |
| Total noninterest income | $2,096,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,588,000 | 822 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $508,000 | 2,926 |
| Total noninterest expense | $10,050,000 | 1,458 |
| Salaries and employee benefits | $4,432,000 | 1,514 |
| Premises and equipment expense | $990,000 | 2,058 |
| Additional noninterest expense | $4,628,000 | 1,254 |
| Pre-tax net operating income | $5,591,000 | 1,337 |
| Securities gains (losses) | $-1,725,000 | 12,464 |
| Applicable income taxes | $1,271,000 | 1,796 |
| Income before extraordinary items | $2,595,000 | 1,880 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,595,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 852 |
| Cash dividends | $2,575,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,750,750 | 1,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,747,000 | 1,448 |
| Total interest expense | $6,389,000 | 2,030 |
| Net interest income | $15,358,000 | 1,182 |
| Provision for loan and lease losses | $1,111,000 | 1,208 |
| Total noninterest income | $2,232,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,362,000 | 974 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $870,000 | 2,253 |
| Total noninterest expense | $9,038,000 | 1,677 |
| Salaries and employee benefits | $4,584,000 | 1,478 |
| Premises and equipment expense | $1,051,000 | 1,963 |
| Additional noninterest expense | $3,403,000 | 1,722 |
| Pre-tax net operating income | $7,441,000 | 965 |
| Securities gains (losses) | $-72,000 | 13,139 |
| Applicable income taxes | $2,555,000 | 984 |
| Income before extraordinary items | $4,814,000 | 1,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,814,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,379,000 | 915 |
| Cash dividends | $1,700,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,860,800 | 996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,505,000 | 1,543 |
| Total interest expense | $8,677,000 | 1,955 |
| Net interest income | $14,828,000 | 1,259 |
| Provision for loan and lease losses | $890,000 | 1,995 |
| Total noninterest income | $2,098,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,467,000 | 887 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $631,000 | 2,731 |
| Total noninterest expense | $8,714,000 | 1,742 |
| Salaries and employee benefits | $4,515,000 | 1,467 |
| Premises and equipment expense | $1,186,000 | 1,780 |
| Additional noninterest expense | $3,013,000 | 1,992 |
| Pre-tax net operating income | $7,322,000 | 884 |
| Securities gains (losses) | $1,306,000 | 541 |
| Applicable income taxes | $3,012,000 | 777 |
| Income before extraordinary items | $5,616,000 | 848 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,616,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 2,047 |
| Cash dividends | $4,460,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,767,100 | 904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.