Home > Bank One, Champaign-Urbana > Assets and Liabilities
Bank One, Champaign-Urbana, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 129 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $272,332,000 | 1,702 |
| Cash and due from depository institutions | $13,615,000 | 1,446 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $41,796,000 | 2,890 |
| Federal funds sold & reverse repurchase agreements | $21,270,000 | 622 |
| Net loans & leases | $187,480,000 | 1,550 |
| Loan loss allowance | $2,593,000 | 1,507 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,588,000 | 2,997 |
| Other real estate owned | $341,000 | 1,446 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,242,000 | 1,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,332,000 | 1,702 |
| Total liabilities | $237,661,000 | 1,775 |
| Total deposits | $231,506,000 | 1,655 |
| Interest-bearing deposits | $183,919,000 | 1,813 |
| Deposits held in domestic offices | $231,506,000 | 1,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,387,000 | 2,111 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $96,000 | 4,872 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,672,000 | 1,260 |
| Total equity capital | $34,671,000 | 1,299 |
| Total bank equity capital | $34,671,000 | 1,299 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $13,500,000 | 1,252 |
| Undivided profits | $19,171,000 | 1,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,728,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,783 |
| Income earned, not collected on loans | $1,671,000 | 1,285 |
| Earning assets | $250,546,000 | 1,695 |
| Long-term assets (5+ years) | $17,742,000 | 2,905 |
| Average Assets, year-to-date | $275,174,400 | 1,632 |
| Average Assets, quarterly | $267,600,500 | 1,715 |
| Volatile liabilities | $11,684,000 | 4,367 |
| Insider loans | $5,039,000 | 847 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $36,254,000 | 1,344 |
| Tier 1 (core) risk-based capital | $34,814,000 | 1,228 |
| Tier 2 risk-based capital | $2,562,520 | 1,259 |
| Total risk weighted assets | $204,970,920 | 1,395 |
| Total unused commitments | $36,254,000 | 1,352 |
| Derivatives | $39,974,000 | 319 |
| 1995-12-31 | Rank | |
| # of Employees: | 134 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $290,284,000 | 1,629 |
| Cash and due from depository institutions | $18,346,000 | 1,419 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $46,054,000 | 2,744 |
| Federal funds sold & reverse repurchase agreements | $25,603,000 | 586 |
| Net loans & leases | $192,585,000 | 1,495 |
| Loan loss allowance | $2,752,000 | 1,472 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,602,000 | 2,904 |
| Other real estate owned | $0 | 1,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,094,000 | 1,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,284,000 | 1,629 |
| Total liabilities | $254,690,000 | 1,680 |
| Total deposits | $241,283,000 | 1,618 |
| Interest-bearing deposits | $194,976,000 | 1,741 |
| Deposits held in domestic offices | $241,283,000 | 1,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,081,000 | 1,245 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $38,000 | 4,747 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,288,000 | 1,006 |
| Total equity capital | $35,594,000 | 1,281 |
| Total bank equity capital | $35,594,000 | 1,281 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $13,500,000 | 1,250 |
| Undivided profits | $20,094,000 | 1,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,520,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,269 |
| Income earned, not collected on loans | $1,966,000 | 1,147 |
| Earning assets | $264,242,000 | 1,644 |
| Long-term assets (5+ years) | $9,554,000 | 4,140 |
| Average Assets, year-to-date | $287,855,800 | 1,582 |
| Average Assets, quarterly | $285,177,500 | 1,638 |
| Volatile liabilities | $22,026,000 | 2,436 |
| Insider loans | $5,296,000 | 843 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $32,424,000 | 1,405 |
| Tier 1 (core) risk-based capital | $35,491,000 | 1,230 |
| Tier 2 risk-based capital | $2,618,490 | 1,254 |
| Total risk weighted assets | $209,345,290 | 1,369 |
| Total unused commitments | $32,424,000 | 1,414 |
| Derivatives | $187,011,000 | 235 |
| 1994-12-31 | Rank | |
| # of Employees: | 153 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $298,492,000 | 1,549 |
| Cash and due from depository institutions | $18,285,000 | 1,298 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $61,890,000 | 2,131 |
| Federal funds sold & reverse repurchase agreements | $1,239,000 | 5,001 |
| Net loans & leases | $207,008,000 | 1,357 |
| Loan loss allowance | $2,759,000 | 1,491 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,778,000 | 2,657 |
| Other real estate owned | $214,000 | 1,298 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,078,000 | 1,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,492,000 | 1,549 |
| Total liabilities | $264,890,000 | 1,592 |
| Total deposits | $251,091,000 | 1,509 |
| Interest-bearing deposits | $202,328,000 | 1,635 |
| Deposits held in domestic offices | $251,091,000 | 1,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,390,000 | 1,393 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,409,000 | 874 |
| Total equity capital | $33,602,000 | 1,239 |
| Total bank equity capital | $33,602,000 | 1,239 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $13,500,000 | 1,179 |
| Undivided profits | $18,102,000 | 1,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,518,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,494 |
| Income earned, not collected on loans | $2,072,000 | 948 |
| Earning assets | $270,137,000 | 1,566 |
| Long-term assets (5+ years) | $7,528,000 | 4,878 |
| Average Assets, year-to-date | $301,281,800 | 1,494 |
| Average Assets, quarterly | $300,744,000 | 1,526 |
| Volatile liabilities | $21,057,000 | 2,441 |
| Insider loans | $8,647,000 | 512 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $34,882,000 | 1,286 |
| Tier 1 (core) risk-based capital | $34,020,000 | 1,220 |
| Tier 2 risk-based capital | $2,728,880 | 1,205 |
| Total risk weighted assets | $218,280,280 | 1,294 |
| Total unused commitments | $34,882,000 | 1,294 |
| Derivatives | $202,740,000 | 225 |
| 1993-12-31 | Rank | |
| # of Employees: | 173 | 1,195 |
| Assets and Liabilities | ||
| Total Assets: | $303,843,000 | 1,550 |
| Cash and due from depository institutions | $20,467,000 | 1,195 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $79,339,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 2,765 |
| Net loans & leases | $191,815,000 | 1,442 |
| Loan loss allowance | $3,134,000 | 1,419 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,495,000 | 2,928 |
| Other real estate owned | $271,000 | 1,195 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,431,000 | 1,735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,843,000 | 1,550 |
| Total liabilities | $269,843,000 | 1,592 |
| Total deposits | $257,114,000 | 1,543 |
| Interest-bearing deposits | $208,442,000 | 1,653 |
| Deposits held in domestic offices | $257,114,000 | 1,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,476,000 | 1,051 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,253,000 | 1,651 |
| Total equity capital | $34,000,000 | 1,205 |
| Total bank equity capital | $34,000,000 | 1,205 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $13,500,000 | 1,120 |
| Undivided profits | $18,500,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,491,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,032 |
| Income earned, not collected on loans | $1,866,000 | 926 |
| Earning assets | $276,179,000 | 1,565 |
| Long-term assets (5+ years) | $8,522,000 | 4,822 |
| Average Assets, year-to-date | $299,026,800 | 1,525 |
| Average Assets, quarterly | $306,426,500 | 1,519 |
| Volatile liabilities | $23,179,000 | 2,135 |
| Insider loans | $3,998,000 | 1,030 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $43,061,000 | 1,091 |
| Tier 1 (core) risk-based capital | $34,000,000 | 1,162 |
| Tier 2 risk-based capital | $2,491,020 | 1,307 |
| Total risk weighted assets | $198,638,220 | 1,408 |
| Total unused commitments | $43,061,000 | 1,115 |
| Derivatives | $115,313,000 | 248 |
| 1992-12-31 | Rank | |
| # of Employees: | 172 | 1,245 |
| Assets and Liabilities | ||
| Total Assets: | $300,738,000 | 1,611 |
| Cash and due from depository institutions | $21,414,000 | 1,245 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $67,770,000 | 1,990 |
| Federal funds sold & reverse repurchase agreements | $17,999,000 | 945 |
| Net loans & leases | $185,316,000 | 1,527 |
| Loan loss allowance | $3,402,000 | 1,390 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,596,000 | 2,830 |
| Other real estate owned | $106,000 | 1,245 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,537,000 | 1,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,738,000 | 1,611 |
| Total liabilities | $269,852,000 | 1,646 |
| Total deposits | $264,073,000 | 1,584 |
| Interest-bearing deposits | $222,345,000 | 1,632 |
| Deposits held in domestic offices | $264,073,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,639,000 | 1,820 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,140,000 | 1,319 |
| Total equity capital | $30,886,000 | 1,261 |
| Total bank equity capital | $30,886,000 | 1,261 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $13,500,000 | 1,088 |
| Undivided profits | $15,386,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,211,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,883,000 | 1,023 |
| Earning assets | $271,085,000 | 1,626 |
| Long-term assets (5+ years) | $16,064,000 | 3,073 |
| Average Assets, year-to-date | $304,976,400 | 1,558 |
| Average Assets, quarterly | $295,463,500 | 1,620 |
| Volatile liabilities | $12,183,000 | 3,547 |
| Insider loans | $392,000 | 2,321 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $21,025,000 | 1,764 |
| Tier 1 (core) risk-based capital | $30,886,000 | 1,222 |
| Tier 2 risk-based capital | $2,515,280 | 1,309 |
| Total risk weighted assets | $200,335,980 | 1,442 |
| Total unused commitments | $21,025,000 | 1,780 |
| Derivatives | $128,000,000 | 225 |