Home > Bank One, Cambridge > Income and Expense

Bank One, Cambridge, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$18,290,0001,851
Total interest expense$7,213,0002,164
Net interest income$11,077,0001,601
Provision for loan and lease losses$661,0001,383
Total noninterest income$1,685,0002,105
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$940,0001,432
Trading account gains and fees$0262
Additional Noninterest Income$745,0002,196
Total noninterest expense$7,143,0001,962
Salaries and employee benefits$2,488,0002,714
Premises and equipment expense$718,0002,722
Additional noninterest expense$3,937,0001,370
Pre-tax net operating income$4,958,0001,452
Securities gains (losses)$63,0001,196
Applicable income taxes$1,678,0001,443
Income before extraordinary items$3,343,0001,477
Extraordinary gains, net$053
Net income$3,343,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$713,0001,099
Cash dividends$765,0002,579
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,300,7901,466
1995-12-31 (YTD Data)Rank
Total interest income$17,756,0001,912
Total interest expense$7,392,0002,115
Net interest income$10,364,0001,724
Provision for loan and lease losses$900,0001,018
Total noninterest income$1,807,0001,990
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,296,0001,032
Trading account gains and fees$0522
Additional Noninterest Income$511,0002,836
Total noninterest expense$7,055,0001,959
Salaries and employee benefits$2,675,0002,497
Premises and equipment expense$685,0002,872
Additional noninterest expense$3,695,0001,423
Pre-tax net operating income$4,216,0001,748
Securities gains (losses)$-5,0009,676
Applicable income taxes$1,253,0001,948
Income before extraordinary items$2,958,0001,709
Extraordinary gains, net$065
Net income$2,958,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$838,000994
Cash dividends$2,668,0001,009
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,961,5001,686
1994-12-31 (YTD Data)Rank
Total interest income$17,296,0001,779
Total interest expense$6,094,0002,050
Net interest income$11,202,0001,617
Provision for loan and lease losses$753,0001,142
Total noninterest income$2,086,0001,794
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,258,0001,055
Trading account gains and fees$0475
Additional Noninterest Income$828,0002,090
Total noninterest expense$8,600,0001,702
Salaries and employee benefits$2,949,0002,266
Premises and equipment expense$678,0002,901
Additional noninterest expense$4,973,0001,186
Pre-tax net operating income$3,935,0001,810
Securities gains (losses)$-289,00012,101
Applicable income taxes$1,179,0001,904
Income before extraordinary items$2,467,0001,982
Extraordinary gains, net$0249
Net income$2,467,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,046,000843
Cash dividends$1,572,0001,353
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,663,5201,836
1993-12-31 (YTD Data)Rank
Total interest income$17,580,0001,786
Total interest expense$4,504,0002,856
Net interest income$13,076,0001,387
Provision for loan and lease losses$890,0001,414
Total noninterest income$2,275,0001,801
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,235,0001,079
Trading account gains and fees$0532
Additional Noninterest Income$1,040,0001,980
Total noninterest expense$9,019,0001,682
Salaries and employee benefits$2,951,0002,253
Premises and equipment expense$584,0003,414
Additional noninterest expense$5,484,0001,182
Pre-tax net operating income$5,442,0001,278
Securities gains (losses)$-5,00012,580
Applicable income taxes$1,651,0001,441
Income before extraordinary items$3,786,0001,338
Extraordinary gains, net$03,149
Net income$3,786,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,144,0001,053
Cash dividends$1,210,0001,502
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,789,5001,254
1992-12-31 (YTD Data)Rank
Total interest income$19,381,0001,834
Total interest expense$5,666,0002,942
Net interest income$13,715,0001,345
Provision for loan and lease losses$1,964,0001,167
Total noninterest income$1,924,0001,987
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,284,0001,010
Trading account gains and fees$0504
Additional Noninterest Income$640,0002,707
Total noninterest expense$8,842,0001,715
Salaries and employee benefits$3,139,0002,096
Premises and equipment expense$636,0003,181
Additional noninterest expense$5,067,0001,304
Pre-tax net operating income$4,833,0001,315
Securities gains (losses)$-4,00013,019
Applicable income taxes$1,579,0001,389
Income before extraordinary items$3,250,0001,427
Extraordinary gains, net$01,422
Net income$3,250,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,160,0001,422
Cash dividends$1,100,0001,422
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,252,6801,317

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.